Low Income Apartments and Affordable Housing For Rent in Saint Joseph, MO

Discover affordable housing in Saint Joseph where there are 63+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Penn Street Apartments

1301 Penn St, Saint Joseph, Missouri 64503

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

Senior Affordable Rental Housing Eoc

1106 S 14th St, Saint Joseph, Missouri 64503

9th Street Apartments

421 S 9th St, Saint Joseph, Missouri 64501

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

How To Identify Affordable Housing in Saint Joseph, Missouri

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Saint Joseph, Missouri
$18.26/hour
$5.96 (+48%) more than Missouri minimum wage and $11.01 (+152%) more than the Federal minimum wage.
Learn More About Saint Joseph, Missouri Affordable Housing ↓

What HUD offices serve Saint Joseph, Missouri?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Saint Joseph, Missouri.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Saint Joseph, Missouri.

Go to the Missouri Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Joseph.

How many renters live in Saint Joseph, Missouri?

The City of Saint Joseph has people living in households.

There are renters living in renter households in this City. Renters make up 31.44 percent of the population living in Saint Joseph.

What is the rental market like in Saint Joseph, Missouri?

There are an estimated housing units in the Saint Joseph area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Saint Joseph, Missouri, there are 1.11 rental units.

What is the vacancy rate for rentals in Saint Joseph?

The rental vacancy rate in Saint Joseph is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Saint Joseph for each bedroom size?

Occupied Rental Units by Size in Saint Joseph
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
417 3,063 4,467 2,948 465
Occupied Rental Units by Size in Saint Joseph

A large number of apartments in Saint Joseph have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Saint Joseph

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $653 to $1,331. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $653
One BR $734
Two BR $964
Three BR $1,223
Four BR $1,331
2024 Fair Market Rents in Saint Joseph, Missouri

How many units are rented at Fair Market Rent (FMR) in Saint Joseph?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 270 65 percent
One BR 1,787 58 percent
Two BR 2,964 66 percent
Rental Units Below FMR in Saint Joseph, Missouri

How many affordable rental units are in Saint Joseph?

There are a variety of federal affordable housing programs serving households in Saint Joseph, Missouri including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in Saint Joseph, Missouri

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Saint Joseph, Missouri

Saint Joseph features 850 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Joseph, Missouri

There are 844 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Joseph.

Housing Choice Vouchers in Saint Joseph, Missouri

On average, Section 8 Housing Choice vouchers pay Saint Joseph landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Saint Joseph.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Joseph, Missouri for a two-bedroom apartment is between $868 and $1,060.

Sourced from federal housing data and AffordableHousingOnline.com research.

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