Bergen Circle

15 Girard Ave, Springfield, Massachusetts 01109

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Bergen Circle is managed by Anchor Group Management.

Eligibility for Bergen Circle

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in a HUD rental assistance program in Springfield but actual income limits may differ for units at Bergen Circle.

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $20,950 $23,950 $26,950 $30,000 $35,140 $40,280 $45,420 $50,560
50% $34,900 $39,850 $44,850 $49,800 $53,800 $57,800 $61,800 $65,750
80% $55,800 $63,800 $71,750 $79,700 $86,100 $92,500 $98,850 $105,250

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in the Low-Income Housing Tax Credit program in Springfield but actual income limits may differ for units at Bergen Circle.

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Very Low Income (50%) $34,900 $39,850 $44,850 $49,800 $53,800 $57,800 $61,800 $65,750
Low Income (60%) $41,880 $47,820 $53,820 $59,760 $64,560 $69,360 $74,160 $78,900

Bergen Circle Details

  • 201 bedroom units.
  • Rental Assistance Payments (RAP)
  • Section 8 Project-Based Rental Assistance (PBRA)
  • Low-Income Housing Tax Credit (LIHTC)
  • Section 221 (d) (3)
  • Section 236
Rental Assistance Payments (RAP)

Since this property has received funding through the HUD Section 236 program and the Rental Assistance Program (RAP), a tenant who earns 50% of the Area Median Income (AMI) or less qualifies for rental assistance. The rental assistance limits the tenant rent contribution to the greater of 10% of their gross income, 20% of their adjusted income, or a designated portion of welfare assistance. If a tenant's income is above the 50% AMI level, they may still qualify to live here but not benefit from the rent subsidy.

Section 8 Project-Based Rental Assistance (PBRA)

Since this property has a Project-Based Section 8 contract with HUD, some or all of the rents at this community are based on tenant incomes. Tenants leasing units participating in the Section 8 Project-Based Rental Assistance program typically contribute less than 30% of their adjusted income towards rental costs.

Low-Income Housing Tax Credit (LIHTC)

Since this property has received funding in part through the Low Income Housing Tax Credit (LIHTC) program, a certain number of units are set aside for lower income households. Households must earn either less than 50% or 60% of the area median income (depending on the set-aside option chosen by the property owner) to qualify for these units. Rents in these units are capped at a maximum of 30% of the set-aside area median income (adjusted for unit size). Some rental units in this property may not be subject to LIHTC and therefore have higher rents and no maximum household income requirement.

Section 236

Apartment communities that participate in the Section 236 program are required to ensure that their units are only available to families with incomes at or below 80% of the area median income. Rents at participating communities must be approved by HUD.

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