Affordable Housing In Essex County
279 Low Income Apartment Communities In Essex County
Housing Authorities that serve Essex County
|State of New Jersey Department of Community Affairs||Section 8 Housing Choice Voucher (HCV)|
Other Housing Authorities located in Essex County
|Newark Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Orange Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Irvington Township Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Housing Authority of the City of East Orange||Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency|
|Montclair Housing Authority||Section 8 Housing Choice Voucher (HCV)|
|Bloomfield Township HA||Section 8 Housing Choice Voucher (HCV)|
|West Orange Public Housing Agency||Section 8 Housing Choice Voucher (HCV)|
Guide To Affordable Housing in Essex County, New Jersey
There are 279 low income housing apartment communities offering 28,445 affordable apartments for rent in Essex County, New Jersey.
Income Based Apartments in Essex County, New Jersey
Essex County features 22,056 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Essex County, New Jersey
There are 6,299 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Essex County.
Housing Choice Vouchers in Essex County, New Jersey
On average, Section 8 Housing Choice vouchers pay Essex County landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Essex County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Essex County, New Jersey for a two-bedroom apartment is between $1,335 and $1,631.
2020 Essex County, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$1,034||$1,218||$1,483||$1,891||$2,236|
|Payment Standard Range||$931 to $1,137||$1,096 to $1,340||$1,335 to $1,631||$1,702 to $2,080||$2,012 to $2,460|
Sourced from federal housing data and AffordableHousingOnline.com research.
Essex County, NJ Affordable Housing Snapshot
|Total Affordable Apartment Properties||279|
|Total Low Income Apartments||28,445|
|Total Housing Units with Rental Assistance||22,056|
|Percentage of Housing Units Occupied By Renters||55.46%|
|Average Renter Household Size||2.52|
|Average Household Size||2.77|
|Median Household Income||$53,976 ±$899|
|Median Rent||$1,068 ±$8|
|Percentage Of Renters Overburdened||54.09% ± 1.12pp|
Population and Household Demographics
Essex County is a County in New Jersey with a population of 791,609. There are 278,085 households in the county with an average household size of 2.77 persons. 55.46% of households in Essex County are renters.
Income and Rent Overburden in Essex County
The median gross income for households in Essex County is $53,976 a year, or $4,498 a month. The median rent for the county is $1,068 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Essex County, a household making less than $3,560 a month would be considered overburdened when renting an apartment at or above the median rent. 54.09% of households who rent are overburdened in Essex County.1
Area Median Income In Essex County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Essex County, HUD calculates the Area Median Income for a family of four as $100,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Essex County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for Essex County HUD Rental Assistance in Essex County
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$21,150||$24,200||$27,200||$30,200||$32,650||$35,050||$39,010||$43,430|
|50% of Median||$35,250||$40,250||$45,300||$50,300||$54,350||$58,350||$62,400||$66,400|
|80% of Median||$52,850||$60,400||$67,950||$75,500||$81,550||$87,600||$93,650||$99,700|
Cities In Essex County
Select A City to View its Apartment Communities and Waiting Lists.