Affordable Housing In Charlotte
Eaton County, Michigan

8 Low Income Apartment Communities In Charlotte

The Edmond Senior Apartments

225 S Washington St
Charlotte, Michigan
Call For Rent
1-2 BR

Butternutt Creek

100 Butternut Dr
Charlotte, Michigan

Sugar Mill Ldha Lp

417 Maynard St
Charlotte, Michigan

House of Ruth

625 Tirrell Rd
Charlotte, Michigan
Disabled Supportive Housing

Sugar Mill Senior Citizens Apartments

405 Maynard St
Charlotte, Michigan

Country Mill Farms Llc

4648 Otto Rd
Charlotte, Michigan

Maple Tree Village

303 Packard Hwy
Charlotte, Michigan
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Section 8 Vouchers, Apartments, and Waiting Lists in Charlotte, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Charlotte, Michigan

Housing Authority Programs
Housing Services Mid Michigan Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Charlotte, Michigan

There are 8 low income housing apartment communities offering 390 affordable apartments for rent in Charlotte, Michigan.

Income Based Apartments in Charlotte, Michigan

Charlotte features 203 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Charlotte, Michigan

There are 184 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Charlotte.

Housing Choice Vouchers in Charlotte, Michigan

On average, Section 8 Housing Choice vouchers pay Charlotte landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Charlotte.

The maximum amount a voucher would pay on behalf of a low-income tenant in Charlotte, Michigan for a two-bedroom apartment is between $842 and $1,030.

2022 Charlotte, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Charlotte, Michigan Fair Market Rent $733 $767 $936 $1,203 $1,269
Charlotte, Michigan Payment Standard Range $660 to $806 $690 to $844 $842 to $1,030 $1,083 to $1,323 $1,142 to $1,396

Sourced from federal housing data and research.

Charlotte, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 390
Total Housing Units with Rental Assistance 203
Percentage of Housing Units Occupied By Renters 42.26%
Average Renter Household Size 2.32
Average Household Size 2.43
Median Household Income $43,079 ±$3,484
Median Rent $721 ±$61
Percentage Of Renters Overburdened 42.96% ± 8.21pp
Total Population 9,057

Population and Household Demographics

Charlotte is a city in Eaton County, Michigan with a population of 9,057. There are 3,564 households in the city with an average household size of 2.43 persons. 42.26% of households in Charlotte are renters.

Income and Rent Overburden in Charlotte

The median gross income for households in Charlotte is $43,079 a year, or $3,590 a month. The median rent for the city is $721 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charlotte, a household making less than $2,403 a month would be considered overburdened when renting an apartment at or above the median rent. 42.96% of households who rent are overburdened in Charlotte.

Area Median Income In Charlotte

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Charlotte, the AMI is calculated from all households within Eaton County.

In Charlotte, HUD calculates the Area Median Income for a family of four as $89,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Charlotte

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Charlotte

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Charlotte AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,600 $21,250 $23,900 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Charlotte AMI may qualify for rental assistance programs that target Very Low Income households.
$31,000 $35,400 $39,850 $44,250 $47,800 $51,350 $54,900 $58,450
80% AMI Income Limits
Renters earning up to 80% of the Charlotte AMI may qualify for rental assistance programs that target Low Income households.
$49,600 $56,650 $63,750 $70,800 $76,500 $82,150 $87,800 $93,500