Affordable Housing In Essexville
Bay County, Michigan

3 Low Income Apartment Communities In Essexville

Pineview Apartments

854 N Pine Rd
Essexville, Michigan
Call For Rent
1-2 BR

Center Ridge Arms

798 N Pine Rd
Essexville, Michigan

Tradewinds East

501 Tradewinds Dr
Essexville, Michigan
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Section 8 Vouchers, Apartments, and Waiting Lists in Essexville, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Essexville, Michigan

Housing Authority Programs
Bay County Housing Department Public Housing

Guide To Affordable Housing in Essexville, Michigan

There are 3 low income housing apartment communities offering 390 affordable apartments for rent in Essexville, Michigan.

Income Based Apartments in Essexville, Michigan

Essexville features 100 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Essexville, Michigan

There are 290 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Essexville.

Housing Choice Vouchers in Essexville, Michigan

On average, Section 8 Housing Choice vouchers pay Essexville landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Essexville.

The maximum amount a voucher would pay on behalf of a low-income tenant in Essexville, Michigan for a two-bedroom apartment is between $707 and $865.

2022 Essexville, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Essexville, Michigan Fair Market Rent $522 $611 $786 $1,031 $1,118
Essexville, Michigan Payment Standard Range $470 to $574 $550 to $672 $707 to $865 $928 to $1,134 $1,006 to $1,230

Sourced from federal housing data and research.

Essexville, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 390
Total Housing Units with Rental Assistance 100
Percentage of Housing Units Occupied By Renters 10.19%
Average Renter Household Size 2.94
Average Household Size 2.44
Median Household Income $53,015 ±$8,010
Median Rent $886 ±$83
Percentage Of Renters Overburdened 48.25% ± 32.88pp
Total Population 3,432

Population and Household Demographics

Essexville is a city in Bay County, Michigan with a population of 3,432. There are 1,403 households in the city with an average household size of 2.44 persons. 10.19% of households in Essexville are renters.

Income and Rent Overburden in Essexville

The median gross income for households in Essexville is $53,015 a year, or $4,418 a month. The median rent for the city is $886 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Essexville, a household making less than $2,953 a month would be considered overburdened when renting an apartment at or above the median rent. 48.25% of households who rent are overburdened in Essexville.

Area Median Income In Essexville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Essexville, the AMI is calculated from all households within Bay County.

In Essexville, HUD calculates the Area Median Income for a family of four as $63,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Essexville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Essexville

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Essexville AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,550 $17,420 $21,960 $26,500 $31,040 $35,580 $40,000 $42,600
50% AMI Income Limits
Renters earning up to 50% of the Essexville AMI may qualify for rental assistance programs that target Very Low Income households.
$22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% AMI Income Limits
Renters earning up to 80% of the Essexville AMI may qualify for rental assistance programs that target Low Income households.
$36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150