Affordable Housing In Bridgeton
Cumberland County, New Jersey

11 Low Income Apartment Communities In Bridgeton

The Willows at Bridgeton

76 Lakeview Ave
Bridgeton, NJ
HCV Welcome

Hopewell Senior Place

40 Old Stagecoach Rd
Bridgeton, NJ
HCV Welcome

Bridgeton Villas I

205 Cottage Ave
Bridgeton, NJ

Bridgeton Villas II

9 Cottage Ave
Bridgeton, NJ
HCV Welcome

Countryside Village I 725

9 Ichisaka Way
Bridgeton, NJ
HCV Welcome

Bridgeton Commons I

1 Clarke Rd
Bridgeton, NJ

Nia Aka Amity Heights

Pamphylia Ave
Bridgeton, NJ

Burlington Manor Apartments

86 S Burlington Rd
Bridgeton, NJ

Maplewood Gardens

33 Maple Dr
Bridgeton, NJ

One - Ten East Commerce

110 E Commerce St
Bridgeton, NJ

Housing Authorities that serve Bridgeton

Housing Authority Programs
Bridgeton Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Bridgeton, New Jersey

According to federal housing data and research, there are 11 low income housing apartment communities offering 1,522 affordable apartments for rent in Bridgeton, New Jersey. Bridgeton features 966 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 556 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Bridgeton.

Bridgeton, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 1,522
Total Housing Units with Rental Assistance 966
Percentage of Housing Units Occupied By Renters 58.89%
Average Renter Household Size 3.64
Average Household Size 3.56
Median Household Income $36,208 ±$2,602
Median Rent $990 ±$60
Percentage Of Renters Overburdened 62.39% ± 6.3pp
Total Population 25,201

Population and Household Demographics

Bridgeton is a City in Cumberland County, New Jersey with a population of 25,201. There are 5,969 households in the city with an average household size of 3.56 persons. 58.89% of households in Bridgeton are renters.

Income and Rent Overburden in Bridgeton

The median gross income for households in Bridgeton is $36,208 a year, or $3,017 a month. The median rent for the city is $990 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bridgeton, a household making less than $3,300 a month would be considered overburdened when renting an apartment at or above the median rent. 62.39% of households who rent are overburdened in Bridgeton.1

Area Median Income In Bridgeton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bridgeton, the AMI is calculated from all households within Cumberland County.

In Bridgeton, HUD calculates the Area Median Income for a family of four as $64,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bridgeton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bridgeton HUD Rental Assistance in Bridgeton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,050 $17,200 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,100 $28,650 $32,250 $35,800 $38,700 $41,550 $44,400 $47,300
80% of Median $40,150 $45,850 $51,600 $57,300 $61,900 $66,500 $71,100 $75,650
Low Income Housing Tax Credits in Bridgeton

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2008, 6 low income apartment communities containing 528 rental apartments have been constructed and made affordable to low income persons in Bridgeton by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bridgeton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,100 $28,650 $32,250 $35,800 $38,700 $41,550 $44,400 $47,300
60% of Median $30,120 $34,380 $38,700 $42,960 $46,440 $49,860 $53,280 $56,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bridgeton is $38,700 a year, or $3,225 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,225 by 30% to get a maximum rent of $968 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $628 $672 $806 $931 $1,039 $1,146
60% $753 $806 $968 $1,118 $1,247 $1,376
Fair Market Rents in Bridgeton

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$853 $960 $1,259 $1,670 $1,985