Low Income Apartments and Affordable Housing For Rent in Oakland, MD

Discover affordable housing in Oakland where there are 13+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Mt Village West Ldt Partnership

175 Pysell Rd, Oakland, Maryland 21541

Overlook North

300 Vista Sq, Oakland, Maryland 21550

Eleventh Street Mitchell Manor

214 N 11th St, Oakland, Maryland 21550

Underwood South Garrettland Realty

201 E Mason St, Oakland, Maryland 21550

Parkwood Village East

108 Decatur St, Oakland, Maryland 21550

Oakwood East Lp

110 A St, Oakland, Maryland 21550

Liberty Square

470 W Liberty St, Oakland, Maryland 21550

Pine Woods East

705 N St, Oakland, Maryland 21550

Yough West Ltd Partnership

400 Glade Sq, Oakland, Maryland 21550

Liberty Mews

104 E Center St, Oakland, Maryland 21550

Pleasant View South

402 Pleasant View Ln, Oakland, Maryland 21550


Liberty St, Oakland, Maryland 21550

Glades West Ltd Partnership

150 Glade Sq, Oakland, Maryland 21550

How To Identify Affordable Housing in Oakland, Maryland

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Oakland, Maryland
$2.14 (+14%) more than Maryland minimum wage and $9.89 (+136%) more than the Federal minimum wage.
Learn More About Oakland, Maryland Affordable Housing ↓

What HUD offices serve Oakland, Maryland?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Family Self-Sufficiency, Homeownership, Section 8 HCV Money Follows the Person (MFP) programs for Oakland, Maryland.

Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Oakland.

How many renters live in Oakland, Maryland?

The City of Oakland has 1,995 people living in 902 households.

There are 805 renters living in 426 renter households in this City. Renters make up 40.35 percent of the population living in Oakland.

What is the rental market like in Oakland, Maryland?

There are an estimated 1,119 housing units in the Oakland area. Of these, 448 units are rental homes, making up 40 percent of the housing market. For every renter household in Oakland, Maryland, there are 1 rental units.

What is the vacancy rate for rentals in Oakland?

The rental vacancy rate in Oakland is 5 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Oakland for each bedroom size?

Occupied Rental Units by Size in Oakland
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
0 184 132 101 0
Occupied Rental Units by Size in Oakland

A large number of apartments in Oakland have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Oakland are overburdened by housing costs?

Among renter households in this market, 24 percent have housing cost burden. Further, 3 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Oakland

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $785 to $1,536. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $785
One BR $795
Two BR $905
Three BR $1,275
Four BR $1,536
2024 Fair Market Rents in Oakland, Maryland

How many units are rented at Fair Market Rent (FMR) in Oakland?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
One BR 146 79 percent
Two BR 122 92 percent
Rental Units Below FMR in Oakland, Maryland

How many affordable rental units are in Oakland?

There are a variety of federal affordable housing programs serving households in Oakland, Maryland including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 247
Section 8 Project-Based Rental Assistance 6
Mod Rehab Project-Based Rental Assistance 6
USDA Section 515 Rural Rental Housing 32
Tracked Units by Federal Program in Oakland, Maryland

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Oakland, Maryland

Oakland features 163 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oakland, Maryland

There are 232 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oakland.

Housing Choice Vouchers in Oakland, Maryland

On average, Section 8 Housing Choice vouchers pay Oakland landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Oakland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oakland, Maryland for a two-bedroom apartment is between $815 and $996.

Sourced from federal housing data and AffordableHousingOnline.com research.