Affordable Housing In Essex County
New Jersey

260 Low Income Apartment Communities In Essex County

City View Landing Family

195 W Kinney St
Newark, NJ
$883-1,101
2-4 BR
HCV Welcome

Felicity Tower

100 Llewellyn Ave. #105
Bloomfield, NJ
$738-931
Studio-1 BR
Subsidized

St. James AME Tower Apartments

440 Washington Street
Newark, NJ
$805-1,180
1-3 BR
Subsidized

The Willows at Lincoln Park

65 Lincoln Park
Newark, NJ
Call For Rent
1-3 BR
HCV Welcome

St. Mary's Villa

425 Sanford Avenue
Newark, NJ
Call For Rent
1 BR
Subsidized

The Brookside

777 Springdale Ave.
East Orange, NJ
$721-971
Studio-1 BR

The Willows at Symphony Hall

395 Halsey Street Unit 120
Newark, NJ
HCV Welcome

Arlington House

55-57 South Munn Avenue
East Orange, NJ
Call For Rent
1-2 BR
62+
Subsidized

Grace West Manor Apartments

301 Irvine Turner Blvd
Newark, NJ
Subsidized

Lock Street Apartments

10 Nuttman St
Newark, NJ
HCV Welcome

There are 260 low income housing apartment complexes which contain 29,843 affordable apartments for rent in Essex County. Many of these rental apartments are income based housing with 23,478 apartments that set rent based on your income. In Essex County, HUD housing programs support 10,636 rental assistance apartments through programs like Project-based Section 8. There are 6,283 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Essex County

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Essex County

Housing Authority Programs
Newark Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Orange Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Irvington Township Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of the City of East Orange Section 8 Housing Choice Voucher (HCV); Public Housing
Montclair Housing Authority Section 8 Housing Choice Voucher (HCV)
Bloomfield Township HA Section 8 Housing Choice Voucher (HCV)
West Orange Public Housing Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Essex County, New Jersey

Essex County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 260
Total Low Income Apartments 29,843
Total Rent Assisted Apartments 23,478
Percentage of Housing Units Occupied By Renters 55.46%
Average Renter Household Size 2.52
Total Population 791,609
Housing Units 278,085
Average Household Size 2.77
Median Household Income $53,976 ±$899
Median Rent $1,068 ±$8
Percentage Of Renters Overburdened 54.09% ± 1.12pp

Population and Household Demographics

Essex County is a County in New Jersey with a population of 791,609. There are 278,085 households in the county with an average household size of 2.77 persons. 55.46% of households in Essex County are renters.

Income and Rent Overburden in Essex County

The median gross income for households in Essex County is $53,976 a year, or $4,498 a month. The median rent for the county is $1,068 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Essex County, a household making less than $3,560 a month would be considered overburdened when renting an apartment at or above the median rent. 54.09% of households who rent are overburdened in Essex County.1

Area Median Income In Essex County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Essex County, HUD calculates the Area Median Income for a family of four as $100,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Essex County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Essex County HUD Rental Assistance in Essex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,150 $24,200 $27,200 $30,200 $32,650 $35,050 $39,010 $43,430
50% of Median $35,250 $40,250 $45,300 $50,300 $54,350 $58,350 $62,400 $66,400
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Essex County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2012, 86 low income apartment communities containing 7,567 rental apartments have been constructed and made affordable to low income persons in Essex County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Essex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $42,300 $48,300 $54,360 $60,360 $65,220 $70,020 $74,880 $79,680

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Essex County is $54,360 a year, or $4,530 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,530 by 30% to get a maximum rent of $1,359 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $881 $944 $1,133 $1,308 $1,459 $1,610
60% $1,058 $1,133 $1,359 $1,570 $1,751 $1,932
Fair Market Rents in Essex County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,042 $1,188 $1,447 $1,847 $2,159

Cities In Essex County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Newark 152 The HUD funded Public Housing Agency that serves Newark is the Newark Housing Authority.
East Orange 32 The HUD funded Public Housing Agency that serves East Orange is the Housing Authority of the City of East Orange.
City of Orange 25 The HUD funded Public Housing Agency that serves City of Orange is the Orange Housing Authority.
Bloomfield 4 The HUD funded Public Housing Agency that serves Bloomfield is the Bloomfield Township HA.
Irvington 15 The HUD funded Public Housing Agency that serves Irvington is the Irvington Township Housing Authority.
West Orange 7 The HUD funded Public Housing Agency that serves West Orange is the West Orange Public Housing Agency.
Nutley 5
Maplewood 3
West Caldwell 1
South Orange 2
Livingston 1
Verona 2
Montclair 5 The HUD funded Public Housing Agency that serves Montclair is the Montclair Housing Authority.
Belleville 3
South Orange Village 0
Caldwell 1
Glen Ridge 1
Maplewood Township 0
Cedar Grove 1
Bellevilleship 0
Bloomfieldship 0
Brookdale 0
Cedar Groveship 0
Essex Fells 0
Fairfield 0
Irvingtonship 0
Livingstonship 0
Maplewoodship 0
Millburn 0
Montclairship 0
North Caldwell 0
Nutleyship 0
Roseland 0
Short Hills 0
Silver Lake 0
South Orange Villageship 0
Upper Montclair 0
Veronaship 0
West Caldwellship 0
West Orangeship 0