Affordable Housing In Germantown
Montgomery County, Maryland

15 Low Income Apartment Communities In Germantown

Manor at Clopper's Mill

18003 Mateny Road
Germantown, MD
1 BR
62+
HCV Welcome

Leamans Farm

18628 Poplar Glen Court #7
Germantown, MD

Ashmore At Germantown

13503 #203 Kildare Hills Ter
Germantown, MD

Vesta, Tbd

18 Doxdam Ct
Germantown, MD
Accessible
Disabled Supportive Housing
Subsidized

Ashmore Homes

13501 Derry Glen Ct
Germantown, MD
Accessible
Disabled Supportive Housing
Subsidized

Scatterted Sites Awor

19501 Gunners Branch Rd
Germantown, MD

Scatterted Sites Awor

12900 Churchill Ridge Cir
Germantown, MD

Middlebrook Square

11400 Scenery Pl
Germantown, MD

Tfo Germantown

12912 Falling Water Cir
Germantown, MD
HCV Welcome

Montgomery Homes X

13107 Millhaven Pl
Germantown, MD
HCV Welcome

Housing Authorities that serve Germantown

Housing Authority Programs
Housing Opportunities Commission of Montgomery County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Germantown, Maryland

There are 15 low income housing apartment communities offering 1,426 affordable apartments for rent in Germantown, Maryland. Germantown features 380 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,046 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Germantown.

Sourced from federal housing data and AffordableHousingOnline.com research.

Germantown, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 1,426
Total Housing Units with Rental Assistance 380
Percentage of Housing Units Occupied By Renters 32.87%
Average Renter Household Size 2.78
Average Household Size 2.86
Median Household Income $84,615 ±$3,161
Median Rent $1,629 ±$35
Percentage Of Renters Overburdened 53.57% ± 4.52pp
Total Population 89,826

Population and Household Demographics

Germantown is a City in Montgomery County, Maryland with a population of 89,826. There are 31,359 households in the city with an average household size of 2.86 persons. 32.87% of households in Germantown are renters.

Income and Rent Overburden in Germantown

The median gross income for households in Germantown is $84,615 a year, or $7,051 a month. The median rent for the city is $1,629 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Germantown, a household making less than $5,430 a month would be considered overburdened when renting an apartment at or above the median rent. 53.57% of households who rent are overburdened in Germantown.1

Area Median Income In Germantown

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Germantown, the AMI is calculated from all households within Montgomery County.

In Germantown, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Germantown

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Germantown HUD Rental Assistance in Germantown

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Germantown

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 7 low income apartment communities containing 1,136 rental apartments have been constructed and made affordable to low income persons in Germantown by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Germantown

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Germantown is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Germantown

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,457 $1,500 $1,707 $2,215 $2,707