Affordable Housing In Thurmont
Frederick County, Maryland

2 Low Income Apartment Communities In Thurmont

Moser Manor

1 West Mosher Road
Thurmont, MD
Subsidized

Miller Manor

33 Frederick Rd
Thurmont, MD
Accepts Vouchers
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Housing Authorities that serve Thurmont

Housing Authority Programs
Maryland Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency; Homeownership; Section 8 HCV Money Follows the Person (MFP)

Guide To Affordable Housing in Thurmont, Maryland

There are 2 low income housing apartment communities offering 60 affordable apartments for rent in Thurmont, Maryland.

Income Based Apartments in Thurmont, Maryland

Thurmont features 54 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Thurmont, Maryland

There are 6 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Thurmont.

Housing Choice Vouchers in Thurmont, Maryland

On average, Section 8 Housing Choice vouchers pay Thurmont landlords $800 per month towards rent. The average voucher holder contributes $300 towards rent in Thurmont.

The maximum amount a voucher would pay on behalf of a low-income tenant in Thurmont, Maryland for a two-bedroom apartment is between $1,536 and $1,878.

2020 Thurmont, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,457 $1,500 $1,707 $2,215 $2,707
Payment Standard Range $1,311 to $1,603 $1,350 to $1,650 $1,536 to $1,878 $1,994 to $2,437 $2,436 to $2,978

Sourced from federal housing data and AffordableHousingOnline.com research.

Thurmont, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 60
Total Housing Units with Rental Assistance 54
Percentage of Housing Units Occupied By Renters 28.34%
Average Renter Household Size 2.20
Average Household Size 2.45
Median Household Income $68,043 ±$7,434
Median Rent $895 ±$40
Percentage Of Renters Overburdened 55.62% ± 20.1pp
Total Population 6,392

Population and Household Demographics

Thurmont is a City in Frederick County, Maryland with a population of 6,392. There are 2,608 households in the city with an average household size of 2.45 persons. 28.34% of households in Thurmont are renters.

Income and Rent Overburden in Thurmont

The median gross income for households in Thurmont is $68,043 a year, or $5,670 a month. The median rent for the city is $895 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Thurmont, a household making less than $2,983 a month would be considered overburdened when renting an apartment at or above the median rent. 55.62% of households who rent are overburdened in Thurmont.1

Area Median Income In Thurmont

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Thurmont, the AMI is calculated from all households within Frederick County.

In Thurmont, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Thurmont

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Thurmont HUD Rental Assistance in Thurmont

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450