Affordable Housing In St Clair County
Michigan


Waiting List Openings In St Clair County

Waiting ListStatus
Michigan State Housing Development Authority Housing Choice Voucher Open Now

34 Low Income Apartment Communities In St Clair County

North Port Village

2631 Krafft Rd
Port Huron, MI
Call For Rent
1-3 BR
Subsidized

Brookstone Place II

3991 Brookstone Pl
Port Huron, MI
$378-742
1-3 BR
HCV Welcome

Porthaven Manor

3900 Aspen Dr
Port Huron, MI
$1,199-1,419
1-2 BR
62+
HCV Welcome

Lake Huron Woods

5221 Lakeshore Rd
Fort Gratiot Township, MI
Call For Rent
1-2 BR
HCV Welcome

Grandview Towers

1016 7th Street
Port Huron, MI
Subsidized

Village Manor Apartments

3145 Electric Ave
Port Huron, MI
Subsidized

Independence Square Apartments II

2727 10th Ave
Port Huron, MI
Accessible
Disabled Supportive Housing
Subsidized

Continental Court

3540 Parkway Dr
Port Huron, MI
Accessible
Disabled Supportive Housing
Subsidized

Johnstone Apartments

802 Johnstone St
Port Huron, MI
Accessible
Disabled Supportive Housing
Subsidized

Chippewa Court Apartments

2876 Henry St
Port Huron, MI
Accessible
Disabled Supportive Housing
Subsidized

Housing Authorities that serve St Clair County

Housing Authority Programs
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Other Housing Authorities located in St Clair County

Housing Authority Programs
Port Huron Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Saint Clair Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Algonac Housing Commission Public Housing

Guide To Affordable Housing in St Clair County, Michigan

There are 34 low income housing apartment communities offering 2,471 affordable apartments for rent in St Clair County, Michigan. St Clair County features 1,159 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,312 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in St Clair County.

Sourced from federal housing data and AffordableHousingOnline.com research.

St Clair County, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 34
Total Low Income Apartments 2,471
Total Housing Units with Rental Assistance 1,159
Percentage of Housing Units Occupied By Renters 23.95%
Average Renter Household Size 2.32
Average Household Size 2.47
Median Household Income $49,730 ±$1,147
Median Rent $736 ±$21
Percentage Of Renters Overburdened 49.69% ± 2.83pp
Total Population 160,429

Population and Household Demographics

St Clair County is a County in Michigan with a population of 160,429. There are 64,143 households in the county with an average household size of 2.47 persons. 23.95% of households in St Clair County are renters.

Income and Rent Overburden in St Clair County

The median gross income for households in St Clair County is $49,730 a year, or $4,144 a month. The median rent for the county is $736 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Clair County, a household making less than $2,453 a month would be considered overburdened when renting an apartment at or above the median rent. 49.69% of households who rent are overburdened in St Clair County.1

Area Median Income In St Clair County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In St Clair County, HUD calculates the Area Median Income for a family of four as $76,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Clair County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for St Clair County HUD Rental Assistance in St Clair County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
80% of Median $42,750 $48,850 $54,950 $61,050 $65,950 $70,850 $75,750 $80,600
Low Income Housing Tax Credits in St Clair County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 14 low income apartment communities containing 1,081 rental apartments have been constructed and made affordable to low income persons in St Clair County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in St Clair County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
60% of Median $32,100 $36,660 $41,220 $45,780 $49,500 $53,160 $56,820 $60,480

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in St Clair County is $41,220 a year, or $3,435 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,435 by 30% to get a maximum rent of $1,031 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $669 $716 $859 $993 $1,108 $1,222
60% $803 $860 $1,031 $1,191 $1,329 $1,466
Fair Market Rents in St Clair County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$639 $764 $977 $1,266 $1,376

Cities In St Clair County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Port Huron 18 The HUD funded Public Housing Agencies that serve Port Huron are the Port Huron Housing Commission, Detroit Housing Commission and Michigan State Housing Development Authority.
East China 2 The HUD funded Public Housing Agencies that serve East China are the Detroit Housing Commission and Michigan State Housing Development Authority.
Capac 4 The HUD funded Public Housing Agencies that serve Capac are the Detroit Housing Commission and Michigan State Housing Development Authority.
Algonac 4 The HUD funded Public Housing Agencies that serve Algonac are the Algonac Housing Commission, Detroit Housing Commission and Michigan State Housing Development Authority.
Yale 1 The HUD funded Public Housing Agencies that serve Yale are the Detroit Housing Commission and Michigan State Housing Development Authority.
Fort Gratiot Township 1 The HUD funded Public Housing Agencies that serve Fort Gratiot Township are the Detroit Housing Commission and Michigan State Housing Development Authority.
Marine City 2 The HUD funded Public Housing Agencies that serve Marine City are the Detroit Housing Commission and Michigan State Housing Development Authority.
St Clair 2 The HUD funded Public Housing Agencies that serve St Clair are the Saint Clair Housing Commission, Detroit Housing Commission and Michigan State Housing Development Authority.
Memphis 1 The HUD funded Public Housing Agencies that serve Memphis are the Detroit Housing Commission, Michigan State Housing Development Authority and Ferndale Housing Commission.