Affordable Housing In Quincy
Norfolk County, Massachusetts

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There are 20 low income housing apartment complexes which contain 1,994 affordable apartments for rent in Quincy, Massachusetts. Many of these rental apartments are income based housing with about 1,851 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 575 Project-Based Section 8 subsidized apartments in Quincy. There are 532 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agencies that serve Quincy are the Quincy Housing Authority and Massachusetts Department of Housing and Community Development.

Affordable Apartments in Quincy

Image of Kendrigan Place
10 Winter Street
Quincy, Massachusetts
Kendrigan Place is a 78 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Quincy. Rents at Kendrigan Place are $1,140-1,400.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Quincy.
Low Income Housing Tax Credit
Image of Wollaston Manor Apartments
91 Clay Street
Quincy, Massachusetts
Wollaston Manor Apartments is a 164 unit low income housing apartment community that provides St.-2 bedroom apartments for rent in Quincy. Rents at Wollaston Manor Apartments are $1,035-1,321.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Rental Assistance Payments Low Income Housing Tax Credit Project Based Rental Assistance
310 Water St
Quincy, Massachusetts
Bauer House is a 75 unit low income housing apartment community in Quincy.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly Project Based Rental Assistance Senior (62+) Accessible Units
125 Granite St
Quincy, Massachusetts
Granite Place is a 270 unit low income housing apartment community in Quincy.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
366 Quincy Ave
Quincy, Massachusetts
Supportive Living Program is a 2 unit low income housing apartment community in Quincy.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 811 Supportive Housing for Persons with Disabilities Project Based Rental Assistance Accessible Units Persons With Disabilities

Housing Authorities that serve Quincy

The Quincy Housing Authority is a Section 8 and Public Housing public housing agency in Quincy, Massachusetts.

The Massachusetts Department of Housing and Community Development is a Section 8 public housing agency in Boston, Massachusetts.

Understanding Affordable Housing in Quincy, Massachusetts

Quincy, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 20
Total Low Income Apartments 1,994
Total Rent Assisted Apartments 1,851
Percentage of Housing Units Occupied By Renters 52.69%
Average Renter Household Size 1.99
Total Population 93,177
Housing Units 39,476
Average Household Size 2.33
Median Household Income $64,155 ±$2,135
Median Rent $1,250 ±$29
Percentage Of Renters Overburdened 44.32% ± 3.04pp

Population and Household Demographics

Quincy is a City in Norfolk County, Massachusetts with a population of 93,177. There are 39,476 households in the city with an average household size of 2.33 persons. 52.69% of households in Quincy are renters.

Income and Rent Overburden in Quincy

The median gross income for households in Quincy is $64,155 a year, or $5,346 a month. The median rent for the city is $1,250 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Quincy, a household making less than $4,167 a month would be considered overburdened when renting an apartment at or above the median rent. 44.32% of households who rent are overburdened in Quincy.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 3.04 percentage points.

Area Median Income In Quincy

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Quincy, the AMI is calculated from all households within Norfolk County.

In Quincy, HUD calculates the Area Median Income for a family of four as $81,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Quincy

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Quincy HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $17,400 $19,900 $22,400 $24,850 $28,780 $32,960 $37,140 $41,320
50% $29,000 $33,150 $37,300 $41,400 $44,750 $48,050 $51,350 $54,650
80% $46,400 $53,000 $59,650 $66,250 $71,550 $76,850 $82,150 $87,450

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Quincy

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2012, 5 low income apartment communities containing 461 rental apartments have been constructed and made affordable to low income persons in Quincy by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Quincy by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Quincy Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $29,000 $33,150 $37,300 $41,400 $44,750 $48,050 $51,350 $54,650
HERA 50% $30,750 $35,150 $39,550 $43,900 $47,450 $50,950 $54,450 $57,950
60% $34,800 $39,780 $44,760 $49,680 $53,700 $57,660 $61,620 $65,580
HERA 60% $36,900 $42,180 $47,460 $52,680 $56,940 $61,140 $65,340 $69,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Quincy is $44,760 a year, or $3,730 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,730 by 30% to get a maximum rent of $1,119 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $725 $777 $933 $1,077 $1,201 $1,325
60% $870 $932 $1,119 $1,292 $1,442 $1,590
Fair Market Rents in Quincy

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$826 $904 $1,158 $1,497 $1,600