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Affordable Housing In St Clair
St Clair County, Michigan

2 Low Income Apartment Communities In St Clair

Clairewood Apartments

811 S Carney Dr
St Clair, Michigan

Palmer Park Manor

400 S 3rd St
St Clair, Michigan
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Housing Authorities that serve St Clair

Housing Authority Programs
Saint Clair Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in St Clair, Michigan

There are 2 low income housing apartment communities offering 110 affordable apartments for rent in St Clair, Michigan.

Income Based Apartments in St Clair, Michigan

St Clair features 62 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St Clair, Michigan

There are 48 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Clair.

Housing Choice Vouchers in St Clair, Michigan

On average, Section 8 Housing Choice vouchers pay St Clair landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in St Clair.

The maximum amount a voucher would pay on behalf of a low-income tenant in St Clair, Michigan for a two-bedroom apartment is between $944 and $1,154.

2021 St Clair, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
St Clair, Michigan Fair Market Rent $697 $821 $1,049 $1,344 $1,458
St Clair, Michigan Payment Standard Range $627 to $767 $739 to $903 $944 to $1,154 $1,210 to $1,478 $1,312 to $1,604

Sourced from federal housing data and AffordableHousingOnline.com research.

St Clair, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 110
Total Housing Units with Rental Assistance 62
Percentage of Housing Units Occupied By Renters 27.5%
Average Renter Household Size 2.19
Average Household Size 2.32
Median Household Income $56,449 ±$4,289
Median Rent $663 ±$129
Percentage Of Renters Overburdened 55.12% ± 15.6pp
Total Population 5,394

Population and Household Demographics

St Clair is a city in St Clair County, Michigan with a population of 5,394. There are 2,309 households in the city with an average household size of 2.32 persons. 27.5% of households in St Clair are renters.

Income and Rent Overburden in St Clair

The median gross income for households in St Clair is $56,449 a year, or $4,704 a month. The median rent for the city is $663 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Clair, a household making less than $2,210 a month would be considered overburdened when renting an apartment at or above the median rent. 55.12% of households who rent are overburdened in St Clair.

Area Median Income In St Clair

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St Clair, the AMI is calculated from all households within St Clair County.

In St Clair, HUD calculates the Area Median Income for a family of four as $80,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Clair

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St Clair

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the St Clair AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,800 $19,200 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the St Clair AMI may qualify for rental assistance programs that target Very Low Income households.
$28,000 $32,000 $36,000 $40,000 $43,200 $46,400 $49,600 $52,800
80% AMI Income Limits
Renters earning up to 80% of the St Clair AMI may qualify for rental assistance programs that target Low Income households.
$44,800 $51,200 $57,600 $64,000 $69,150 $74,250 $79,400 $84,500