Mt Village West Ldt Partnership

175 Pysell Rd
Oakland, Maryland

Liberty Square

470 W Liberty St
Oakland, Maryland

Liberty Mews

104 E Center St
Oakland, Maryland

Pleasant View South

402 Pleasant View Ln
Oakland, Maryland
Rent Assisted

Pine Woods East

705 N St
Oakland, Maryland

Overlook North

300 Vista Sq
Oakland, Maryland

Oakwood East Lp

110 A St
Oakland, Maryland

Parkwood Village East

108 Decatur St
Oakland, Maryland

Underwood South Garrettland Realty

201 E Mason St
Oakland, Maryland

Eleventh Street Mitchell Manor

214 N 11th St
Oakland, Maryland
Rent Assisted
Elderly Supportive Housing

There are 420 low-income apartments in Oakland that offer reduced rents to eligible households.

Rental assistance programs support 31 low-income homes in Oakland where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $327 towards rent each month.

Showing Results 1-10

Affordable rent data for some communities last confirmed on October 9th, 2021. Subdsidized rents typically change once a year based on federal guidance.

Affordable Housing Near Oakland

View affordable apartments and waiting lists in cities near Oakland

City Apartments
Grantsville, MD Affordable Housing programs support 4 apartment communities in Grantsville.
Friendsville, MD Affordable Housing programs support 2 apartment communities in Friendsville.
Accident, MD Affordable Housing programs support 1 apartment communities in Accident.

Public Housing Agencies Serving Oakland, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Oakland.

Oakland, Maryland Affordable Housing Data

Income Based Apartments in Oakland, Maryland

Oakland features 31 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oakland, Maryland

There are 420 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oakland.

Housing Choice Vouchers in Oakland, Maryland

On average, Section 8 Housing Choice vouchers pay Oakland landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Oakland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oakland, Maryland for a two-bedroom apartment is between $743 and $909.

2023 Oakland, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Oakland, Maryland Fair Market Rent $696 $708 $826 $1,174 $1,407
Oakland, Maryland Payment Standard Range $626 to $766 $637 to $779 $743 to $909 $1,057 to $1,291 $1,266 to $1,548

Sourced from federal housing data and research.

Oakland, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 451
Total Housing Units with Rental Assistance 31
Percentage of Housing Units Occupied By Renters 52.17%
Average Renter Household Size 1.79
Average Household Size 2.08
Median Household Income $36,833 ±$5,858
Median Rent $598 ±$94
Percentage Of Renters Overburdened 46.46% ± 13.09pp
Total Population 2,102

Population and Household Demographics

Oakland is a city in Garrett County, Maryland with a population of 2,102. There are 920 households in the city with an average household size of 2.08 persons. 52.17% of households in Oakland are renters.

Income and Rent Overburden in Oakland

The median gross income for households in Oakland is $36,833 a year, or $3,069 a month. The median rent for the city is $598 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oakland, a household making less than $1,993 a month would be considered overburdened when renting an apartment at or above the median rent. 46.46% of households who rent are overburdened in Oakland.

Area Median Income In Oakland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oakland, the AMI is calculated from all households within Garrett County.

In Oakland, HUD calculates the Area Median Income for a family of four as $73,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oakland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oakland

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Oakland AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,950 $19,350 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Oakland AMI may qualify for rental assistance programs that target Very Low Income households.
$28,200 $32,200 $36,250 $40,250 $43,500 $46,700 $49,950 $53,150
80% AMI Income Limits
Renters earning up to 80% of the Oakland AMI may qualify for rental assistance programs that target Low Income households.
$45,100 $51,550 $58,000 $64,400 $69,600 $74,750 $79,900 $85,050