Affordable Housing In St. Michaels
Talbot County, Maryland

Affordable Housing programs support 80 income based apartments in St. Michaels where households pay rent based on how much they earn.

There are 0 affordable apartments in St. Michaels that offer reduced rents to low-income households.

Waiting Lists in St. Michaels, Maryland

There are no open Section 8 Housing Choice Voucher waiting lists in St. Michaels. Go to the Maryland Section 8 Waiting Lists page for openings near St. Michaels.

Hambleton Village

113 Mitchell St
St. Michaels, Maryland
Call For Rent
1 BR
55+
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Affordable Housing Near St. Michaels

View affordable apartments and waiting lists in cities near St. Michaels

City Apartments
Affordable Housing In Easton, MD Affordable Housing programs support 1 apartment communities in Easton.
Affordable Housing In St Michaels, MD Affordable Housing programs support 4 apartment communities in St Michaels.
Affordable Housing In Trappe, MD Affordable Housing programs support 1 apartment communities in Trappe.

Public Housing Agencies Serving St. Michaels, Maryland

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)
Housing Commission of Talbot Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near St. Michaels.

St. Michaels, Maryland Affordable Housing Data

Income Based Apartments in St. Michaels, Maryland

St. Michaels features 80 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Michaels, Maryland

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Michaels.

Housing Choice Vouchers in St. Michaels, Maryland

On average, Section 8 Housing Choice vouchers pay St. Michaels landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in St. Michaels.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Michaels, Maryland for a two-bedroom apartment is between $1,081 and $1,321.

2023 St. Michaels, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
St. Michaels, Maryland Fair Market Rent $1,013 $1,063 $1,201 $1,707 $2,046
St. Michaels, Maryland Payment Standard Range $912 to $1,114 $957 to $1,169 $1,081 to $1,321 $1,536 to $1,878 $1,841 to $2,251

Sourced from federal housing data and AffordableHousingOnline.com research.

St. Michaels, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 80
Total Housing Units with Rental Assistance 80
Percentage of Housing Units Occupied By Renters 44.31%
Average Renter Household Size 2.32
Average Household Size 2.20
Median Household Income $51,458 ±$10,822
Median Rent $807 ±$252
Percentage Of Renters Overburdened 13.76% ± 12pp
Total Population 1,084

Population and Household Demographics

St. Michaels is a city in Talbot County, Maryland with a population of 1,084. There are 492 households in the city with an average household size of 2.20 persons. 44.31% of households in St. Michaels are renters.

Income and Rent Overburden in St. Michaels

The median gross income for households in St. Michaels is $51,458 a year, or $4,288 a month. The median rent for the city is $807 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St. Michaels, a household making less than $2,690 a month would be considered overburdened when renting an apartment at or above the median rent. 13.76% of households who rent are overburdened in St. Michaels.

Area Median Income In St. Michaels

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St. Michaels, the AMI is calculated from all households within Talbot County.

In St. Michaels, HUD calculates the Area Median Income for a family of four as $101,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St. Michaels

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St. Michaels

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the St. Michaels AMI may qualify for rental assistance programs that target Extremely Low Income households.
$20,550 $23,450 $26,400 $29,300 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the St. Michaels AMI may qualify for rental assistance programs that target Very Low Income households.
$34,200 $39,100 $44,000 $48,850 $52,800 $56,700 $60,600 $64,500
80% AMI Income Limits
Renters earning up to 80% of the St. Michaels AMI may qualify for rental assistance programs that target Low Income households.
$54,750 $62,550 $70,350 $78,150 $84,450 $90,700 $96,950 $103,200