Low Income Apartments and Affordable Housing For Rent in Saint Cloud, MN

Discover affordable housing in Saint Cloud where there are 53+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Hope on Ninth

525 9th Ave N, Saint Cloud, Minnesota 56303

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accessibility Accessible

Riverside Apartments

101 Riverside Dr SE, Saint Cloud, Minnesota 56304

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Swisshelm Village Apartments II

304 Laudenbach Ct, Saint Cloud, Minnesota 56301

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Swisshelm Village Apartments One

316 Laudenbach Ct, Saint Cloud, Minnesota 56301

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The Creek Townhomes

721 33rd Ave N, Saint Cloud, Minnesota 56303

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Natures Edge II

4222 Clearwater Rd, Saint Cloud, Minnesota 56301

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Brownstone

402 9th Ave N, Saint Cloud, Minnesota 56303

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Woodland Village Townhomes

805 15th Ave SE, Saint Cloud, Minnesota 56304

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Newbury II

3407 22nd St S, Saint Cloud, Minnesota 56301

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Newbury I

3411 22nd St S, Saint Cloud, Minnesota 56301

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Lincoln Pointe II

1002 7th St SE, Saint Cloud, Minnesota 56304

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St Cloud Hra

5702 Flintwood Rd, Saint Cloud, Minnesota 56303

payment Subsidized

Oakhaven Estates

1150 7th St SE, Saint Cloud, Minnesota 56304

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How To Identify Affordable Housing in Saint Cloud, Minnesota

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
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Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Saint Cloud, Minnesota
$21.88/hour
$13.03 (+147%) more than Minnesota minimum wage and $14.63 (+202%) more than the Federal minimum wage.
Learn More About Saint Cloud, Minnesota Affordable Housing ↓

What HUD offices serve Saint Cloud, Minnesota?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Saint Cloud, Minnesota.
Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Saint Cloud, Minnesota.

Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Cloud.

How many renters live in Saint Cloud, Minnesota?

The City of Saint Cloud has people living in households.

There are renters living in renter households in this City. Renters make up 39.95 percent of the population living in Saint Cloud.

What is the rental market like in Saint Cloud, Minnesota?

There are an estimated housing units in the Saint Cloud area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Saint Cloud, Minnesota, there are 1.15 rental units.

What is the vacancy rate for rentals in Saint Cloud?

The rental vacancy rate in Saint Cloud is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Saint Cloud for each bedroom size?

Occupied Rental Units by Size in Saint Cloud
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
1,434 3,279 5,151 2,617 1,481
Occupied Rental Units by Size in Saint Cloud

A large number of apartments in Saint Cloud have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Saint Cloud

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $877 to $1,820. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $877
One BR $906
Two BR $1,155
Three BR $1,531
Four BR $1,820
2024 Fair Market Rents in Saint Cloud, Minnesota

How many units are rented at Fair Market Rent (FMR) in Saint Cloud?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,088 76 percent
One BR 2,167 66 percent
Two BR 3,355 65 percent
Rental Units Below FMR in Saint Cloud, Minnesota

How many affordable rental units are in Saint Cloud?

There are a variety of federal affordable housing programs serving households in Saint Cloud, Minnesota including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Saint Cloud, Minnesota

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Saint Cloud, Minnesota

Saint Cloud features 819 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Cloud, Minnesota

There are 1,081 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Cloud.

Housing Choice Vouchers in Saint Cloud, Minnesota

On average, Section 8 Housing Choice vouchers pay Saint Cloud landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Saint Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Cloud, Minnesota for a two-bedroom apartment is between $1,040 and $1,271.

Sourced from federal housing data and AffordableHousingOnline.com research.

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