Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Saginaw County
Michigan

40 Low Income Apartment Communities In Saginaw County

South Colony Place Seniors

180 S Colony Dr
Saginaw, Michigan
Income Based
1-2 BR
Subsidized
62+

South Saginaw Homes

1026 Huntley Rd
Saginaw, Michigan
$744-1,021
3-4 BR

Buena Vista

4530 Hess Ave
Saginaw, Michigan
Call For Rent
1 BR

Swanhaven Manor

300 Kennely Rd
Saginaw, Michigan
Call For Rent
1-2 BR
55+

Elmwood Manor

2814 E Genesee Ave
Saginaw, Michigan

Westchester Village Apartments

4055 W Michigan Ave
Saginaw, Michigan
Subsidized
62+
Accessible
Elderly Supportive Housing

Joan Manley Wolfe Apartments

4235 McCarty Rd
Saginaw, Michigan
Subsidized
62+
Accessible
Elderly Supportive Housing

Lakeside Village

4370 Lakeside Cir
Saginaw, Michigan
Subsidized

St Pauls Townhouses Village

359 Vestry Dr
Saginaw, Michigan
Subsidized

Together With Friends

6079 Foxwood Ct
Saginaw, Michigan
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Housing Authorities that serve Saginaw County

Housing Authority Programs
Saginaw Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Saginaw County, Michigan

There are 40 low income housing apartment communities offering 3,597 affordable apartments for rent in Saginaw County, Michigan.

Income Based Apartments in Saginaw County, Michigan

Saginaw County features 2,000 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saginaw County, Michigan

There are 1,356 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saginaw County.

Housing Choice Vouchers in Saginaw County, Michigan

On average, Section 8 Housing Choice vouchers pay Saginaw County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Saginaw County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saginaw County, Michigan for a two-bedroom apartment is between $744 and $910.

2021 Saginaw County, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Saginaw County, Michigan Fair Market Rent $546 $632 $827 $1,030 $1,139
Saginaw County, Michigan Payment Standard Range $491 to $601 $569 to $695 $744 to $910 $927 to $1,133 $1,025 to $1,253

Sourced from federal housing data and AffordableHousingOnline.com research.

Saginaw County, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 40
Total Low Income Apartments 3,597
Total Housing Units with Rental Assistance 2,000
Percentage of Housing Units Occupied By Renters 27.79%
Average Renter Household Size 2.25
Average Household Size 2.44
Median Household Income $43,042 ±$795
Median Rent $705 ±$15
Percentage Of Renters Overburdened 49.82% ± 2.57pp
Total Population 196,479

Population and Household Demographics

Saginaw County is a county in Michigan with a population of 196,479. There are 77,925 households in the county with an average household size of 2.44 persons. 27.79% of households in Saginaw County are renters.

Income and Rent Overburden in Saginaw County

The median gross income for households in Saginaw County is $43,042 a year, or $3,587 a month. The median rent for the county is $705 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saginaw County, a household making less than $2,350 a month would be considered overburdened when renting an apartment at or above the median rent. 49.82% of households who rent are overburdened in Saginaw County.

Area Median Income In Saginaw County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Saginaw County, HUD calculates the Area Median Income for a family of four as $63,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saginaw County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Saginaw County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Saginaw County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,550 $17,420 $21,960 $26,500 $31,040 $35,580 $40,000 $42,600
50% AMI Income Limits
Renters earning up to 50% of the Saginaw County AMI may qualify for rental assistance programs that target Very Low Income households.
$22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% AMI Income Limits
Renters earning up to 80% of the Saginaw County AMI may qualify for rental assistance programs that target Low Income households.
$36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150

Cities In Saginaw County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Albee The HUD funded Public Housing Agency that serves Albee is the Saginaw Housing Commission.
Birch Run The HUD funded Public Housing Agency that serves Birch Run is the Saginaw Housing Commission.
Birch Runship The HUD funded Public Housing Agency that serves Birch Runship is the Saginaw Housing Commission.
Blumfield The HUD funded Public Housing Agency that serves Blumfield is the Saginaw Housing Commission.
Brady The HUD funded Public Housing Agency that serves Brady is the Saginaw Housing Commission.
Brant The HUD funded Public Housing Agency that serves Brant is the Saginaw Housing Commission.
Bridgeport The HUD funded Public Housing Agency that serves Bridgeport is the Saginaw Housing Commission.
Bridgeport Township The HUD funded Public Housing Agency that serves Bridgeport Township is the Saginaw Housing Commission.
Buena Vista The HUD funded Public Housing Agency that serves Buena Vista is the Saginaw Housing Commission.
Buena Vista Township The HUD funded Public Housing Agency that serves Buena Vista Township is the Saginaw Housing Commission.
Burt The HUD funded Public Housing Agency that serves Burt is the Saginaw Housing Commission.
Carrollton The HUD funded Public Housing Agency that serves Carrollton is the Saginaw Housing Commission.
Chapin The HUD funded Public Housing Agency that serves Chapin is the Saginaw Housing Commission.
Chesaning The HUD funded Public Housing Agency that serves Chesaning is the Saginaw Housing Commission.
Chesaningship The HUD funded Public Housing Agency that serves Chesaningship is the Saginaw Housing Commission.
Frankenmuth The HUD funded Public Housing Agency that serves Frankenmuth is the Saginaw Housing Commission.
Frankenmuthship The HUD funded Public Housing Agency that serves Frankenmuthship is the Saginaw Housing Commission.
Freeland The HUD funded Public Housing Agency that serves Freeland is the Saginaw Housing Commission.
Fremont The HUD funded Public Housing Agency that serves Fremont is the Saginaw Housing Commission.
Hemlock The HUD funded Public Housing Agency that serves Hemlock is the Saginaw Housing Commission.
James The HUD funded Public Housing Agency that serves James is the Saginaw Housing Commission.
Jonesfield The HUD funded Public Housing Agency that serves Jonesfield is the Saginaw Housing Commission.
Kochville The HUD funded Public Housing Agency that serves Kochville is the Saginaw Housing Commission.
Lakefield The HUD funded Public Housing Agency that serves Lakefield is the Saginaw Housing Commission.
Maple Grove The HUD funded Public Housing Agency that serves Maple Grove is the Saginaw Housing Commission.
Marion The HUD funded Public Housing Agency that serves Marion is the Saginaw Housing Commission.
Merrill The HUD funded Public Housing Agency that serves Merrill is the Saginaw Housing Commission.
Oakley The HUD funded Public Housing Agency that serves Oakley is the Saginaw Housing Commission.
Reese The HUD funded Public Housing Agency that serves Reese is the Saginaw Housing Commission.
Richland The HUD funded Public Housing Agency that serves Richland is the Saginaw Housing Commission.
Robin Glen Indiantown The HUD funded Public Housing Agency that serves Robin Glen Indiantown is the Saginaw Housing Commission.
Robin Glen-Indiantown The HUD funded Public Housing Agency that serves Robin Glen-Indiantown is the Saginaw Housing Commission.
Saginaw The HUD funded Public Housing Agency that serves Saginaw is the Saginaw Housing Commission.
Saginaw Township The HUD funded Public Housing Agency that serves Saginaw Township is the Saginaw Housing Commission.
Saint Charles The HUD funded Public Housing Agency that serves Saint Charles is the Saginaw Housing Commission.
Shields The HUD funded Public Housing Agency that serves Shields is the Saginaw Housing Commission.
Spaulding The HUD funded Public Housing Agency that serves Spaulding is the Saginaw Housing Commission.
St Charles The HUD funded Public Housing Agency that serves St Charles is the Saginaw Housing Commission.
St. Charles The HUD funded Public Housing Agency that serves St. Charles is the Saginaw Housing Commission.
St. Charlesship The HUD funded Public Housing Agency that serves St. Charlesship is the Saginaw Housing Commission.
Swan Creek The HUD funded Public Housing Agency that serves Swan Creek is the Saginaw Housing Commission.
Taymouth The HUD funded Public Housing Agency that serves Taymouth is the Saginaw Housing Commission.
Thomas The HUD funded Public Housing Agency that serves Thomas is the Saginaw Housing Commission.
Tittabawassee The HUD funded Public Housing Agency that serves Tittabawassee is the Saginaw Housing Commission.
Zilwaukee The HUD funded Public Housing Agency that serves Zilwaukee is the Saginaw Housing Commission.
Zilwaukeeship The HUD funded Public Housing Agency that serves Zilwaukeeship is the Saginaw Housing Commission.