Affordable Housing In Dearborn
Wayne County, Michigan


Waiting List Openings In Dearborn

Waiting ListStatus
Michigan State Housing Development Authority Housing Choice Voucher Open Now
Michigan State Housing Development Authority Housing Choice Voucher Open Now
Michigan State Housing Development Authority Housing Choice Voucher Open Now

9 Low Income Apartment Communities In Dearborn

Normandy Apartments

24320 Michigan Ave
Dearborn, MI
Call For Rent
1 BR
Subsidized

Village Park Apartments

2800 Liberty Ave
Dearborn, MI
Subsidized

St Sarkis Towers

19230 Ford Road
Dearborn, MI
62+
Accessible
Elderly Supportive Housing
Subsidized

Ferney Gardens

1200 Ferney St
Dearborn, MI
HCV Welcome

Lapeer Gardens

2880 Amazon St
Dearborn, MI
HCV Welcome

Townsend Towers

7000 Freda St
Dearborn, MI

Kennedy Plaza

5111 Bingham St
Dearborn, MI

Sisson Manor

1515 Mason St
Dearborn, MI

Salina Gardens

2946 Salina St
Dearborn, MI
HCV Welcome
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There are 9 low income housing apartment complexes which contain 861 affordable apartments for rent in Dearborn. Many of these rental apartments are income based housing with 828 apartments that set rent based on your income. In Dearborn, HUD housing programs support 344 rental assistance apartments through programs like Project-based Section 8. There are 33 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Dearborn

Housing Authority Programs
Dearborn Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
River Rouge Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Plymouth Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)
Ferndale Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Dearborn, Michigan

Dearborn, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 861
Total Rent Assisted Apartments 828
Percentage of Housing Units Occupied By Renters 32.73%
Average Renter Household Size 2.95
Total Population 96,069
Housing Units 31,502
Average Household Size 3.04
Median Household Income $47,375 ±$2,014
Median Rent $973 ±$26
Percentage Of Renters Overburdened 54.91% ± 3.51pp

Population and Household Demographics

Dearborn is a City in Wayne County, Michigan with a population of 96,069. There are 31,502 households in the city with an average household size of 3.04 persons. 32.73% of households in Dearborn are renters.

Income and Rent Overburden in Dearborn

The median gross income for households in Dearborn is $47,375 a year, or $3,948 a month. The median rent for the city is $973 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Dearborn, a household making less than $3,243 a month would be considered overburdened when renting an apartment at or above the median rent. 54.91% of households who rent are overburdened in Dearborn.1

Area Median Income In Dearborn

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Dearborn, the AMI is calculated from all households within Wayne County.

In Dearborn, HUD calculates the Area Median Income for a family of four as $76,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Dearborn

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Dearborn HUD Rental Assistance in Dearborn

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
80% of Median $42,750 $48,850 $54,950 $61,050 $65,950 $70,850 $75,750 $80,600
Low Income Housing Tax Credits in Dearborn

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2000 to 2008, 4 low income apartment communities containing 183 rental apartments have been constructed and made affordable to low income persons in Dearborn by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Dearborn

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
60% of Median $32,100 $36,660 $41,220 $45,780 $49,500 $53,160 $56,820 $60,480

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Dearborn is $41,220 a year, or $3,435 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,435 by 30% to get a maximum rent of $1,031 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $669 $716 $859 $993 $1,108 $1,222
60% $803 $860 $1,031 $1,191 $1,329 $1,466
Fair Market Rents in Dearborn

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$621 $753 $967 $1,261 $1,371