Affordable Housing In Port Norris
Cumberland County, New Jersey

2 Low Income Apartment Communities In Port Norris

Commercial Township Housing

504 James Moore Rd
Port Norris, NJ
Subsidized

Liverpool South Port Norris

189 Memorial Ave
Port Norris, NJ
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Housing Authorities that serve Port Norris

Housing Authority Programs
State of New Jersey Department of Community Affairs Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Port Norris, New Jersey

According to federal housing data and AffordableHousingOnline.com research, there are 2 low income housing apartment communities offering 120 affordable apartments for rent in Port Norris, New Jersey. Port Norris features 24 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 96 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Port Norris.

Port Norris, NJ Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 120
Total Housing Units with Rental Assistance 24
Percentage of Housing Units Occupied By Renters 8.16%
Average Renter Household Size 3.94
Average Household Size 2.91
Median Household Income $48,520 ±$22,429
Median Rent $1,057 ±$503
Percentage Of Renters Overburdened 74.29% ± 55.11pp
Total Population 1,282

Population and Household Demographics

Port Norris is a City in Cumberland County, New Jersey with a population of 1,282. There are 429 households in the city with an average household size of 2.91 persons. 8.16% of households in Port Norris are renters.

Income and Rent Overburden in Port Norris

The median gross income for households in Port Norris is $48,520 a year, or $4,043 a month. The median rent for the city is $1,057 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Port Norris, a household making less than $3,523 a month would be considered overburdened when renting an apartment at or above the median rent. 74.29% of households who rent are overburdened in Port Norris.1

Area Median Income In Port Norris

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Port Norris, the AMI is calculated from all households within Cumberland County.

In Port Norris, HUD calculates the Area Median Income for a family of four as $64,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Port Norris

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Port Norris HUD Rental Assistance in Port Norris

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,050 $17,200 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,100 $28,650 $32,250 $35,800 $38,700 $41,550 $44,400 $47,300
80% of Median $40,150 $45,850 $51,600 $57,300 $61,900 $66,500 $71,100 $75,650

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Port Norris

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,100 $28,650 $32,250 $35,800 $38,700 $41,550 $44,400 $47,300
60% of Median $30,120 $34,380 $38,700 $42,960 $46,440 $49,860 $53,280 $56,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Port Norris is $38,700 a year, or $3,225 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,225 by 30% to get a maximum rent of $968 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $628 $672 $806 $931 $1,039 $1,146
60% $753 $806 $968 $1,118 $1,247 $1,376
Fair Market Rents in Port Norris

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$853 $960 $1,259 $1,670 $1,985