Affordable Housing In White Cloud
3 Low Income Apartment Communities In White Cloud
Section 8 Vouchers, Apartments, and Waiting Lists in White Cloud, Michigan
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving White Cloud, Michigan
|Michigan State Housing Development Authority||Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)|
Guide To Affordable Housing in White Cloud, Michigan
There are 3 low income housing apartment communities offering 120 affordable apartments for rent in White Cloud, Michigan.
Income Based Apartments in White Cloud, Michigan
White Cloud features 120 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in White Cloud, Michigan
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Cloud.
Housing Choice Vouchers in White Cloud, Michigan
On average, Section 8 Housing Choice vouchers pay White Cloud landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in White Cloud.
The maximum amount a voucher would pay on behalf of a low-income tenant in White Cloud, Michigan for a two-bedroom apartment is between $728 and $890.
2022 White Cloud, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|White Cloud, Michigan Fair Market Rent||$538||$615||$809||$1,015||$1,097|
|White Cloud, Michigan Payment Standard Range||$484 to $592||$554 to $677||$728 to $890||$914 to $1,117||$987 to $1,207|
Sourced from federal housing data and AffordableHousingOnline.com research.
White Cloud, MI Affordable Housing Snapshot
|Total Affordable Apartment Properties||3|
|Total Low Income Apartments||120|
|Total Housing Units with Rental Assistance||120|
|Percentage of Housing Units Occupied By Renters||39.16%|
|Average Renter Household Size||2.29|
|Average Household Size||2.40|
|Median Household Income||$26,071 ±$5,042|
|Median Rent||$589 ±$126|
|Percentage Of Renters Overburdened||54.8% ± 12.35pp|
Population and Household Demographics
White Cloud is a city in Newaygo County, Michigan with a population of 1,351. There are 452 households in the city with an average household size of 2.40 persons. 39.16% of households in White Cloud are renters.
Income and Rent Overburden in White Cloud
The median gross income for households in White Cloud is $26,071 a year, or $2,173 a month. The median rent for the city is $589 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Cloud, a household making less than $1,963 a month would be considered overburdened when renting an apartment at or above the median rent. 54.8% of households who rent are overburdened in White Cloud.
Area Median Income In White Cloud
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Cloud, the AMI is calculated from all households within Newaygo County.
In White Cloud, HUD calculates the Area Median Income for a family of four as $57,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in White Cloud
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in White Cloud
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the White Cloud AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the White Cloud AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the White Cloud AMI may qualify for rental assistance programs that target Low Income households.