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Affordable Housing In Yale
St Clair County, Michigan

1 Low Income Apartment Communities In Yale

Yale Apartments CO Pk Housing

385 North St
Yale, Michigan
Subsidized
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Housing Authorities that serve Yale

Housing Authority Programs
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Yale, Michigan

There are 1 low income housing apartment communities offering 48 affordable apartments for rent in Yale, Michigan.

Income Based Apartments in Yale, Michigan

Yale features 48 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Yale, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Yale.

Housing Choice Vouchers in Yale, Michigan

On average, Section 8 Housing Choice vouchers pay Yale landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Yale.

The maximum amount a voucher would pay on behalf of a low-income tenant in Yale, Michigan for a two-bedroom apartment is between $944 and $1,154.

2021 Yale, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Yale, Michigan Fair Market Rent $697 $821 $1,049 $1,344 $1,458
Yale, Michigan Payment Standard Range $627 to $767 $739 to $903 $944 to $1,154 $1,210 to $1,478 $1,312 to $1,604

Sourced from federal housing data and AffordableHousingOnline.com research.

Yale, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 48
Total Housing Units with Rental Assistance 48
Percentage of Housing Units Occupied By Renters 34.94%
Average Renter Household Size 1.87
Average Household Size 2.31
Median Household Income $33,816 ±$7,151
Median Rent $637 ±$45
Percentage Of Renters Overburdened 51.45% ± 13.01pp
Total Population 1,931

Population and Household Demographics

Yale is a city in St Clair County, Michigan with a population of 1,931. There are 790 households in the city with an average household size of 2.31 persons. 34.94% of households in Yale are renters.

Income and Rent Overburden in Yale

The median gross income for households in Yale is $33,816 a year, or $2,818 a month. The median rent for the city is $637 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Yale, a household making less than $2,123 a month would be considered overburdened when renting an apartment at or above the median rent. 51.45% of households who rent are overburdened in Yale.

Area Median Income In Yale

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Yale, the AMI is calculated from all households within St Clair County.

In Yale, HUD calculates the Area Median Income for a family of four as $80,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Yale

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Yale

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Yale AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,800 $19,200 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Yale AMI may qualify for rental assistance programs that target Very Low Income households.
$28,000 $32,000 $36,000 $40,000 $43,200 $46,400 $49,600 $52,800
80% AMI Income Limits
Renters earning up to 80% of the Yale AMI may qualify for rental assistance programs that target Low Income households.
$44,800 $51,200 $57,600 $64,000 $69,150 $74,250 $79,400 $84,500