Affordable Housing In Charlevoix County
Michigan
13 Low Income Apartment Communities In Charlevoix County
Pine Cove & Charlevoix Apartments CO Housing Mgmt
Section 8 Vouchers, Apartments, and Waiting Lists in Charlevoix County, Michigan
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Charlevoix County, Michigan
| Housing Authority | Programs |
|---|---|
| Michigan State Housing Development Authority | Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV) |
Guide To Affordable Housing in Charlevoix County, Michigan
There are 13 low income housing apartment communities offering 547 affordable apartments for rent in Charlevoix County, Michigan.
Income Based Apartments in Charlevoix County, Michigan
Charlevoix County features 274 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Charlevoix County, Michigan
There are 273 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Charlevoix County.
Housing Choice Vouchers in Charlevoix County, Michigan
On average, Section 8 Housing Choice vouchers pay Charlevoix County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Charlevoix County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Charlevoix County, Michigan for a two-bedroom apartment is between $743 and $908.
2022 Charlevoix County, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Charlevoix County, Michigan Fair Market Rent | $571 | $647 | $825 | $1,172 | $1,339 |
| Charlevoix County, Michigan Payment Standard Range | $514 to $628 | $582 to $712 | $743 to $908 | $1,055 to $1,289 | $1,205 to $1,473 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Charlevoix County, MI Affordable Housing Snapshot
| Total Affordable Apartment Properties | 13 |
|---|---|
| Total Low Income Apartments | 547 |
| Total Housing Units with Rental Assistance | 274 |
| Percentage of Housing Units Occupied By Renters | 19.5% |
| Average Renter Household Size | 2.10 |
| Average Household Size | 2.39 |
| Median Household Income | $46,554 ±$1,601 |
| Median Rent | $648 ±$40 |
| Percentage Of Renters Overburdened | 43.85% ± 6.02pp |
| Total Population | 26,134 |
Population and Household Demographics
Charlevoix County is a county in Michigan with a population of 26,134. There are 10,794 households in the county with an average household size of 2.39 persons. 19.5% of households in Charlevoix County are renters.
Income and Rent Overburden in Charlevoix County
The median gross income for households in Charlevoix County is $46,554 a year, or $3,880 a month. The median rent for the county is $648 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charlevoix County, a household making less than $2,160 a month would be considered overburdened when renting an apartment at or above the median rent. 43.85% of households who rent are overburdened in Charlevoix County.
Area Median Income In Charlevoix County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Charlevoix County, HUD calculates the Area Median Income for a family of four as $70,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Charlevoix County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Charlevoix County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Charlevoix County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$14,850 | $17,420 | $21,960 | $26,500 | $31,040 | $35,580 | $40,120 | $44,660 |
| 50% AMI Income Limits Renters earning up to 50% of the Charlevoix County AMI may qualify for rental assistance programs that target Very Low Income households. |
$24,750 | $28,300 | $31,850 | $35,350 | $38,200 | $41,050 | $43,850 | $46,700 |
| 80% AMI Income Limits Renters earning up to 80% of the Charlevoix County AMI may qualify for rental assistance programs that target Low Income households. |
$39,600 | $45,250 | $50,900 | $56,550 | $61,100 | $65,600 | $70,150 | $74,650 |
Cities In Charlevoix County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Advance | The HUD funded Public Housing Agency that serves Advance is the Michigan State Housing Development Authority. |
| Bay | The HUD funded Public Housing Agency that serves Bay is the Michigan State Housing Development Authority. |
| Bay Shore | The HUD funded Public Housing Agency that serves Bay Shore is the Michigan State Housing Development Authority. |
| Boyne City | The HUD funded Public Housing Agencies that serve Boyne City are the Boyne City Housing Commission and Michigan State Housing Development Authority. |
| Boyne Falls | The HUD funded Public Housing Agency that serves Boyne Falls is the Michigan State Housing Development Authority. |
| Boyne Valley | The HUD funded Public Housing Agency that serves Boyne Valley is the Michigan State Housing Development Authority. |
| Chandler | The HUD funded Public Housing Agency that serves Chandler is the Michigan State Housing Development Authority. |
| Charlevoix | The HUD funded Public Housing Agencies that serve Charlevoix are the Charlevoix Housing Commission and Michigan State Housing Development Authority. |
| Charlevoixship | The HUD funded Public Housing Agency that serves Charlevoixship is the Michigan State Housing Development Authority. |
| East Jordan | The HUD funded Public Housing Agencies that serve East Jordan are the East Jordan Housing Commission and Michigan State Housing Development Authority. |
| Evangeline | The HUD funded Public Housing Agency that serves Evangeline is the Michigan State Housing Development Authority. |
| Eveline | The HUD funded Public Housing Agency that serves Eveline is the Michigan State Housing Development Authority. |
| Hayes | The HUD funded Public Housing Agency that serves Hayes is the Michigan State Housing Development Authority. |
| Horton Bay | The HUD funded Public Housing Agency that serves Horton Bay is the Michigan State Housing Development Authority. |
| Hudson | The HUD funded Public Housing Agency that serves Hudson is the Michigan State Housing Development Authority. |
| Ironton | The HUD funded Public Housing Agency that serves Ironton is the Michigan State Housing Development Authority. |
| Marion | The HUD funded Public Housing Agency that serves Marion is the Michigan State Housing Development Authority. |
| Marionship | The HUD funded Public Housing Agency that serves Marionship is the Michigan State Housing Development Authority. |
| Melrose | The HUD funded Public Housing Agency that serves Melrose is the Michigan State Housing Development Authority. |
| Norwood | The HUD funded Public Housing Agency that serves Norwood is the Michigan State Housing Development Authority. |
| Norwoodship | The HUD funded Public Housing Agency that serves Norwoodship is the Michigan State Housing Development Authority. |
| Peaine | The HUD funded Public Housing Agency that serves Peaine is the Michigan State Housing Development Authority. |
| South Arm | The HUD funded Public Housing Agency that serves South Arm is the Michigan State Housing Development Authority. |
| St. James | The HUD funded Public Housing Agency that serves St. James is the Michigan State Housing Development Authority. |
| St. Jamesship | The HUD funded Public Housing Agency that serves St. Jamesship is the Michigan State Housing Development Authority. |
| Walloon Lake | The HUD funded Public Housing Agency that serves Walloon Lake is the Michigan State Housing Development Authority. |
| Wilson | The HUD funded Public Housing Agency that serves Wilson is the Michigan State Housing Development Authority. |
