Low Income Apartments and Affordable Housing For Rent in Stearns County, MN

Discover affordable housing in Stearns County where there are 75+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Cedar Terrace Townhomes

1335 14th St N, Saint Cloud, Minnesota 56303

bed 2
payment $841-845/mo.

School Square Apartments

521 9th St, Albany, Minnesota 56307

bed 2
payment $780/mo.

Riverview Townhomes

931 Beechnut Ct, Sauk Centre, Minnesota 56378

bed 2-3
payment $730-775/mo.

Granite Ledge Townhomes

1400 2nd St S, Cold Spring, Minnesota 56320

bed 2-3
payment $730-805/mo.

Ridgeview Court Townhomes

326 Spruce St, Paynesville, Minnesota 56362

bed 2-3
payment $620-670/mo.

Maple Apartments

487/488 1st St NE, Richmond, Minnesota 56368

bed 2
payment $505-565/mo.

Pine West Complex

200 12th Ave S, Cold Spring, Minnesota 56320

bed 1-2
payment $423-555/mo.

Freeport Square Apartments

109 3rd Ave NE, Freeport, Minnesota 56331

bed 1-2
payment $405-620/mo.

Fairview Apartments

111 3rd St S, Holdingford, Minnesota 56340

bed 1

Rose Mill Apartments Llc

407 5th St NE, Melrose, Minnesota 56352

bed 2

David F Day Apartments

1221 22nd St S, Sartell, Minnesota 56377

bed 1

La Paz Community Apartments

530 16th St S, Saint Cloud, Minnesota 56301

bed 1-2

St Joseph Apartments

410 Minnesota St W, St Joseph, Minnesota 56374

bed 1-2

Park Villas

500 3rd St S #105, Waite Park, Minnesota 56387

bed 2-3

Burl Oaks Townhomes

725 Roberts Rd, Sartell, Minnesota 56377

bed 2-3

Northway A and B

1525 Northway Dr, Saint Cloud, Minnesota 56303

bed 3

Clover Hill Apartments

332 Cypress Dr, St Joseph, Minnesota 56374

bed 1

Courtyard Apartments

700-790 14th St S, Saint Cloud, Minnesota 56301

bed Studio-2

Golden View Estates

135 Dolphin Ave NE, Avon, Minnesota 56310

Sauk Centre Apartments

217 Railroad Avenue Ct, Sauk Centre, Minnesota 56378

How To Identify Affordable Housing in Stearns County, Minnesota

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Stearns County, Minnesota
$21.88/hour
$13.03 (+147%) more than Minnesota minimum wage and $14.63 (+202%) more than the Federal minimum wage.
Learn More About Stearns County, Minnesota Affordable Housing ↓

What HUD offices serve Stearns County, Minnesota?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Stearns County, Minnesota.

Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near Stearns County.

How many renters live in Stearns County, Minnesota?

The County of Stearns County has 160,405 people living in 62,331 households.

There are 37,667 renters living in 20,287 renter households in this County. Renters make up 23.48 percent of the population living in Stearns County.

What is the rental market like in Stearns County, Minnesota?

There are an estimated 65,786 housing units in the Stearns County area. Of these, 20,594 units are rental homes, making up 31 percent of the housing market. For every renter household in Stearns County, Minnesota, there are 1 rental units.

What is the vacancy rate for rentals in Stearns County?

The rental vacancy rate in Stearns County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Stearns County for each bedroom size?

Occupied Rental Units by Size in Stearns County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
2,332 5,496 7,582 2,765 1,954
Occupied Rental Units by Size in Stearns County

A large number of apartments in Stearns County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Stearns County are overburdened by housing costs?

Among renter households in this market, 50 percent have housing cost burden. Further, 25 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Stearns County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $877 to $1,820. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $877
One BR $906
Two BR $1,155
Three BR $1,531
Four BR $1,820
2024 Fair Market Rents in Stearns County, Minnesota

How many units are rented at Fair Market Rent (FMR) in Stearns County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,735 74 percent
One BR 3,763 68 percent
Two BR 3,797 50 percent
Rental Units Below FMR in Stearns County, Minnesota

How many affordable rental units are in Stearns County?

There are a variety of federal affordable housing programs serving households in Stearns County, Minnesota including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 972
Public Housing 224
Section 8 Project-Based Rental Assistance 771
Section 202 Supportive Housing for the Elderly 108
Section 811 Supportive Housing for Persons with Disabilities 39
USDA Section 515 Rural Rental Housing 369
USDA Section 514 Farm Labor Housing 40
Tracked Units by Federal Program in Stearns County, Minnesota

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Stearns County, Minnesota

Stearns County features 1,631 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Stearns County, Minnesota

There are 1,221 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Stearns County.

Housing Choice Vouchers in Stearns County, Minnesota

On average, Section 8 Housing Choice vouchers pay Stearns County landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Stearns County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Stearns County, Minnesota for a two-bedroom apartment is between $1,040 and $1,271.

Sourced from federal housing data and AffordableHousingOnline.com research.