Affordable Housing In Charlevoix County
Michigan


Waiting List Openings In Charlevoix County

Waiting ListStatus
Michigan State Housing Development Authority Housing Choice Voucher Open Now

13 Low Income Apartment Communities In Charlevoix County

Pine Cove & Charlevoix Apartments CO Housing Mgmt

1001 May St
Charlevoix, MI
Call For Rent
1-4 BR
HCV Welcome

Charlevoix Apartments CO Housing Mgmt

1003 May St
Charlevoix, MI

Applewood Highland Apartments

502 Erie St
East Jordan, MI
Subsidized

Pine River Place

210 W Garfield Ave
Charlevoix, MI

May Street Apartments

1007 May St
Charlevoix, MI
HCV Welcome

Mf - Dev 1053 May Street Apartments

1053 May St
Charlevoix, MI
HCV Welcome

Parkview Apartments Phase II

326 E Division St
Boyne City, MI
HCV Welcome

Lakeview Manor

715 Division St
East Jordan, MI

Deer Meadows Apartments

315 E Division St
Boyne City, MI
HCV Welcome

Lake Harbor Apartments

537 Petoskey Ave
Charlevoix, MI
HCV Welcome

Housing Authorities that serve Charlevoix County

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Other Housing Authorities located in Charlevoix County

Housing Authority Programs
Boyne City Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
East Jordan Housing Commission Public Housing
Charlevoix Housing Commission Public Housing

Guide To Affordable Housing in Charlevoix County, Michigan

There are 13 low income housing apartment communities offering 563 affordable apartments for rent in Charlevoix County, Michigan. Charlevoix County features 250 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 313 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Charlevoix County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Charlevoix County, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 563
Total Housing Units with Rental Assistance 250
Percentage of Housing Units Occupied By Renters 19.5%
Average Renter Household Size 2.10
Average Household Size 2.39
Median Household Income $46,554 ±$1,601
Median Rent $648 ±$40
Percentage Of Renters Overburdened 43.85% ± 6.02pp
Total Population 26,134

Population and Household Demographics

Charlevoix County is a County in Michigan with a population of 26,134. There are 10,794 households in the county with an average household size of 2.39 persons. 19.5% of households in Charlevoix County are renters.

Income and Rent Overburden in Charlevoix County

The median gross income for households in Charlevoix County is $46,554 a year, or $3,880 a month. The median rent for the county is $648 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charlevoix County, a household making less than $2,160 a month would be considered overburdened when renting an apartment at or above the median rent. 43.85% of households who rent are overburdened in Charlevoix County.1

Area Median Income In Charlevoix County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Charlevoix County, HUD calculates the Area Median Income for a family of four as $65,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Charlevoix County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Charlevoix County HUD Rental Assistance in Charlevoix County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,750 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,200
50% of Median $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
80% of Median $36,650 $41,850 $47,100 $52,300 $56,500 $60,700 $64,900 $69,050
Low Income Housing Tax Credits in Charlevoix County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2008, 9 low income apartment communities containing 298 rental apartments have been constructed and made affordable to low income persons in Charlevoix County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Charlevoix County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,900 $26,200 $29,450 $32,700 $35,350 $37,950 $40,550 $43,200
60% of Median $27,480 $31,440 $35,340 $39,240 $42,420 $45,540 $48,660 $51,840

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Charlevoix County is $35,340 a year, or $2,945 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,945 by 30% to get a maximum rent of $884 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $573 $614 $736 $851 $949 $1,047
60% $687 $737 $884 $1,021 $1,139 $1,256
Fair Market Rents in Charlevoix County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$521 $578 $750 $1,030 $1,284

Cities In Charlevoix County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
East Jordan 3 The HUD funded Public Housing Agencies that serve East Jordan are the East Jordan Housing Commission and Michigan State Housing Development Authority.
Charlevoix 6 The HUD funded Public Housing Agencies that serve Charlevoix are the Charlevoix Housing Commission and Michigan State Housing Development Authority.
Boyne City 4 The HUD funded Public Housing Agencies that serve Boyne City are the Boyne City Housing Commission and Michigan State Housing Development Authority.
Marion 0 The HUD funded Public Housing Agency that serves Marion is the Michigan State Housing Development Authority.
Advance 0 The HUD funded Public Housing Agency that serves Advance is the Michigan State Housing Development Authority.
Bay 0 The HUD funded Public Housing Agency that serves Bay is the Michigan State Housing Development Authority.
Bay Shore 0 The HUD funded Public Housing Agency that serves Bay Shore is the Michigan State Housing Development Authority.
Boyne Falls 0 The HUD funded Public Housing Agency that serves Boyne Falls is the Michigan State Housing Development Authority.
Boyne Valley 0 The HUD funded Public Housing Agency that serves Boyne Valley is the Michigan State Housing Development Authority.
Chandler 0 The HUD funded Public Housing Agency that serves Chandler is the Michigan State Housing Development Authority.
Charlevoixship 0 The HUD funded Public Housing Agency that serves Charlevoixship is the Michigan State Housing Development Authority.
Evangeline 0 The HUD funded Public Housing Agency that serves Evangeline is the Michigan State Housing Development Authority.
Eveline 0 The HUD funded Public Housing Agency that serves Eveline is the Michigan State Housing Development Authority.
Hayes 0 The HUD funded Public Housing Agency that serves Hayes is the Michigan State Housing Development Authority.
Horton Bay 0 The HUD funded Public Housing Agency that serves Horton Bay is the Michigan State Housing Development Authority.
Hudson 0 The HUD funded Public Housing Agency that serves Hudson is the Michigan State Housing Development Authority.
Ironton 0 The HUD funded Public Housing Agency that serves Ironton is the Michigan State Housing Development Authority.
Marionship 0 The HUD funded Public Housing Agency that serves Marionship is the Michigan State Housing Development Authority.
Melrose 0 The HUD funded Public Housing Agency that serves Melrose is the Michigan State Housing Development Authority.
Norwood 0 The HUD funded Public Housing Agency that serves Norwood is the Michigan State Housing Development Authority.
Norwoodship 0 The HUD funded Public Housing Agency that serves Norwoodship is the Michigan State Housing Development Authority.
Peaine 0 The HUD funded Public Housing Agency that serves Peaine is the Michigan State Housing Development Authority.
St. James 0 The HUD funded Public Housing Agency that serves St. James is the Michigan State Housing Development Authority.
St. Jamesship 0 The HUD funded Public Housing Agency that serves St. Jamesship is the Michigan State Housing Development Authority.
South Arm 0 The HUD funded Public Housing Agency that serves South Arm is the Michigan State Housing Development Authority.
Walloon Lake 0 The HUD funded Public Housing Agency that serves Walloon Lake is the Michigan State Housing Development Authority.
Wilson 0 The HUD funded Public Housing Agency that serves Wilson is the Michigan State Housing Development Authority.