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Affordable Housing In Lonaconing
Allegany County, Maryland

1 Low Income Apartment Communities In Lonaconing

Lana Lu

40 W. Main Street
Lonaconing, Maryland
Call For Rent
1 BR
Subsidized
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Housing Authorities that serve Lonaconing

Housing Authority Programs
Allegany County Housing Authority Public Housing
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Cumberland Housing Group Public Housing

Guide To Affordable Housing in Lonaconing, Maryland

There are 1 low income housing apartment communities offering 30 affordable apartments for rent in Lonaconing, Maryland.

Income Based Apartments in Lonaconing, Maryland

Lonaconing features 30 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Lonaconing, Maryland

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Lonaconing.

Housing Choice Vouchers in Lonaconing, Maryland

On average, Section 8 Housing Choice vouchers pay Lonaconing landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Lonaconing.

The maximum amount a voucher would pay on behalf of a low-income tenant in Lonaconing, Maryland for a two-bedroom apartment is between $661 and $807.

2021 Lonaconing, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Lonaconing, Maryland Fair Market Rent $499 $587 $734 $965 $1,223
Lonaconing, Maryland Payment Standard Range $449 to $549 $528 to $646 $661 to $807 $869 to $1,062 $1,101 to $1,345

Sourced from federal housing data and AffordableHousingOnline.com research.

Lonaconing, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 30
Total Housing Units with Rental Assistance 30
Percentage of Housing Units Occupied By Renters 31.78%
Average Renter Household Size 2.07
Average Household Size 2.39
Median Household Income $41,731 ±$4,982
Median Rent $490 ±$43
Percentage Of Renters Overburdened 44.12% ± 16.54pp
Total Population 1,088

Population and Household Demographics

Lonaconing is a city in Allegany County, Maryland with a population of 1,088. There are 428 households in the city with an average household size of 2.39 persons. 31.78% of households in Lonaconing are renters.

Income and Rent Overburden in Lonaconing

The median gross income for households in Lonaconing is $41,731 a year, or $3,478 a month. The median rent for the city is $490 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lonaconing, a household making less than $1,633 a month would be considered overburdened when renting an apartment at or above the median rent. 44.12% of households who rent are overburdened in Lonaconing.

Area Median Income In Lonaconing

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Lonaconing, the AMI is calculated from all households within Allegany County.

In Lonaconing, HUD calculates the Area Median Income for a family of four as $61,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lonaconing

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Lonaconing

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Lonaconing AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,300 $17,500 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% AMI Income Limits
Renters earning up to 50% of the Lonaconing AMI may qualify for rental assistance programs that target Very Low Income households.
$25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
80% AMI Income Limits
Renters earning up to 80% of the Lonaconing AMI may qualify for rental assistance programs that target Low Income households.
$40,800 $46,600 $52,450 $58,250 $62,950 $67,600 $72,250 $76,900