Low Income Apartments and Affordable Housing For Rent in Stearns County, MN

Discover affordable housing in Stearns County where there are 119+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Hillcrest Apartments

319 Laudenbach Ct, Saint Cloud, Minnesota 56301

bed 2
payment $895/mo.

Pioneer Pointe

319 11th Ave S, Cold Spring, Minnesota 56320

bed 2
payment $925/mo.

Prosper West

690 Prosper Dr, Waite Park, Minnesota 56387

bed 2
payment $1075/mo.

Anchor Pointe Apartments

2048 15th St N, Saint Cloud, Minnesota 56303

bed 2
payment $875/mo.

Cloudhaven Apartments

1416-1420 6th Ave S, Saint Cloud, Minnesota 56301

bed 2-4
payment $1150-1250/mo.

Wobegon Crossing

1250 W Railroad Ave, Melrose, Minnesota 56352

bed 3
payment $1525/mo.

Park Plaza Apartments

830 13th St S, Saint Cloud, Minnesota 56301

bed 1-2
payment $850-1080/mo.

Covington Place Apartments

510 8th Ave N, Saint Cloud, Minnesota 56303

bed 1-3
payment $705-930/mo.

Anderson Apartments

815 Golf View Ln, Saint Cloud, Minnesota 56301

bed 2
payment $1060/mo.

Upper Town Apartments

1310 15th St N, St. Cloud, Minnesota 56303

bed 1-2
payment $775-920/mo.

Westchester LLC

40 15th Ave N, Waite Park, Minnesota 56387

bed 1-2
payment $750-880/mo.

Waite Park Crossing

340 2nd Ave S, Waite Park, Minnesota 56387

bed 2
payment $975/mo.

Edgewater Apartments

4344 Clearwater Rd, Saint Cloud, Minnesota 56301

bed 3
payment $1455/mo.

Jacobs Square Apartments

835 Driftwood Dr, Saint Cloud, Minnesota 56303

bed 2
payment $985/mo.

Ambercrest Apartments, Fox Run Apartments

918 Ranae Ln, Saint Cloud, Minnesota 56301

bed 1
payment $850/mo.

812 7th Ave S Unit 1

812 7th Ave S Unit 1, St. Cloud, Minnesota 56301

bed 4
payment $1750/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

847 Driftwood Dr Unit 6

847 Driftwood Dr Unit 6, St. Cloud, Minnesota 56303

bed 2
payment $910/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

330 2nd Ave S Unit 326

330 2nd Ave S Unit 326, Waite Park, Minnesota 56387

bed 2
payment $1125/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

812 7th Ave S Unit #2

812 7th Ave S Unit #2, St. Cloud, Minnesota 56301

bed Studio
payment $770/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

2048 15th St N Unit 2044-12

2048 15th St N Unit 2044-12, St. Cloud, Minnesota 56303

bed 2
payment $875/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

How To Identify Affordable Housing in Stearns County, Minnesota

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Stearns County, Minnesota
$21.88/hour
$13.03 (+147%) more than Minnesota minimum wage and $14.63 (+202%) more than the Federal minimum wage.
Learn More About Stearns County, Minnesota Affordable Housing ↓

What HUD offices serve Stearns County, Minnesota?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Stearns County, Minnesota.

Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near Stearns County.

How many renters live in Stearns County, Minnesota?

The County of Stearns County has people living in households.

There are renters living in renter households in this County. Renters make up 23.48 percent of the population living in Stearns County.

What is the rental market like in Stearns County, Minnesota?

There are an estimated housing units in the Stearns County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Stearns County, Minnesota, there are 1.02 rental units.

What is the vacancy rate for rentals in Stearns County?

The rental vacancy rate in Stearns County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Stearns County for each bedroom size?

Occupied Rental Units by Size in Stearns County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
2,332 5,496 7,582 2,765 1,954
Occupied Rental Units by Size in Stearns County

A large number of apartments in Stearns County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Stearns County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $877 to $1,820. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $877
One BR $906
Two BR $1,155
Three BR $1,531
Four BR $1,820
2024 Fair Market Rents in Stearns County, Minnesota

How many units are rented at Fair Market Rent (FMR) in Stearns County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 1,735 74 percent
One BR 3,763 68 percent
Two BR 3,797 50 percent
Rental Units Below FMR in Stearns County, Minnesota

How many affordable rental units are in Stearns County?

There are a variety of federal affordable housing programs serving households in Stearns County, Minnesota including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
USDA Section 514 Farm Labor Housing
Tracked Units by Federal Program in Stearns County, Minnesota

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Stearns County, Minnesota

Stearns County features 1,631 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Stearns County, Minnesota

There are 1,221 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Stearns County.

Housing Choice Vouchers in Stearns County, Minnesota

On average, Section 8 Housing Choice vouchers pay Stearns County landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Stearns County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Stearns County, Minnesota for a two-bedroom apartment is between $1,040 and $1,271.

Sourced from federal housing data and AffordableHousingOnline.com research.

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