Affordable Housing In Elizabeth
Union County, New Jersey

53 Low Income Apartment Communities In Elizabeth

Heritage Village at Elizabeth

225 Second Street.
Elizabeth, New Jersey
$1,049-1,265
1-2 BR

Parkers View

450 Irvington Avenue
Elizabeth, New Jersey
Income Based
1-3 BR

Portside II Apartments

136 Pine Street
Elizabeth, New Jersey
$868-1,621
1-4 BR

E’Port Family Homes

158-168 First Street and 200-214 Third Street
Elizabeth, New Jersey
Call For Rent
1-2 BR

Parker's View

450 Irvington Avenue
Elizabeth, New Jersey
Call For Rent
1-3 BR
Subsidized

Parkers Walk

450 Irvington Avenue
Elizabeth, New Jersey
Income Based
1-3 BR

Waters Edge Crescent

80 Magnolia Ave
Elizabeth, New Jersey

Oaks at Westminster

410 Irvington Ave
Elizabeth, New Jersey
Subsidized

Westminster Heights

450 Irvington Avenue
Elizabeth, New Jersey

Marina Village

82 S Park St
Elizabeth, New Jersey

Section 8 Vouchers, Apartments, and Waiting Lists in Elizabeth, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Elizabeth, New Jersey

Housing Authority Programs
Elizabeth Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Union County Housing Authority Section 8 Housing Choice Voucher (HCV)
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Elizabeth, New Jersey

There are 53 low income housing apartment communities offering 3,291 affordable apartments for rent in Elizabeth, New Jersey.

Income Based Apartments in Elizabeth, New Jersey

Elizabeth features 2,211 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Elizabeth, New Jersey

There are 900 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Elizabeth.

Housing Choice Vouchers in Elizabeth, New Jersey

On average, Section 8 Housing Choice vouchers pay Elizabeth landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Elizabeth.

The maximum amount a voucher would pay on behalf of a low-income tenant in Elizabeth, New Jersey for a two-bedroom apartment is between $1,445 and $1,767.

2023 Elizabeth, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Elizabeth, New Jersey Fair Market Rent $1,129 $1,338 $1,606 $2,038 $2,394
Elizabeth, New Jersey Payment Standard Range $1,016 to $1,242 $1,204 to $1,472 $1,445 to $1,767 $1,834 to $2,242 $2,155 to $2,633

Sourced from federal housing data and AffordableHousingOnline.com research.

Elizabeth, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 53
Total Low Income Apartments 3,291
Total Housing Units with Rental Assistance 2,211
Percentage of Housing Units Occupied By Renters 74.55%
Average Renter Household Size 3.06
Average Household Size 3.18
Median Household Income $43,568 ±$1,436
Median Rent $1,062 ±$17
Percentage Of Renters Overburdened 54.53% ± 2.69pp
Total Population 127,759

Population and Household Demographics

Elizabeth is a city in Union County, New Jersey with a population of 127,759. There are 39,433 households in the city with an average household size of 3.18 persons. 74.55% of households in Elizabeth are renters.

Income and Rent Overburden in Elizabeth

The median gross income for households in Elizabeth is $43,568 a year, or $3,631 a month. The median rent for the city is $1,062 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Elizabeth, a household making less than $3,540 a month would be considered overburdened when renting an apartment at or above the median rent. 54.53% of households who rent are overburdened in Elizabeth.

Area Median Income In Elizabeth

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Elizabeth, the AMI is calculated from all households within Union County.

In Elizabeth, HUD calculates the Area Median Income for a family of four as $115,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Elizabeth

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Elizabeth

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Elizabeth AMI may qualify for rental assistance programs that target Extremely Low Income households.
$24,150 $27,600 $31,050 $34,500 $37,300 $40,050 $42,800 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Elizabeth AMI may qualify for rental assistance programs that target Very Low Income households.
$40,250 $46,000 $51,750 $57,500 $62,100 $66,700 $71,300 $75,900
80% AMI Income Limits
Renters earning up to 80% of the Elizabeth AMI may qualify for rental assistance programs that target Low Income households.
$62,600 $71,550 $80,500 $89,400 $96,600 $103,750 $110,900 $118,050