Affordable Housing In Worcester County
Massachusetts

178 Low Income Apartment Communities In Worcester County

Autumn Ridge

452 Main St
Sturbridge, MA
Call For Rent
1 BR
Subsidized

Ashley Court

27 S School St
Ashburnham, MA
Call For Rent
1 BR
HCV Welcome

Bowers Brook Apartments

196 Ayer Rd
Harvard, MA
Income Based
1-2 BR
55+
HCV Welcome

The Lofts at 30 Pine

30 Pine Street
Gardner, MA
$780-1,291
1-3 BR

Tri Landing Apartments

37 Youngs Rd
Lunenburg, MA
Income Based
1-3 BR
HCV Welcome

Silver Leaf Terrace

30 Terrace Drive
Leominster, MA
$964-1,137
1-3 BR
Subsidized

Canterbury Towers

6 Wachusett Street
Worcester, MA
$987-1,461
Studio-2 BR
Subsidized

Stratton Hill Park Apartments

161 West Mountain Street
Worcester, MA
$649-1,236
Studio-3 BR

Watermill Apartments

142 Water Street
Leominster, MA
Income Based-640
1-4 BR

Whitney Carriage Park

124 Water Street
Leominster, MA
$900-1,395
1-3 BR
HCV Welcome

Housing Authorities that serve Worcester County

Housing Authority Programs
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work

Other Housing Authorities located in Worcester County

Housing Authority Programs
Worcester Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Clinton Housing Authority Public Housing
Fitchburg Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Winchendon Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Shrewsbury Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Milford Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Southbridge Housing Authority Section 8 Housing Choice Voucher (HCV)
Holden Housing Authority Section 8 Housing Choice Voucher (HCV)
Leominster Housing Authority Section 8 Housing Choice Voucher (HCV)
Athol Housing Authority Section 8 Housing Choice Voucher (HCV)
Warren Housing Authority Section 8 Housing Choice Voucher (HCV)
Oxford Housing Authority Section 8 Housing Choice Voucher (HCV)
Webster Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Gardner Housing Authority Section 8 Housing Choice Voucher (HCV)
Auburn Housing Authority Public Housing
The Bridge of Central Massachusetts Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Worcester County, Massachusetts

There are 178 low income housing apartment communities offering 14,867 affordable apartments for rent in Worcester County, Massachusetts. Worcester County features 11,998 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,689 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Worcester County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Worcester County, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 178
Total Low Income Apartments 14,867
Total Housing Units with Rental Assistance 11,998
Percentage of Housing Units Occupied By Renters 35.27%
Average Renter Household Size 2.29
Average Household Size 2.60
Median Household Income $65,313 ±$682
Median Rent $934 ±$8
Percentage Of Renters Overburdened 46.57% ± 1.15pp
Total Population 810,935

Population and Household Demographics

Worcester County is a County in Massachusetts with a population of 810,935. There are 301,176 households in the county with an average household size of 2.60 persons. 35.27% of households in Worcester County are renters.

Income and Rent Overburden in Worcester County

The median gross income for households in Worcester County is $65,313 a year, or $5,443 a month. The median rent for the county is $934 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Worcester County, a household making less than $3,113 a month would be considered overburdened when renting an apartment at or above the median rent. 46.57% of households who rent are overburdened in Worcester County.1

Area Median Income In Worcester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Worcester County, HUD calculates the Area Median Income for a family of four as $85,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Worcester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Worcester County HUD Rental Assistance in Worcester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,650 $21,300 $23,950 $26,600 $30,170 $34,590 $39,010 $43,430
50% of Median $31,050 $35,500 $39,950 $44,350 $47,900 $51,450 $55,000 $58,550
80% of Median $49,700 $56,800 $63,900 $70,950 $76,650 $82,350 $88,000 $93,700
Low Income Housing Tax Credits in Worcester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 54 low income apartment communities containing 4,242 rental apartments have been constructed and made affordable to low income persons in Worcester County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Worcester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $31,050 $35,500 $39,950 $44,350 $47,900 $51,450 $55,000 $58,550
60% of Median $37,260 $42,600 $47,940 $53,220 $57,480 $61,740 $66,000 $70,260

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Worcester County is $47,940 a year, or $3,995 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,995 by 30% to get a maximum rent of $1,199 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $776 $832 $999 $1,153 $1,286 $1,419
60% $932 $998 $1,199 $1,384 $1,544 $1,703
Fair Market Rents in Worcester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Town/Area Studio One BR Two BR Three BR Four BR
Ashburnham town $812 $818 $1,077 $1,358 $1,524
Athol town $726 $731 $963 $1,300 $1,305
Auburn town $850 $922 $1,172 $1,460 $1,588
Barre town $850 $922 $1,172 $1,460 $1,588
Berlin town $866 $937 $1,234 $1,546 $1,921
Blackstone town $866 $937 $1,234 $1,546 $1,921
Bolton town $866 $937 $1,234 $1,546 $1,921
Boylston town $850 $922 $1,172 $1,460 $1,588
Brookfield town $850 $922 $1,172 $1,460 $1,588
Charlton town $850 $922 $1,172 $1,460 $1,588
Clinton town $850 $922 $1,172 $1,460 $1,588
Douglas town $850 $922 $1,172 $1,460 $1,588
Dudley town $850 $922 $1,172 $1,460 $1,588
East Brookfield town $850 $922 $1,172 $1,460 $1,588
Fitchburg city $812 $818 $1,077 $1,358 $1,524
Gardner city $812 $818 $1,077 $1,358 $1,524
Grafton town $850 $922 $1,172 $1,460 $1,588
Hardwick town $726 $731 $963 $1,300 $1,305
Harvard town $866 $937 $1,234 $1,546 $1,921
Holden town $850 $922 $1,172 $1,460 $1,588
Hopedale town $866 $937 $1,234 $1,546 $1,921
Hubbardston town $726 $731 $963 $1,300 $1,305
Lancaster town $866 $937 $1,234 $1,546 $1,921
Leicester town $850 $922 $1,172 $1,460 $1,588
Leominster city $812 $818 $1,077 $1,358 $1,524
Lunenburg town $812 $818 $1,077 $1,358 $1,524
Mendon town $866 $937 $1,234 $1,546 $1,921
Milford town $866 $937 $1,234 $1,546 $1,921
Millbury town $850 $922 $1,172 $1,460 $1,588
Millville town $866 $937 $1,234 $1,546 $1,921
New Braintree town $726 $731 $963 $1,300 $1,305
Northborough town $850 $922 $1,172 $1,460 $1,588
Northbridge town $850 $922 $1,172 $1,460 $1,588
North Brookfield town $850 $922 $1,172 $1,460 $1,588
Oakham town $850 $922 $1,172 $1,460 $1,588
Oxford town $850 $922 $1,172 $1,460 $1,588
Paxton town $850 $922 $1,172 $1,460 $1,588
Petersham town $726 $731 $963 $1,300 $1,305
Phillipston town $726 $731 $963 $1,300 $1,305
Princeton town $850 $922 $1,172 $1,460 $1,588
Royalston town $726 $731 $963 $1,300 $1,305
Rutland town $850 $922 $1,172 $1,460 $1,588
Shrewsbury town $850 $922 $1,172 $1,460 $1,588
Southborough town $866 $937 $1,234 $1,546 $1,921
Southbridge Town city $850 $922 $1,172 $1,460 $1,588
Spencer town $850 $922 $1,172 $1,460 $1,588
Sterling town $850 $922 $1,172 $1,460 $1,588
Sturbridge town $850 $922 $1,172 $1,460 $1,588
Sutton town $850 $922 $1,172 $1,460 $1,588
Templeton town $812 $818 $1,077 $1,358 $1,524
Upton town $866 $937 $1,234 $1,546 $1,921
Uxbridge town $850 $922 $1,172 $1,460 $1,588
Warren town $726 $731 $963 $1,300 $1,305
Webster town $850 $922 $1,172 $1,460 $1,588
Westborough town $850 $922 $1,172 $1,460 $1,588
West Boylston town $850 $922 $1,172 $1,460 $1,588
West Brookfield town $850 $922 $1,172 $1,460 $1,588
Westminster town $812 $818 $1,077 $1,358 $1,524
Winchendon town $812 $818 $1,077 $1,358 $1,524
Worcester city $850 $922 $1,172 $1,460 $1,588

Cities In Worcester County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Worcester 76 The HUD funded Public Housing Agencies that serve Worcester are the Worcester Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Leominster 7 The HUD funded Public Housing Agencies that serve Leominster are the Leominster Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Bolton 1 The HUD funded Public Housing Agency that serves Bolton is the Massachusetts Department of Housing and Community Development.
Athol 8 The HUD funded Public Housing Agencies that serve Athol are the Athol Housing Authority and Massachusetts Department of Housing and Community Development.
Baldwinville 3 The HUD funded Public Housing Agency that serves Baldwinville is the Massachusetts Department of Housing and Community Development.
Princeton 1 The HUD funded Public Housing Agency that serves Princeton is the Massachusetts Department of Housing and Community Development.
Northbridge 2 The HUD funded Public Housing Agency that serves Northbridge is the Massachusetts Department of Housing and Community Development.
Whitinsville 3 The HUD funded Public Housing Agency that serves Whitinsville is the Massachusetts Department of Housing and Community Development.
Fitchburg 15 The HUD funded Public Housing Agencies that serve Fitchburg are the Fitchburg Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Webster 7 The HUD funded Public Housing Agencies that serve Webster are the Webster Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Berlin 1 The HUD funded Public Housing Agency that serves Berlin is the Massachusetts Department of Housing and Community Development.
Southbridge 3 The HUD funded Public Housing Agencies that serve Southbridge are the Southbridge Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Hubbardston 1 The HUD funded Public Housing Agency that serves Hubbardston is the Massachusetts Department of Housing and Community Development.
Blackstone 1 The HUD funded Public Housing Agency that serves Blackstone is the Massachusetts Department of Housing and Community Development.
Oxford 1 The HUD funded Public Housing Agencies that serve Oxford are the Oxford Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Winchendon 4 The HUD funded Public Housing Agencies that serve Winchendon are the Winchendon Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
North Brookfield 1 The HUD funded Public Housing Agency that serves North Brookfield is the Massachusetts Department of Housing and Community Development.
Rutland 2 The HUD funded Public Housing Agency that serves Rutland is the Massachusetts Department of Housing and Community Development.
Holden 2 The HUD funded Public Housing Agencies that serve Holden are the Holden Housing Authority and Massachusetts Department of Housing and Community Development.
Harvard 2 The HUD funded Public Housing Agency that serves Harvard is the Massachusetts Department of Housing and Community Development.
Barre 1 The HUD funded Public Housing Agency that serves Barre is the Massachusetts Department of Housing and Community Development.
Westborough 1 The HUD funded Public Housing Agency that serves Westborough is the Massachusetts Department of Housing and Community Development.
Gardner 7 The HUD funded Public Housing Agencies that serve Gardner are the Gardner Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Boylston 0 The HUD funded Public Housing Agency that serves Boylston is the Massachusetts Department of Housing and Community Development.
Warren 1 The HUD funded Public Housing Agencies that serve Warren are the Warren Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Clinton 4 The HUD funded Public Housing Agencies that serve Clinton are the Clinton Housing Authority and Massachusetts Department of Housing and Community Development.
Millville 1 The HUD funded Public Housing Agency that serves Millville is the Massachusetts Department of Housing and Community Development.
Ashburnham 1 The HUD funded Public Housing Agency that serves Ashburnham is the Massachusetts Department of Housing and Community Development.
Shrewsbury 2 The HUD funded Public Housing Agencies that serve Shrewsbury are the Shrewsbury Housing Authority, Massachusetts Department of Housing and Community Development and Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List.
Grafton 1 The HUD funded Public Housing Agency that serves Grafton is the Massachusetts Department of Housing and Community Development.
Upton 1 The HUD funded Public Housing Agency that serves Upton is the Massachusetts Department of Housing and Community Development.
Westminster 1 The HUD funded Public Housing Agency that serves Westminster is the Massachusetts Department of Housing and Community Development.
Fiskdale 1 The HUD funded Public Housing Agency that serves Fiskdale is the Massachusetts Department of Housing and Community Development.
Douglas 2 The HUD funded Public Housing Agency that serves Douglas is the Massachusetts Department of Housing and Community Development.
Northborough 1 The HUD funded Public Housing Agency that serves Northborough is the Massachusetts Department of Housing and Community Development.
East Douglas 0 The HUD funded Public Housing Agency that serves East Douglas is the Massachusetts Department of Housing and Community Development.
Auburn 2 The HUD funded Public Housing Agencies that serve Auburn are the Auburn Housing Authority and Massachusetts Department of Housing and Community Development.
Lunenburg 1 The HUD funded Public Housing Agency that serves Lunenburg is the Massachusetts Department of Housing and Community Development.
Spencer 2 The HUD funded Public Housing Agency that serves Spencer is the Massachusetts Department of Housing and Community Development.
Sturbridge 1 The HUD funded Public Housing Agency that serves Sturbridge is the Massachusetts Department of Housing and Community Development.
Charlton 2 The HUD funded Public Housing Agency that serves Charlton is the Massachusetts Department of Housing and Community Development.
Hardwick 0 The HUD funded Public Housing Agency that serves Hardwick is the Massachusetts Department of Housing and Community Development.
Uxbridge 1 The HUD funded Public Housing Agency that serves Uxbridge is the Massachusetts Department of Housing and Community Development.
Milford 1 The HUD funded Public Housing Agencies that serve Milford are the Massachusetts Department of Housing and Community Development, Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List and Milford Housing Authority.
Westboro 0 The HUD funded Public Housing Agency that serves Westboro is the Massachusetts Department of Housing and Community Development.
Sterling 0 The HUD funded Public Housing Agency that serves Sterling is the Massachusetts Department of Housing and Community Development.
Brookfield 0 The HUD funded Public Housing Agency that serves Brookfield is the Massachusetts Department of Housing and Community Development.
Dudley 0 The HUD funded Public Housing Agency that serves Dudley is the Massachusetts Department of Housing and Community Development.
East Brookfield 0 The HUD funded Public Housing Agency that serves East Brookfield is the Massachusetts Department of Housing and Community Development.
Hopedale 0 The HUD funded Public Housing Agency that serves Hopedale is the Massachusetts Department of Housing and Community Development.
Lancaster 0 The HUD funded Public Housing Agency that serves Lancaster is the Massachusetts Department of Housing and Community Development.
Leicester 0 The HUD funded Public Housing Agency that serves Leicester is the Massachusetts Department of Housing and Community Development.
Mendon 0 The HUD funded Public Housing Agency that serves Mendon is the Massachusetts Department of Housing and Community Development.
Millbury 0 The HUD funded Public Housing Agency that serves Millbury is the Massachusetts Department of Housing and Community Development.
New Braintree 0 The HUD funded Public Housing Agency that serves New Braintree is the Massachusetts Department of Housing and Community Development.
Oakham 0 The HUD funded Public Housing Agency that serves Oakham is the Massachusetts Department of Housing and Community Development.
Paxton 0 The HUD funded Public Housing Agency that serves Paxton is the Massachusetts Department of Housing and Community Development.
Petersham 0 The HUD funded Public Housing Agency that serves Petersham is the Massachusetts Department of Housing and Community Development.
Phillipston 0 The HUD funded Public Housing Agency that serves Phillipston is the Massachusetts Department of Housing and Community Development.
Royalston 0 The HUD funded Public Housing Agency that serves Royalston is the Massachusetts Department of Housing and Community Development.
Southborough 0 The HUD funded Public Housing Agency that serves Southborough is the Massachusetts Department of Housing and Community Development.
Sutton 0 The HUD funded Public Housing Agency that serves Sutton is the Massachusetts Department of Housing and Community Development.
Templeton 1 The HUD funded Public Housing Agency that serves Templeton is the Massachusetts Department of Housing and Community Development.
West Boylston 1 The HUD funded Public Housing Agency that serves West Boylston is the Massachusetts Department of Housing and Community Development.
West Brookfield 0 The HUD funded Public Housing Agency that serves West Brookfield is the Massachusetts Department of Housing and Community Development.
Cordaville 0 The HUD funded Public Housing Agency that serves Cordaville is the Massachusetts Department of Housing and Community Development.
South Ashburnham 0 The HUD funded Public Housing Agency that serves South Ashburnham is the Massachusetts Department of Housing and Community Development.
Southbridge Town 0 The HUD funded Public Housing Agency that serves Southbridge Town is the Massachusetts Department of Housing and Community Development.
South Lancaster 0 The HUD funded Public Housing Agency that serves South Lancaster is the Massachusetts Department of Housing and Community Development.