Affordable Housing In Houghton County
Michigan
11 Low Income Apartment Communities In Houghton County
Golden Horizons
Cedar Park Senior Housing
Guide To Affordable Housing in Houghton County, Michigan
There are 11 low income housing apartment communities offering 528 affordable apartments for rent in Houghton County, Michigan.
Income Based Apartments in Houghton County, Michigan
Houghton County features 444 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Houghton County, Michigan
There are 84 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Houghton County.
Housing Choice Vouchers in Houghton County, Michigan
On average, Section 8 Housing Choice vouchers pay Houghton County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Houghton County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Houghton County, Michigan for a two-bedroom apartment is between $661 and $807.
2021 Houghton County, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Houghton County, Michigan Fair Market Rent | $484 | $582 | $734 | $993 | $1,271 |
| Houghton County, Michigan Payment Standard Range | $436 to $532 | $524 to $640 | $661 to $807 | $894 to $1,092 | $1,144 to $1,398 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Houghton County, MI Affordable Housing Snapshot
| Total Affordable Apartment Properties | 11 |
|---|---|
| Total Low Income Apartments | 528 |
| Total Housing Units with Rental Assistance | 444 |
| Percentage of Housing Units Occupied By Renters | 31.91% |
| Average Renter Household Size | 2.23 |
| Average Household Size | 2.51 |
| Median Household Income | $37,776 ±$1,703 |
| Median Rent | $637 ±$25 |
| Percentage Of Renters Overburdened | 49.73% ± 5.16pp |
| Total Population | 36,660 |
Population and Household Demographics
Houghton County is a county in Michigan with a population of 36,660. There are 13,765 households in the county with an average household size of 2.51 persons. 31.91% of households in Houghton County are renters.
Income and Rent Overburden in Houghton County
The median gross income for households in Houghton County is $37,776 a year, or $3,148 a month. The median rent for the county is $637 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Houghton County, a household making less than $2,123 a month would be considered overburdened when renting an apartment at or above the median rent. 49.73% of households who rent are overburdened in Houghton County.
Area Median Income In Houghton County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Houghton County, HUD calculates the Area Median Income for a family of four as $64,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Houghton County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Houghton County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Houghton County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$13,600 | $17,420 | $21,960 | $26,500 | $31,040 | $35,580 | $40,100 | $42,650 |
| 50% AMI Income Limits Renters earning up to 50% of the Houghton County AMI may qualify for rental assistance programs that target Very Low Income households. |
$22,650 | $25,850 | $29,100 | $32,300 | $34,900 | $37,500 | $40,100 | $42,650 |
| 80% AMI Income Limits Renters earning up to 80% of the Houghton County AMI may qualify for rental assistance programs that target Low Income households. |
$36,200 | $41,400 | $46,550 | $51,700 | $55,850 | $60,000 | $64,150 | $68,250 |
Cities In Houghton County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Adams | |
| Calumet | The HUD funded Public Housing Agency that serves Calumet is the Calumet Housing Commission. |
| Calumet Township | |
| Chassell | |
| Chassellship | |
| Copper City | |
| Dollar Bay | |
| Duncan | |
| Elm River | |
| Franklin | |
| Hancock | The HUD funded Public Housing Agency that serves Hancock is the Hancock Housing Commission. |
| Hancockship | |
| Houghton | |
| Hubbell | |
| Laird | |
| Lake Linden | The HUD funded Public Housing Agency that serves Lake Linden is the Lake Linden Housing Commission. |
| Laurium | |
| Osceola | |
| Portage Township | |
| Quincy | |
| Schoolcraft | |
| Schoolcraftship | |
| South Range | |
| Stanton | |
| Torch Lake |
