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Affordable Housing In Garden
Delta County, Michigan


Waiting List Openings In Garden

Waiting ListStatus
Michigan State Housing Development Authority Housing Choice Voucher Open Now
Michigan State Housing Development Authority Housing Choice Voucher Open Now

Housing Authorities that serve Garden

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Garden, Michigan

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Garden, Michigan.

Income Based Apartments in Garden, Michigan

Garden features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Garden, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Garden.

Housing Choice Vouchers in Garden, Michigan

On average, Section 8 Housing Choice vouchers pay Garden landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Garden.

The maximum amount a voucher would pay on behalf of a low-income tenant in Garden, Michigan for a two-bedroom apartment is between $642 and $784.

2020 Garden, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $511 $581 $713 $1,007 $1,059
Payment Standard Range $460 to $562 $523 to $639 $642 to $784 $906 to $1,108 $953 to $1,165

Sourced from federal housing data and AffordableHousingOnline.com research.

Garden, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 13.95%
Average Renter Household Size 1.67
Average Household Size 2.07
Median Household Income $38,571 ±$8,415
Median Rent $879 ±$567
Percentage Of Renters Overburdened 50% ± 146.96pp
Total Population 183

Population and Household Demographics

Garden is a city in Delta County, Michigan with a population of 183. There are 86 households in the city with an average household size of 2.07 persons. 13.95% of households in Garden are renters.

Income and Rent Overburden in Garden

The median gross income for households in Garden is $38,571 a year, or $3,214 a month. The median rent for the city is $879 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garden, a household making less than $2,930 a month would be considered overburdened when renting an apartment at or above the median rent. 50% of households who rent are overburdened in Garden.

Area Median Income In Garden

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Garden, the AMI is calculated from all households within Delta County.

In Garden, HUD calculates the Area Median Income for a family of four as $60,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garden

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Garden

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $42,200
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
80% of Median $35,800 $40,900 $46,000 $51,100 $55,200 $59,300 $63,400 $67,500