Affordable Housing In Frederick
Frederick County, Maryland

51 Low Income Apartment Communities In Frederick

Hillcrest Group Home

590 Hillcrest Dr
Frederick, Maryland
Subsidized
62+
Accessible
Elderly Supportive Housing

Thomas Contentment

385 Prospect Blvd
Frederick, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Washington - Allegany Residence I

620 Research Dr
Frederick, Maryland
Subsidized
62+
Accessible
Elderly Supportive Housing

Windsor Gardens

31 W Patrick St
Frederick, Maryland
Subsidized

Walden Place

164 Key Pkwy
Frederick, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Wyngate Group Home

246 Wyngate Dr
Frederick, Maryland
Subsidized
62+
Accessible
Elderly Supportive Housing

Sergents Way

225 Wyngate Dr
Frederick, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Old Towne Homes

7 W 3rd St
Frederick, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Woolard Homes

318 Thomas Ave
Frederick, Maryland
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Weinberg House Apartments

222 Broadway St
Frederick, Maryland

Section 8 Vouchers, Apartments, and Waiting Lists in Frederick, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Frederick, Maryland

Housing Authority Programs
Housing Authority of the City of Frederick Section 8 Housing Choice Voucher (HCV); Public Housing; Moderate Rehabilitation; Homeownership; Housing Opportunities for Persons with AIDS (HOPWA)
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Frederick, Maryland

There are 51 low income housing apartment communities offering 1,863 affordable apartments for rent in Frederick, Maryland.

Income Based Apartments in Frederick, Maryland

Frederick features 1,026 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Frederick, Maryland

There are 638 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Frederick.

Housing Choice Vouchers in Frederick, Maryland

On average, Section 8 Housing Choice vouchers pay Frederick landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Frederick.

The maximum amount a voucher would pay on behalf of a low-income tenant in Frederick, Maryland for a two-bedroom apartment is between $1,607 and $1,964.

2022 Frederick, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Frederick, Maryland Fair Market Rent $1,539 $1,567 $1,785 $2,260 $2,713
Frederick, Maryland Payment Standard Range $1,385 to $1,693 $1,410 to $1,724 $1,607 to $1,964 $2,034 to $2,486 $2,442 to $2,984

Sourced from federal housing data and AffordableHousingOnline.com research.

Frederick, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 51
Total Low Income Apartments 1,863
Total Housing Units with Rental Assistance 1,026
Percentage of Housing Units Occupied By Renters 46.39%
Average Renter Household Size 2.42
Average Household Size 2.47
Median Household Income $64,700 ±$2,192
Median Rent $1,250 ±$40
Percentage Of Renters Overburdened 49.92% ± 4.35pp
Total Population 67,421

Population and Household Demographics

Frederick is a city in Frederick County, Maryland with a population of 67,421. There are 26,591 households in the city with an average household size of 2.47 persons. 46.39% of households in Frederick are renters.

Income and Rent Overburden in Frederick

The median gross income for households in Frederick is $64,700 a year, or $5,392 a month. The median rent for the city is $1,250 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Frederick, a household making less than $4,167 a month would be considered overburdened when renting an apartment at or above the median rent. 49.92% of households who rent are overburdened in Frederick.

Area Median Income In Frederick

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Frederick, the AMI is calculated from all households within Frederick County.

In Frederick, HUD calculates the Area Median Income for a family of four as $129,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Frederick

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Frederick

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Frederick AMI may qualify for rental assistance programs that target Extremely Low Income households.
$27,100 $31,000 $34,850 $38,700 $41,800 $44,900 $48,000 $51,100
50% AMI Income Limits
Renters earning up to 50% of the Frederick AMI may qualify for rental assistance programs that target Very Low Income households.
$45,150 $51,600 $58,050 $64,500 $69,700 $74,850 $80,000 $85,150
80% AMI Income Limits
Renters earning up to 80% of the Frederick AMI may qualify for rental assistance programs that target Low Income households.
$57,650 $65,850 $74,100 $82,300 $88,900 $95,500 $102,100 $108,650