Mill Creek Gardens

565 Montgomery St, Jersey City, New Jersey 07302

Mill Creek Gardens offers 121 modern affordable housing units to working families. One, two, three, and four bedroom options are offered with income limits of 60% AMI at maximum.

Units

Unit (Bd/Ba) Ft2 Rent
1 Bedroom (1/1) 480 Call for Price
2 Bedroom (2/1) 700 Call for Price
3 Bedroom (3/1) 865 Call for Price
4 Bedroom (4/1) 1,055 Call for Price

Mill Creek Gardens Details

  • 126 one, two, three and four bedroom units.
  • Public Housing
  • Low-Income Housing Tax Credit (LIHTC)
  • Section 8 Project-Based Voucher (PBV)

Property Amenities

  • Fitness Center
  • Community Room
  • On-Site Parking
  • Computer Room

Public Housing

Since this property is owned and managed by a Public Housing Authority, all of the rents at this property are based on tenant incomes. Tenants will make a monthly contribution toward rent equal to 30% of their adjusted income. A housing authority may establish a minimum rent of up to $50.

Low-Income Housing Tax Credit (LIHTC)

Since this property has received funding in part through the Low Income Housing Tax Credit (LIHTC) program, a certain number of units are set aside for lower income households. Households must earn either less than 50% or 60% of the area median income (depending on the set-aside option chosen by the property owner) to qualify for these units. Rents in these units are capped at a maximum of 30% of the set-aside area median income (adjusted for unit size). Some rental units in this property may not be subject to LIHTC and therefore have higher rents and no maximum household income requirement.

Jersey City HUD Rental Assistance Income Qualifications

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in a HUD rental assistance program in Jersey City but actual income limits may differ for units at Mill Creek Gardens.

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $24,150 $27,600 $31,050 $34,450 $37,250 $40,000 $42,750 $46,630
50% $40,250 $46,000 $51,750 $57,450 $62,050 $66,650 $71,250 $75,850

Jersey City Low-Income Housing Tax Credit Income Limits

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in the Low-Income Housing Tax Credit program in Jersey City but actual income limits may differ for units at Mill Creek Gardens.

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
Very Low Income (50%) $40,250 $46,000 $51,750 $57,450 $62,050 $66,650 $71,250 $75,850
Low Income (60%) $48,300 $55,200 $62,100 $68,940 $74,460 $79,980 $85,500 $91,020

Mill Creek Gardens is managed by The Michaels Organization.

Image of Mill Creek Gardens

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