Affordable Housing In Lodi
Bergen County, New Jersey

Affordable Housing programs support 220 income based apartments in Lodi where households pay rent based on how much they earn.

There are 0 affordable apartments in Lodi that offer reduced rents to low-income households.

Waiting Lists in Lodi, New Jersey

There are no open Section 8 Housing Choice Voucher waiting lists in Lodi. Go to the New Jersey Section 8 Waiting Lists page for openings near Lodi.

De Vries Park

200 Union St
Lodi, New Jersey
Income Based
1 BR
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Affordable Housing Near Lodi

View affordable apartments and waiting lists in cities near Lodi

City Apartments
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Public Housing Agencies Serving Lodi, New Jersey

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)
Go to the New Jersey Public Housing and Low-Income Apartments Waiting Lists page for openings near Lodi.

Lodi, New Jersey Affordable Housing Data

Income Based Apartments in Lodi, New Jersey

Lodi features 220 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Lodi, New Jersey

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Lodi.

Housing Choice Vouchers in Lodi, New Jersey

On average, Section 8 Housing Choice vouchers pay Lodi landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Lodi.

The maximum amount a voucher would pay on behalf of a low-income tenant in Lodi, New Jersey for a two-bedroom apartment is between $1,649 and $2,015.

2023 Lodi, New Jersey Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Lodi, New Jersey Fair Market Rent $1,321 $1,579 $1,832 $2,275 $2,859
Lodi, New Jersey Payment Standard Range $1,189 to $1,453 $1,421 to $1,737 $1,649 to $2,015 $2,048 to $2,503 $2,573 to $3,145

Sourced from federal housing data and AffordableHousingOnline.com research.

Lodi, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 220
Total Housing Units with Rental Assistance 220
Percentage of Housing Units Occupied By Renters 59.92%
Average Renter Household Size 2.46
Average Household Size 2.70
Median Household Income $50,774 ±$4,832
Median Rent $1,172 ±$31
Percentage Of Renters Overburdened 53.67% ± 6.37pp
Total Population 24,590

Population and Household Demographics

Lodi is a city in Bergen County, New Jersey with a population of 24,590. There are 9,061 households in the city with an average household size of 2.70 persons. 59.92% of households in Lodi are renters.

Income and Rent Overburden in Lodi

The median gross income for households in Lodi is $50,774 a year, or $4,231 a month. The median rent for the city is $1,172 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lodi, a household making less than $3,907 a month would be considered overburdened when renting an apartment at or above the median rent. 53.67% of households who rent are overburdened in Lodi.

Area Median Income In Lodi

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Lodi, the AMI is calculated from all households within Bergen County.

In Lodi, HUD calculates the Area Median Income for a family of four as $127,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lodi

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Lodi

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Lodi AMI may qualify for rental assistance programs that target Extremely Low Income households.
$25,700 $29,400 $33,050 $36,700 $39,650 $42,600 $45,550 $48,450
50% AMI Income Limits
Renters earning up to 50% of the Lodi AMI may qualify for rental assistance programs that target Very Low Income households.
$42,850 $49,000 $55,100 $61,200 $66,100 $71,000 $75,900 $80,800
80% AMI Income Limits
Renters earning up to 80% of the Lodi AMI may qualify for rental assistance programs that target Low Income households.
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800