Affordable Housing In Somerset County
Maryland

15 Low Income Apartment Communities In Somerset County

Princess Anne Townhouses

30475 Pine Knoll Dr
Princess Anne, MD
$889-996
2-3 BR
HCV Welcome

Samuel Chase

12380 Fenlon Circle
Princess Anne, MD
Call For Rent
1-2 BR
HCV Welcome
Subsidized

Somerset Commons

12370 Somerset Avenue
Princess Anne, MD
Call For Rent
2-3 BR
HCV Welcome

Somerset Village

29 Somerset Village Drive
Crisfield, MD
Call For Rent
1 BR
Subsidized

Reserves At Somerset Commons

30520 Hickory Rd
Princess Anne, MD
Call For Rent
1-4 BR

Princess Anne Th

30501 Pine Knoll Dr
Princess Anne, MD
Subsidized

Loretta Village I

12439 Loretto Rd
Princess Anne, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Loretta Village II

12450 Independence Ct
Princess Anne, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Stewarts Neck Apartments

30512 Nutters Ln
Princess Anne, MD
Subsidized

Fairwinds Apartments

30340 Maple Street
Princess Anne, MD
Subsidized

Housing Authorities that serve Somerset County

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Other Housing Authorities located in Somerset County

Housing Authority Programs
Housing Authority of Crisfield Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Somerset County, Maryland

There are 15 low income housing apartment communities offering 945 affordable apartments for rent in Somerset County, Maryland. Somerset County features 726 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 219 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Somerset County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Somerset County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 945
Total Housing Units with Rental Assistance 726
Percentage of Housing Units Occupied By Renters 35.24%
Average Renter Household Size 2.16
Average Household Size 2.26
Median Household Income $35,154 ±$3,464
Median Rent $703 ±$73
Percentage Of Renters Overburdened 57.06% ± 5.19pp
Total Population 25,980

Population and Household Demographics

Somerset County is a County in Maryland with a population of 25,980. There are 8,385 households in the county with an average household size of 2.26 persons. 35.24% of households in Somerset County are renters.

Income and Rent Overburden in Somerset County

The median gross income for households in Somerset County is $35,154 a year, or $2,930 a month. The median rent for the county is $703 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Somerset County, a household making less than $2,343 a month would be considered overburdened when renting an apartment at or above the median rent. 57.06% of households who rent are overburdened in Somerset County.1

Area Median Income In Somerset County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Somerset County, HUD calculates the Area Median Income for a family of four as $49,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Somerset County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Somerset County HUD Rental Assistance in Somerset County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,350 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
80% of Median $38,300 $43,800 $49,250 $54,700 $59,100 $63,500 $67,850 $72,250
Low Income Housing Tax Credits in Somerset County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 5 low income apartment communities containing 283 rental apartments have been constructed and made affordable to low income persons in Somerset County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Somerset County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,950 $27,400 $30,800 $34,200 $36,950 $39,700 $42,450 $45,150
60% of Median $28,740 $32,880 $36,960 $41,040 $44,340 $47,640 $50,940 $54,180

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Somerset County is $36,960 a year, or $3,080 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,080 by 30% to get a maximum rent of $924 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $599 $642 $770 $889 $993 $1,095
60% $719 $770 $924 $1,067 $1,191 $1,314
Fair Market Rents in Somerset County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$501 $647 $740 $1,030 $1,151

Cities In Somerset County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Princess Anne 10 The HUD funded Public Housing Agency that serves Princess Anne is the Maryland Department of Housing and Community Development.
Crisfield 5 The HUD funded Public Housing Agencies that serve Crisfield are the Housing Authority of Crisfield and Maryland Department of Housing and Community Development.
Belle Mead 0 The HUD funded Public Housing Agency that serves Belle Mead is the Maryland Department of Housing and Community Development.
Blackwells Mills 0 The HUD funded Public Housing Agency that serves Blackwells Mills is the Maryland Department of Housing and Community Development.
Blawenburg 0 The HUD funded Public Housing Agency that serves Blawenburg is the Maryland Department of Housing and Community Development.
Bound Brook 0 The HUD funded Public Housing Agency that serves Bound Brook is the Maryland Department of Housing and Community Development.
East Rocky Hill 0 The HUD funded Public Housing Agency that serves East Rocky Hill is the Maryland Department of Housing and Community Development.
Finderne 0 The HUD funded Public Housing Agency that serves Finderne is the Maryland Department of Housing and Community Development.
Franklin Center 0 The HUD funded Public Housing Agency that serves Franklin Center is the Maryland Department of Housing and Community Development.
Franklin Park 0 The HUD funded Public Housing Agency that serves Franklin Park is the Maryland Department of Housing and Community Development.
Green Brook 0 The HUD funded Public Housing Agency that serves Green Brook is the Maryland Department of Housing and Community Development.
Green Knoll 0 The HUD funded Public Housing Agency that serves Green Knoll is the Maryland Department of Housing and Community Development.
Griggstown 0 The HUD funded Public Housing Agency that serves Griggstown is the Maryland Department of Housing and Community Development.
Manville 0 The HUD funded Public Housing Agency that serves Manville is the Maryland Department of Housing and Community Development.
Martinsville 0 The HUD funded Public Housing Agency that serves Martinsville is the Maryland Department of Housing and Community Development.
Middlebush 0 The HUD funded Public Housing Agency that serves Middlebush is the Maryland Department of Housing and Community Development.
Millstone 0 The HUD funded Public Housing Agency that serves Millstone is the Maryland Department of Housing and Community Development.
Montgomery 0 The HUD funded Public Housing Agency that serves Montgomery is the Maryland Department of Housing and Community Development.
Raritan 0 The HUD funded Public Housing Agency that serves Raritan is the Maryland Department of Housing and Community Development.
Ten Mile Run 0 The HUD funded Public Housing Agency that serves Ten Mile Run is the Maryland Department of Housing and Community Development.
Warren 0 The HUD funded Public Housing Agency that serves Warren is the Maryland Department of Housing and Community Development.
Weston 0 The HUD funded Public Housing Agency that serves Weston is the Maryland Department of Housing and Community Development.
Zarephath 0 The HUD funded Public Housing Agency that serves Zarephath is the Maryland Department of Housing and Community Development.
Addison 0 The HUD funded Public Housing Agency that serves Addison is the Maryland Department of Housing and Community Development.
Addisonship 0 The HUD funded Public Housing Agency that serves Addisonship is the Maryland Department of Housing and Community Development.
Benson 0 The HUD funded Public Housing Agency that serves Benson is the Maryland Department of Housing and Community Development.
Black 0 The HUD funded Public Housing Agency that serves Black is the Maryland Department of Housing and Community Development.
Boswell 0 The HUD funded Public Housing Agency that serves Boswell is the Maryland Department of Housing and Community Development.
Brothersvalley 0 The HUD funded Public Housing Agency that serves Brothersvalley is the Maryland Department of Housing and Community Development.
Callimont 0 The HUD funded Public Housing Agency that serves Callimont is the Maryland Department of Housing and Community Development.
Casselman 0 The HUD funded Public Housing Agency that serves Casselman is the Maryland Department of Housing and Community Development.
Conemaugh 0 The HUD funded Public Housing Agency that serves Conemaugh is the Maryland Department of Housing and Community Development.
Davidsville 0 The HUD funded Public Housing Agency that serves Davidsville is the Maryland Department of Housing and Community Development.
Friedens 0 The HUD funded Public Housing Agency that serves Friedens is the Maryland Department of Housing and Community Development.
Greenville 0 The HUD funded Public Housing Agency that serves Greenville is the Maryland Department of Housing and Community Development.
Hooversville 0 The HUD funded Public Housing Agency that serves Hooversville is the Maryland Department of Housing and Community Development.
Indian Lake 0 The HUD funded Public Housing Agency that serves Indian Lake is the Maryland Department of Housing and Community Development.
Jenner 0 The HUD funded Public Housing Agency that serves Jenner is the Maryland Department of Housing and Community Development.
Jennerstown 0 The HUD funded Public Housing Agency that serves Jennerstown is the Maryland Department of Housing and Community Development.
Jerome 0 The HUD funded Public Housing Agency that serves Jerome is the Maryland Department of Housing and Community Development.
Larimer 0 The HUD funded Public Housing Agency that serves Larimer is the Maryland Department of Housing and Community Development.
Middlecreek 0 The HUD funded Public Housing Agency that serves Middlecreek is the Maryland Department of Housing and Community Development.
Milford 0 The HUD funded Public Housing Agency that serves Milford is the Maryland Department of Housing and Community Development.
New Baltimore 0 The HUD funded Public Housing Agency that serves New Baltimore is the Maryland Department of Housing and Community Development.
New Centerville 0 The HUD funded Public Housing Agency that serves New Centerville is the Maryland Department of Housing and Community Development.
Northampton 0 The HUD funded Public Housing Agency that serves Northampton is the Maryland Department of Housing and Community Development.
Ogle 0 The HUD funded Public Housing Agency that serves Ogle is the Maryland Department of Housing and Community Development.
Paint 0 The HUD funded Public Housing Agency that serves Paint is the Maryland Department of Housing and Community Development.
Paintship 0 The HUD funded Public Housing Agency that serves Paintship is the Maryland Department of Housing and Community Development.
Quemahoning 0 The HUD funded Public Housing Agency that serves Quemahoning is the Maryland Department of Housing and Community Development.
Shade 0 The HUD funded Public Housing Agency that serves Shade is the Maryland Department of Housing and Community Development.
Somerset 0 The HUD funded Public Housing Agency that serves Somerset is the Maryland Department of Housing and Community Development.
Southampton 0 The HUD funded Public Housing Agency that serves Southampton is the Maryland Department of Housing and Community Development.
Summit 0 The HUD funded Public Housing Agency that serves Summit is the Maryland Department of Housing and Community Development.
Upper Turkeyfoot 0 The HUD funded Public Housing Agency that serves Upper Turkeyfoot is the Maryland Department of Housing and Community Development.
Ursina 0 The HUD funded Public Housing Agency that serves Ursina is the Maryland Department of Housing and Community Development.
Wellersburg 0 The HUD funded Public Housing Agency that serves Wellersburg is the Maryland Department of Housing and Community Development.
Chance 0 The HUD funded Public Housing Agency that serves Chance is the Maryland Department of Housing and Community Development.
Dames Quarter 0 The HUD funded Public Housing Agency that serves Dames Quarter is the Maryland Department of Housing and Community Development.
Deal Island 0 The HUD funded Public Housing Agency that serves Deal Island is the Maryland Department of Housing and Community Development.
Eden 0 The HUD funded Public Housing Agency that serves Eden is the Maryland Department of Housing and Community Development.
Fairmount 0 The HUD funded Public Housing Agency that serves Fairmount is the Maryland Department of Housing and Community Development.
Frenchtown Rumbly 0 The HUD funded Public Housing Agency that serves Frenchtown Rumbly is the Maryland Department of Housing and Community Development.
Mount Vernon 0 The HUD funded Public Housing Agency that serves Mount Vernon is the Maryland Department of Housing and Community Development.
Smith Island 0 The HUD funded Public Housing Agency that serves Smith Island is the Maryland Department of Housing and Community Development.
West Pocomoke 0 The HUD funded Public Housing Agency that serves West Pocomoke is the Maryland Department of Housing and Community Development.
Frenchtown-Rumbly 0 The HUD funded Public Housing Agency that serves Frenchtown-Rumbly is the Maryland Department of Housing and Community Development.