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Affordable Housing In St Louis
Gratiot County, Michigan

3 Low Income Apartment Communities In St Louis

River View Place Apartments

401 North Mill Street
St Louis, Michigan
Income Based
1-2 BR

Oak Ridge

309 Oakridge Dr
St Louis, Michigan

Greenland Place

129 Michigan Ave
St Louis, Michigan
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Housing Authorities that serve St Louis

Housing Authority Programs
Saint Louis Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in St Louis, Michigan

There are 3 low income housing apartment communities offering 131 affordable apartments for rent in St Louis, Michigan.

Income Based Apartments in St Louis, Michigan

St Louis features 80 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St Louis, Michigan

There are 51 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Louis.

Housing Choice Vouchers in St Louis, Michigan

On average, Section 8 Housing Choice vouchers pay St Louis landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in St Louis.

The maximum amount a voucher would pay on behalf of a low-income tenant in St Louis, Michigan for a two-bedroom apartment is between $661 and $807.

2021 St Louis, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
St Louis, Michigan Fair Market Rent $484 $557 $734 $943 $1,094
St Louis, Michigan Payment Standard Range $436 to $532 $501 to $613 $661 to $807 $849 to $1,037 $985 to $1,203

Sourced from federal housing data and AffordableHousingOnline.com research.

St Louis, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 131
Total Housing Units with Rental Assistance 80
Percentage of Housing Units Occupied By Renters 38.55%
Average Renter Household Size 2.45
Average Household Size 2.62
Median Household Income $34,524 ±$6,880
Median Rent $580 ±$21
Percentage Of Renters Overburdened 49.11% ± 12.92pp
Total Population 7,355

Population and Household Demographics

St Louis is a city in Gratiot County, Michigan with a population of 7,355. There are 1,310 households in the city with an average household size of 2.62 persons. 38.55% of households in St Louis are renters.

Income and Rent Overburden in St Louis

The median gross income for households in St Louis is $34,524 a year, or $2,877 a month. The median rent for the city is $580 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Louis, a household making less than $1,933 a month would be considered overburdened when renting an apartment at or above the median rent. 49.11% of households who rent are overburdened in St Louis.

Area Median Income In St Louis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St Louis, the AMI is calculated from all households within Gratiot County.

In St Louis, HUD calculates the Area Median Income for a family of four as $58,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St Louis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St Louis

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the St Louis AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,550 $17,420 $21,960 $26,500 $31,040 $35,580 $40,000 $42,600
50% AMI Income Limits
Renters earning up to 50% of the St Louis AMI may qualify for rental assistance programs that target Very Low Income households.
$22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% AMI Income Limits
Renters earning up to 80% of the St Louis AMI may qualify for rental assistance programs that target Low Income households.
$36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150