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Affordable Housing In Alma
Gratiot County, Michigan

9 Low Income Apartment Communities In Alma

Alma Apartments

240 Windsor St
Alma, Michigan

Pine Winds II

1050 Bridge Ave
Alma, Michigan

Pine Villa

425 E Warwick Dr
Alma, Michigan

Tartan Terrace

400 E Warwick Dr
Alma, Michigan

Countryside Apartments

1330 Charles Ave
Alma, Michigan

Countryside Four

1430 Charles Ave
Alma, Michigan

Countryside Two

1380 Charles Ave
Alma, Michigan

Scottish Pines CO Pk Housing and Mgmt

1575 Pine Ave
Alma, Michigan

Countryside Three

1346 Charles Ave
Alma, Michigan
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Housing Authorities that serve Alma

Housing Authority Programs
Alma Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Alma, Michigan

There are 9 low income housing apartment communities offering 483 affordable apartments for rent in Alma, Michigan.

Income Based Apartments in Alma, Michigan

Alma features 277 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Alma, Michigan

There are 174 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Alma.

Housing Choice Vouchers in Alma, Michigan

On average, Section 8 Housing Choice vouchers pay Alma landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Alma.

The maximum amount a voucher would pay on behalf of a low-income tenant in Alma, Michigan for a two-bedroom apartment is between $661 and $807.

2021 Alma, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Alma, Michigan Fair Market Rent $484 $557 $734 $943 $1,094
Alma, Michigan Payment Standard Range $436 to $532 $501 to $613 $661 to $807 $849 to $1,037 $985 to $1,203

Sourced from federal housing data and research.

Alma, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 483
Total Housing Units with Rental Assistance 277
Percentage of Housing Units Occupied By Renters 42.77%
Average Renter Household Size 2.08
Average Household Size 2.23
Median Household Income $34,201 ±$3,164
Median Rent $571 ±$43
Percentage Of Renters Overburdened 55.26% ± 9.41pp
Total Population 9,264

Population and Household Demographics

Alma is a city in Gratiot County, Michigan with a population of 9,264. There are 3,423 households in the city with an average household size of 2.23 persons. 42.77% of households in Alma are renters.

Income and Rent Overburden in Alma

The median gross income for households in Alma is $34,201 a year, or $2,850 a month. The median rent for the city is $571 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Alma, a household making less than $1,903 a month would be considered overburdened when renting an apartment at or above the median rent. 55.26% of households who rent are overburdened in Alma.

Area Median Income In Alma

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Alma, the AMI is calculated from all households within Gratiot County.

In Alma, HUD calculates the Area Median Income for a family of four as $58,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Alma

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Alma

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Alma AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,550 $17,420 $21,960 $26,500 $31,040 $35,580 $40,000 $42,600
50% AMI Income Limits
Renters earning up to 50% of the Alma AMI may qualify for rental assistance programs that target Very Low Income households.
$22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% AMI Income Limits
Renters earning up to 80% of the Alma AMI may qualify for rental assistance programs that target Low Income households.
$36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150