Affordable Housing In Charlevoix
Charlevoix County, Michigan

6 Low Income Apartment Communities In Charlevoix

Pine Cove & Charlevoix Apartments CO Housing Mgmt

1001 May St
Charlevoix, Michigan
Call For Rent
1-4 BR

Charlevoix Apartments CO Housing Mgmt

1003 May St
Charlevoix, Michigan

Pine River Place

210 W Garfield Ave
Charlevoix, Michigan

May Street Apartments

1007 May St
Charlevoix, Michigan

Mf - Dev 1053 May Street Apartments

1053 May St
Charlevoix, Michigan

Lake Harbor Apartments

537 Petoskey Ave
Charlevoix, Michigan
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Section 8 Vouchers, Apartments, and Waiting Lists in Charlevoix, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Charlevoix, Michigan

Housing Authority Programs
Charlevoix Housing Commission Public Housing
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Charlevoix, Michigan

There are 6 low income housing apartment communities offering 249 affordable apartments for rent in Charlevoix, Michigan.

Income Based Apartments in Charlevoix, Michigan

Charlevoix features 62 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Charlevoix, Michigan

There are 187 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Charlevoix.

Housing Choice Vouchers in Charlevoix, Michigan

On average, Section 8 Housing Choice vouchers pay Charlevoix landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Charlevoix.

The maximum amount a voucher would pay on behalf of a low-income tenant in Charlevoix, Michigan for a two-bedroom apartment is between $743 and $908.

2022 Charlevoix, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Charlevoix, Michigan Fair Market Rent $571 $647 $825 $1,172 $1,339
Charlevoix, Michigan Payment Standard Range $514 to $628 $582 to $712 $743 to $908 $1,055 to $1,289 $1,205 to $1,473

Sourced from federal housing data and AffordableHousingOnline.com research.

Charlevoix, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 249
Total Housing Units with Rental Assistance 62
Percentage of Housing Units Occupied By Renters 49.81%
Average Renter Household Size 1.65
Average Household Size 1.84
Median Household Income $32,060 ±$3,003
Median Rent $612 ±$49
Percentage Of Renters Overburdened 46.39% ± 14pp
Total Population 2,523

Population and Household Demographics

Charlevoix is a city in Charlevoix County, Michigan with a population of 2,523. There are 1,333 households in the city with an average household size of 1.84 persons. 49.81% of households in Charlevoix are renters.

Income and Rent Overburden in Charlevoix

The median gross income for households in Charlevoix is $32,060 a year, or $2,672 a month. The median rent for the city is $612 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charlevoix, a household making less than $2,040 a month would be considered overburdened when renting an apartment at or above the median rent. 46.39% of households who rent are overburdened in Charlevoix.

Area Median Income In Charlevoix

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Charlevoix, the AMI is calculated from all households within Charlevoix County.

In Charlevoix, HUD calculates the Area Median Income for a family of four as $70,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Charlevoix

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Charlevoix

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Charlevoix AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,850 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Charlevoix AMI may qualify for rental assistance programs that target Very Low Income households.
$24,750 $28,300 $31,850 $35,350 $38,200 $41,050 $43,850 $46,700
80% AMI Income Limits
Renters earning up to 80% of the Charlevoix AMI may qualify for rental assistance programs that target Low Income households.
$39,600 $45,250 $50,900 $56,550 $61,100 $65,600 $70,150 $74,650