Affordable Housing In Hurlock
Dorchester County, Maryland

5 Low Income Apartment Communities In Hurlock

Harrison Ferry Apartments

43 Delaware Avenue
Hurlock, MD
Call For Rent
1-2 BR
Subsidized

Prospect Heights Apartments

202 Gold Rush Ln
Hurlock, MD
HCV Welcome

Prospect Heights

Gold Rush Ln
Hurlock, MD
Subsidized

Hurlock Meadows

45 Delaware Ave
Hurlock, MD
Subsidized

Shiloh House

6206 Shiloh Church Hurlock Rd
Hurlock, MD
HCV Welcome
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There are 5 low income housing apartment complexes which contain 124 affordable apartments for rent in Hurlock. Many of these rental apartments are income based housing with 78 apartments that set rent based on your income. In Hurlock, HUD housing programs support 16 rental assistance apartments through programs like Project-based Section 8. There are 46 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Hurlock

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Hurlock, Maryland

Hurlock, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 124
Total Rent Assisted Apartments 78
Percentage of Housing Units Occupied By Renters 32.34%
Average Renter Household Size 2.53
Total Population 1,958
Housing Units 739
Average Household Size 2.65
Median Household Income $36,352 ±$6,293
Median Rent $846 ±$200
Percentage Of Renters Overburdened 51.05% ± 15.73pp

Population and Household Demographics

Hurlock is a City in Dorchester County, Maryland with a population of 1,958. There are 739 households in the city with an average household size of 2.65 persons. 32.34% of households in Hurlock are renters.

Income and Rent Overburden in Hurlock

The median gross income for households in Hurlock is $36,352 a year, or $3,029 a month. The median rent for the city is $846 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hurlock, a household making less than $2,820 a month would be considered overburdened when renting an apartment at or above the median rent. 51.05% of households who rent are overburdened in Hurlock.1

Area Median Income In Hurlock

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hurlock, the AMI is calculated from all households within Dorchester County.

In Hurlock, HUD calculates the Area Median Income for a family of four as $65,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hurlock

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Hurlock HUD Rental Assistance in Hurlock

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Hurlock

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2008, 3 low income apartment communities containing 71 rental apartments have been constructed and made affordable to low income persons in Hurlock by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Hurlock

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hurlock is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Hurlock

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$754 $773 $886 $1,220 $1,283