Affordable Housing In Hudson County
New Jersey

165 Low Income Apartment Communities In Hudson County

Berry Gardens

199 Ocean Ave
Jersey City, NJ
Income Based
Studio-2 BR
62+

Woodward Terrace

148 Bramhall Ave.
Jersey City, NJ
Call For Rent
2-3 BR
HCV Welcome

Pacific Court

226 Pacific Ave
Jersey City, NJ
Call For Rent
2-3 BR

Dr Lena Francis Edwards Apartments

455 Ocean Avenue
Jersey City, NJ
$958-1,326
1-3 BR
HCV Welcome

The Willows Gloria Robinson

348 Duncan Ave
Jersey City, NJ
HCV Welcome

The Willows at Park Pointe

6601 Park Ave
West New York, NJ
HCV Welcome

Glennview Townhouses

463 Pacific Ave
Jersey City, NJ
Call For Rent
1-4 BR
HCV Welcome

Parkeast Gardens

5806 Park Ave
West New York, NJ
Call For Rent
1-3 BR

Birchwood at Fairmount Hotel

2595 Kennedy Blvd
Jersey City, NJ
Call For Rent
Studio BR
HCV Welcome

Horizon Heights

4906 Broadway
West New York, NJ
Call For Rent
1-3 BR
HCV Welcome

There are 165 low income housing apartment complexes which contain 19,901 affordable apartments for rent in Hudson County. Many of these rental apartments are income based housing with 15,987 apartments that set rent based on your income. In Hudson County, HUD housing programs support 6,098 rental assistance apartments through programs like Project-based Section 8. There are 3,914 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Hudson County

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Hudson County

Housing Authority Programs
North Bergen Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Jersey City Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Public Housing Homeownership; Family Self-sufficiency
Bayonne Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Hoboken Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Harrison Housing Authority Public Housing
Union City Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
West New York Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Guttenberg Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Weehawken Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Secaucus Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Union Township Housing Authority Section 8 Housing Choice Voucher (HCV)
Jersey City Episcopal Cdc Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Hudson County, New Jersey

Hudson County, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 165
Total Low Income Apartments 19,901
Total Rent Assisted Apartments 15,987
Percentage of Housing Units Occupied By Renters 68.71%
Average Renter Household Size 2.57
Total Population 662,619
Housing Units 249,584
Average Household Size 2.63
Median Household Income $59,741 ±$1,178
Median Rent $1,214 ±$10
Percentage Of Renters Overburdened 45.92% ± 1.03pp

Population and Household Demographics

Hudson County is a County in New Jersey with a population of 662,619. There are 249,584 households in the county with an average household size of 2.63 persons. 68.71% of households in Hudson County are renters.

Income and Rent Overburden in Hudson County

The median gross income for households in Hudson County is $59,741 a year, or $4,978 a month. The median rent for the county is $1,214 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hudson County, a household making less than $4,047 a month would be considered overburdened when renting an apartment at or above the median rent. 45.92% of households who rent are overburdened in Hudson County.1

Area Median Income In Hudson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Hudson County, HUD calculates the Area Median Income for a family of four as $70,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hudson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Hudson County HUD Rental Assistance in Hudson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $19,250 $22,000 $24,750 $27,500 $30,170 $34,590 $39,010 $43,430
50% of Median $32,100 $36,700 $41,300 $45,850 $49,550 $53,200 $56,900 $60,550
80% of Median $51,350 $58,700 $66,050 $73,350 $79,250 $85,100 $91,000 $96,850
Low Income Housing Tax Credits in Hudson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2011, 48 low income apartment communities containing 3,309 rental apartments have been constructed and made affordable to low income persons in Hudson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Hudson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $38,520 $44,040 $49,560 $55,020 $59,460 $63,840 $68,280 $72,660

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Hudson County is $49,560 a year, or $4,130 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,130 by 30% to get a maximum rent of $1,239 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $803 $860 $1,033 $1,193 $1,330 $1,468
60% $963 $1,032 $1,239 $1,431 $1,596 $1,762
Fair Market Rents in Hudson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,178 $1,322 $1,573 $1,971 $2,126

Cities In Hudson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Jersey City 90 The HUD funded Public Housing Agencies that serve Jersey City are the Jersey City Housing Authority, Jersey City Episcopal Cdc and State of New Jersey Department of Community Affairs.
Hoboken 18 The HUD funded Public Housing Agencies that serve Hoboken are the Hoboken Housing Authority and State of New Jersey Department of Community Affairs.
West New York 11 The HUD funded Public Housing Agencies that serve West New York are the West New York Housing Authority and State of New Jersey Department of Community Affairs.
Union City 12 The HUD funded Public Housing Agencies that serve Union City are the Union City Housing Authority and State of New Jersey Department of Community Affairs.
Kearny 2 The HUD funded Public Housing Agency that serves Kearny is the State of New Jersey Department of Community Affairs.
Bayonne 9 The HUD funded Public Housing Agencies that serve Bayonne are the Bayonne Housing Authority and State of New Jersey Department of Community Affairs.
North Bergen 12 The HUD funded Public Housing Agencies that serve North Bergen are the North Bergen Housing Authority and State of New Jersey Department of Community Affairs.
Weehawken 5 The HUD funded Public Housing Agencies that serve Weehawken are the Hoboken Housing Authority, Weehawken Housing Authority and State of New Jersey Department of Community Affairs.
Guttenberg 4 The HUD funded Public Housing Agency that serves Guttenberg is the State of New Jersey Department of Community Affairs.
Secaucus 1 The HUD funded Public Housing Agency that serves Secaucus is the State of New Jersey Department of Community Affairs.
East Newark 0
Harrison 1
North Bergenship 0
Weehawkenship 0