Affordable Housing In Montgomery County
Maryland

179 Low Income Apartment Communities In Montgomery County

Next Step Housing

9142 Turtle Dove Ln
Gaithersburg, MD
Accessible
Disabled Supportive Housing
Subsidized

Mcarc Randolph Rd 1600 E Randolph Silver Spring, M

1600 E Randolph Rd
Silver Spring, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Esperance Homes ( Family Services )

13 Shuttle Ct
Gaithersburg, MD
Accessible
Disabled Supportive Housing
Subsidized

Friends House

17340 Quaker Ln
Sandy Spring, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Henson Creek Manor II

5301 Haras Pl
Fort Washington, MD
HCV Welcome

Thomas Street Housing

102 Thomas St
Rockville, MD
Accessible
Disabled Supportive Housing
Subsidized

St Lukes Homes, Inc

6040 Southport Dr
Bethesda, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

The Barrington Apartments

1912 Rosemary Hills Dr
Silver Spring, MD
Subsidized

Second Step II

9901 Braddock Rd
Silver Spring, MD
Accessible
Disabled Supportive Housing
Subsidized

Centennial Housing

18945 Quail Valley Blvd
Gaithersburg, MD
Accessible
Disabled Supportive Housing
Subsidized

Housing Authorities that serve Montgomery County

Housing Authority Programs
Housing Opportunities Commission of Montgomery County Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Montgomery County

Housing Authority Programs
Rockville Housing Enterprises Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Montgomery County, Maryland

There are 179 low income housing apartment communities offering 19,202 affordable apartments for rent in Montgomery County, Maryland. Montgomery County features 7,397 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 11,393 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Montgomery County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Montgomery County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 179
Total Low Income Apartments 19,202
Total Housing Units with Rental Assistance 7,397
Percentage of Housing Units Occupied By Renters 33.84%
Average Renter Household Size 2.56
Average Household Size 2.76
Median Household Income $99,435 ±$952
Median Rent $1,627 ±$13
Percentage Of Renters Overburdened 49.2% ± 1.05pp
Total Population 1,017,859

Population and Household Demographics

Montgomery County is a County in Maryland with a population of 1,017,859. There are 365,235 households in the county with an average household size of 2.76 persons. 33.84% of households in Montgomery County are renters.

Income and Rent Overburden in Montgomery County

The median gross income for households in Montgomery County is $99,435 a year, or $8,286 a month. The median rent for the county is $1,627 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Montgomery County, a household making less than $5,423 a month would be considered overburdened when renting an apartment at or above the median rent. 49.2% of households who rent are overburdened in Montgomery County.1

Area Median Income In Montgomery County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Montgomery County, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Montgomery County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Montgomery County HUD Rental Assistance in Montgomery County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Montgomery County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 77 low income apartment communities containing 10,073 rental apartments have been constructed and made affordable to low income persons in Montgomery County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Montgomery County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Montgomery County is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Montgomery County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,457 $1,500 $1,707 $2,215 $2,707

Cities In Montgomery County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Silver Spring 57 The HUD funded Public Housing Agency that serves Silver Spring is the Housing Opportunities Commission of Montgomery County.
Gaithersburg 23 The HUD funded Public Housing Agency that serves Gaithersburg is the Housing Opportunities Commission of Montgomery County.
Rockville 16 The HUD funded Public Housing Agencies that serve Rockville are the Housing Opportunities Commission of Montgomery County and Rockville Housing Enterprises.
Germantown 15 The HUD funded Public Housing Agency that serves Germantown is the Housing Opportunities Commission of Montgomery County.
Takoma Park 11 The HUD funded Public Housing Agency that serves Takoma Park is the Housing Opportunities Commission of Montgomery County.
Olney 5 The HUD funded Public Housing Agency that serves Olney is the Housing Opportunities Commission of Montgomery County.
Wheaton 7 The HUD funded Public Housing Agency that serves Wheaton is the Housing Opportunities Commission of Montgomery County.
North Bethesda 2 The HUD funded Public Housing Agency that serves North Bethesda is the Housing Opportunities Commission of Montgomery County.
Kensington 5 The HUD funded Public Housing Agency that serves Kensington is the Housing Opportunities Commission of Montgomery County.
Sandy Spring 1 The HUD funded Public Housing Agency that serves Sandy Spring is the Housing Opportunities Commission of Montgomery County.
Bethesda 12 The HUD funded Public Housing Agency that serves Bethesda is the Housing Opportunities Commission of Montgomery County.
Montgomery Village 3 The HUD funded Public Housing Agency that serves Montgomery Village is the Housing Opportunities Commission of Montgomery County.
Clarksburg 1 The HUD funded Public Housing Agency that serves Clarksburg is the Housing Opportunities Commission of Montgomery County.
Potomac 4 The HUD funded Public Housing Agency that serves Potomac is the Housing Opportunities Commission of Montgomery County.
Damascus 3 The HUD funded Public Housing Agency that serves Damascus is the Housing Opportunities Commission of Montgomery County.
Colesville 0 The HUD funded Public Housing Agency that serves Colesville is the Housing Opportunities Commission of Montgomery County.
Derwood 1 The HUD funded Public Housing Agency that serves Derwood is the Housing Opportunities Commission of Montgomery County.
Chevy Chase 2 The HUD funded Public Housing Agency that serves Chevy Chase is the Housing Opportunities Commission of Montgomery County.
Aspen Hill 3 The HUD funded Public Housing Agency that serves Aspen Hill is the Housing Opportunities Commission of Montgomery County.
Burtonsville 1
Ames 0
Amsterdam 0
Canajoharie 0
Charleston 0
Fort Plain 0
Fultonville 0
Glen 0
Hagaman 0
Minden 0
Nelliston 0
Palatine 0
Root 0
St. Johnsville 0
Tribes Hill 0
Abington 0
Arcadia University 0
Audubon 0
Blue Bell 0
Bridgeport 0
Bryn Athyn 0
Bryn Mawr 0
Cheltenham 0
Eagleville 0
Evansburg 0
Fort Washington 6
Glenside 0
Green Lane 0
Halfway House 0
Hatboro 0
Hatfield 0
Horsham 0
Horshamship 0
King of Prussia 0
Kulpsville 0
Lansdale 0
Limerick 0
Lower Frederick 0
Lower Merion 0
Lower Moreland 0
Maple Glen 0
Marlborough 0
Montgomery 0
Narberth 0
New Hanover 0
North Wales 0
Perkiomen 0
Plymouth 0
Plymouth Meeting 0
Pottsgrove 0
Rockledge 0
Salford 0
Sanatoga 0
Skippack 0
Skippackship 0
Springfield 0
Upper Dublin 0
Upper Gwynedd 0
Upper Hanover 0
Upper Merion 0
Upper Moreland 0
Upper Providence 0
Upper Salford 0
West Conshohocken 0
West Norriton 0
West Pottsgrove 0
Whitemarsh 0
Whitpain 0
Worcester 0
Woxhall 0
Wyncote 0
Wyndmoor 0
Ashton Sandy Spring 0
Barnesville 0
Brookeville 0
Brookmont 0
Cabin John 0
Calverton 0
Chevy Chase Section Five 0
Chevy Chase Section Three 0
Chevy Chase View 0
Chevy Chase Village 0
Cloverly 0
Darnestown 0
Fairland 0
Forest Glen 0
Four Corners 0
Friendship Heights Village 0
Garrett Park 0
Glen Echo 0
Glenmont 0
Hillandale 0
Kemp Mill 0
Layhill 0
Laytonsville 0
Leisure World 0
Martin's Additions 0
North Chevy Chase 0
North Kensington 0
North Potomac 1
Poolesville 0
Redland 0
Somerset 0
South Kensington 0
Spencerville 0
Travilah 0
Washington Grove 0
White Oak 0
Ashton-Sandy Spring 0