Affordable Housing In Mount Clemens
5 Low Income Apartment Communities In Mount Clemens
Housing Authorities that serve Mount Clemens
|Mount Clemens Housing Commission||Public Housing|
|Detroit Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)|
|Michigan State Housing Development Authority||Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)|
|Ferndale Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Plymouth Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)|
Guide To Affordable Housing in Mount Clemens, Michigan
There are 5 low income housing apartment communities offering 890 affordable apartments for rent in Mount Clemens, Michigan.
Income Based Apartments in Mount Clemens, Michigan
Mount Clemens features 703 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Mount Clemens, Michigan
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mount Clemens.
Housing Choice Vouchers in Mount Clemens, Michigan
On average, Section 8 Housing Choice vouchers pay Mount Clemens landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Mount Clemens.
The maximum amount a voucher would pay on behalf of a low-income tenant in Mount Clemens, Michigan for a two-bedroom apartment is between $879 and $1,075.
2020 Mount Clemens, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$639||$764||$977||$1,266||$1,376|
|Payment Standard Range||$575 to $703||$688 to $840||$879 to $1,075||$1,139 to $1,393||$1,238 to $1,514|
Sourced from federal housing data and AffordableHousingOnline.com research.
Mount Clemens, MI Affordable Housing Snapshot
|Total Affordable Apartment Properties||5|
|Total Low Income Apartments||890|
|Total Housing Units with Rental Assistance||703|
|Percentage of Housing Units Occupied By Renters||40.32%|
|Average Renter Household Size||2.00|
|Average Household Size||2.23|
|Median Household Income||$35,653 ±$3,053|
|Median Rent||$592 ±$39|
|Percentage Of Renters Overburdened||51.51% ± 8.31pp|
Population and Household Demographics
Mount Clemens is a city in Macomb County, Michigan with a population of 16,381. There are 6,645 households in the city with an average household size of 2.23 persons. 40.32% of households in Mount Clemens are renters.
Income and Rent Overburden in Mount Clemens
The median gross income for households in Mount Clemens is $35,653 a year, or $2,971 a month. The median rent for the city is $592 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mount Clemens, a household making less than $1,973 a month would be considered overburdened when renting an apartment at or above the median rent. 51.51% of households who rent are overburdened in Mount Clemens.
Area Median Income In Mount Clemens
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Mount Clemens, the AMI is calculated from all households within Macomb County.
In Mount Clemens, HUD calculates the Area Median Income for a family of four as $78,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Mount Clemens
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Mount Clemens
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$16,500||$18,850||$21,720||$26,200||$30,680||$35,160||$39,640||$44,120|
|50% of Median||$27,500||$31,400||$35,350||$39,250||$42,400||$45,550||$48,700||$51,850|
|80% of Median||$44,000||$50,250||$56,550||$62,800||$67,850||$72,850||$77,900||$82,900|