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Affordable Housing In Ferndale
Oakland County, Michigan


Waiting List Openings In Ferndale

Waiting ListStatus
Michigan State Housing Development Authority Housing Choice Voucher Open Now

4 Low Income Apartment Communities In Ferndale

Autumn House Elderly Apartments

415 Withington St
Ferndale, Michigan
Income Based
1 BR

Devon Square

1225 Orchard Street
Ferndale, Michigan
Income Based
1-2 BR
Subsidized

Royal Oak Towers

20800 Wyoming St
Ferndale, Michigan
Accepts Vouchers

20832 Wyoming St

20832 Wyoming St
Ferndale, Michigan
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Housing Authorities that serve Ferndale

Housing Authority Programs
Royal Oak Township Housing Commission Public Housing
Ferndale Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Plymouth Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)

Guide To Affordable Housing in Ferndale, Michigan

There are 4 low income housing apartment communities offering 456 affordable apartments for rent in Ferndale, Michigan.

Income Based Apartments in Ferndale, Michigan

Ferndale features 256 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ferndale, Michigan

There are 200 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ferndale.

Housing Choice Vouchers in Ferndale, Michigan

On average, Section 8 Housing Choice vouchers pay Ferndale landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Ferndale.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ferndale, Michigan for a two-bedroom apartment is between $879 and $1,075.

2020 Ferndale, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $639 $764 $977 $1,266 $1,376
Payment Standard Range $575 to $703 $688 to $840 $879 to $1,075 $1,139 to $1,393 $1,238 to $1,514

Sourced from federal housing data and AffordableHousingOnline.com research.

Ferndale, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 456
Total Housing Units with Rental Assistance 256
Percentage of Housing Units Occupied By Renters 40.27%
Average Renter Household Size 2.13
Average Household Size 2.12
Median Household Income $51,312 ±$2,405
Median Rent $883 ±$40
Percentage Of Renters Overburdened 42.21% ± 7.08pp
Total Population 20,160

Population and Household Demographics

Ferndale is a city in Oakland County, Michigan with a population of 20,160. There are 9,479 households in the city with an average household size of 2.12 persons. 40.27% of households in Ferndale are renters.

Income and Rent Overburden in Ferndale

The median gross income for households in Ferndale is $51,312 a year, or $4,276 a month. The median rent for the city is $883 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ferndale, a household making less than $2,943 a month would be considered overburdened when renting an apartment at or above the median rent. 42.21% of households who rent are overburdened in Ferndale.

Area Median Income In Ferndale

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ferndale, the AMI is calculated from all households within Oakland County.

In Ferndale, HUD calculates the Area Median Income for a family of four as $78,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ferndale

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ferndale

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,500 $18,850 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $27,500 $31,400 $35,350 $39,250 $42,400 $45,550 $48,700 $51,850
80% of Median $44,000 $50,250 $56,550 $62,800 $67,850 $72,850 $77,900 $82,900