Affordable Housing In Garden City
2 Low Income Apartment Communities In Garden City
Housing Authorities that serve Garden City
|Detroit Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)|
|Michigan State Housing Development Authority||Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)|
|River Rouge Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Plymouth Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)|
|Ferndale Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Melvindale Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
Guide To Affordable Housing in Garden City, Michigan
There are 2 low income housing apartment communities offering 182 affordable apartments for rent in Garden City, Michigan.
Income Based Apartments in Garden City, Michigan
Garden City features 182 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Garden City, Michigan
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Garden City.
Housing Choice Vouchers in Garden City, Michigan
On average, Section 8 Housing Choice vouchers pay Garden City landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Garden City.
The maximum amount a voucher would pay on behalf of a low-income tenant in Garden City, Michigan for a two-bedroom apartment is between $879 and $1,075.
2020 Garden City, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$639||$764||$977||$1,266||$1,376|
|Payment Standard Range||$575 to $703||$688 to $840||$879 to $1,075||$1,139 to $1,393||$1,238 to $1,514|
Sourced from federal housing data and AffordableHousingOnline.com research.
Garden City, MI Affordable Housing Snapshot
|Total Affordable Apartment Properties||2|
|Total Low Income Apartments||182|
|Total Housing Units with Rental Assistance||182|
|Percentage of Housing Units Occupied By Renters||18.54%|
|Average Renter Household Size||2.50|
|Average Household Size||2.62|
|Median Household Income||$49,862 ±$2,485|
|Median Rent||$962 ±$43|
|Percentage Of Renters Overburdened||49.37% ± 7.89pp|
Population and Household Demographics
Garden City is a City in Wayne County, Michigan with a population of 27,161. There are 10,326 households in the city with an average household size of 2.62 persons. 18.54% of households in Garden City are renters.
Income and Rent Overburden in Garden City
The median gross income for households in Garden City is $49,862 a year, or $4,155 a month. The median rent for the city is $962 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garden City, a household making less than $3,207 a month would be considered overburdened when renting an apartment at or above the median rent. 49.37% of households who rent are overburdened in Garden City.1
Area Median Income In Garden City
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Garden City, the AMI is calculated from all households within Wayne County.
In Garden City, HUD calculates the Area Median Income for a family of four as $76,300
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Garden City
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Garden City
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$16,050||$18,350||$21,330||$25,750||$30,170||$34,590||$39,010||$43,430|
|50% of Median||$26,750||$30,550||$34,350||$38,150||$41,250||$44,300||$47,350||$50,400|
|80% of Median||$42,750||$48,850||$54,950||$61,050||$65,950||$70,850||$75,750||$80,600|