Affordable Housing In Swartz Creek
Genesee County, Michigan

1 Low Income Apartment Communities In Swartz Creek

Miller Farms

4935 Ita Ct
Swartz Creek, Michigan
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Section 8 Vouchers, Apartments, and Waiting Lists in Swartz Creek, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Swartz Creek, Michigan

Housing Authority Programs
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Flint Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Swartz Creek, Michigan

There are 1 low income housing apartment communities offering 288 affordable apartments for rent in Swartz Creek, Michigan.

Income Based Apartments in Swartz Creek, Michigan

Swartz Creek features 288 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Swartz Creek, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Swartz Creek.

Housing Choice Vouchers in Swartz Creek, Michigan

On average, Section 8 Housing Choice vouchers pay Swartz Creek landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Swartz Creek.

The maximum amount a voucher would pay on behalf of a low-income tenant in Swartz Creek, Michigan for a two-bedroom apartment is between $739 and $903.

2022 Swartz Creek, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Swartz Creek, Michigan Fair Market Rent $545 $645 $821 $1,034 $1,113
Swartz Creek, Michigan Payment Standard Range $491 to $600 $581 to $710 $739 to $903 $931 to $1,137 $1,002 to $1,224

Sourced from federal housing data and research.

Swartz Creek, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 288
Total Housing Units with Rental Assistance 288
Percentage of Housing Units Occupied By Renters 27.18%
Average Renter Household Size 2.05
Average Household Size 2.41
Median Household Income $44,046 ±$8,724
Median Rent $715 ±$95
Percentage Of Renters Overburdened 43.2% ± 15.19pp
Total Population 5,632

Population and Household Demographics

Swartz Creek is a city in Genesee County, Michigan with a population of 5,632. There are 2,325 households in the city with an average household size of 2.41 persons. 27.18% of households in Swartz Creek are renters.

Income and Rent Overburden in Swartz Creek

The median gross income for households in Swartz Creek is $44,046 a year, or $3,671 a month. The median rent for the city is $715 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Swartz Creek, a household making less than $2,383 a month would be considered overburdened when renting an apartment at or above the median rent. 43.2% of households who rent are overburdened in Swartz Creek.

Area Median Income In Swartz Creek

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Swartz Creek, the AMI is calculated from all households within Genesee County.

In Swartz Creek, HUD calculates the Area Median Income for a family of four as $65,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Swartz Creek

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Swartz Creek

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30% AMI Income Limits
Renters earning up to 30% of the Swartz Creek AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,800 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $43,300
50% AMI Income Limits
Renters earning up to 50% of the Swartz Creek AMI may qualify for rental assistance programs that target Very Low Income households.
$23,000 $26,250 $29,550 $32,800 $35,450 $38,050 $40,700 $43,300
80% AMI Income Limits
Renters earning up to 80% of the Swartz Creek AMI may qualify for rental assistance programs that target Low Income households.
$36,750 $42,000 $47,250 $52,500 $56,700 $60,900 $65,100 $69,300