Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Church Rock
McKinley County, New Mexico

1 Low Income Apartment Communities In Church Rock

Church Rock Indian Village Estates

29 Indian Village Blvd
Church Rock, New Mexico
Subsidized
  • «
  • 1
  • »

Housing Authorities that serve Church Rock

Housing Authority Programs
Northern Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Church Rock, New Mexico

There are 1 low income housing apartment communities offering 49 affordable apartments for rent in Church Rock, New Mexico.

Income Based Apartments in Church Rock, New Mexico

Church Rock features 49 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Church Rock, New Mexico

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Church Rock.

Housing Choice Vouchers in Church Rock, New Mexico

On average, Section 8 Housing Choice vouchers pay Church Rock landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Church Rock.

The maximum amount a voucher would pay on behalf of a low-income tenant in Church Rock, New Mexico for a two-bedroom apartment is between $668 and $816.

2021 Church Rock, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Church Rock, New Mexico Fair Market Rent $636 $645 $742 $966 $1,006
Church Rock, New Mexico Payment Standard Range $572 to $700 $581 to $710 $668 to $816 $869 to $1,063 $905 to $1,107

Sourced from federal housing data and AffordableHousingOnline.com research.

Church Rock, NM Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 49
Total Housing Units with Rental Assistance 49
Percentage of Housing Units Occupied By Renters 31.28%
Average Renter Household Size 4.44
Average Household Size 4.63
Median Household Income $24,938 ±$20,511
Median Rent $625 ±$136
Percentage Of Renters Overburdened 28.17% ± 14.72pp
Total Population 1,051

Population and Household Demographics

Church Rock is a city in McKinley County, New Mexico with a population of 1,051. There are 227 households in the city with an average household size of 4.63 persons. 31.28% of households in Church Rock are renters.

Income and Rent Overburden in Church Rock

The median gross income for households in Church Rock is $24,938 a year, or $2,078 a month. The median rent for the city is $625 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Church Rock, a household making less than $2,083 a month would be considered overburdened when renting an apartment at or above the median rent. 28.17% of households who rent are overburdened in Church Rock.

Area Median Income In Church Rock

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Church Rock, the AMI is calculated from all households within McKinley County.

In Church Rock, HUD calculates the Area Median Income for a family of four as $36,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Church Rock

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Church Rock

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Church Rock AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,760 $17,240 $21,720 $26,200 $29,650 $31,850 $34,050 $36,250
50% AMI Income Limits
Renters earning up to 50% of the Church Rock AMI may qualify for rental assistance programs that target Very Low Income households.
$19,250 $22,000 $24,750 $27,450 $29,650 $31,850 $34,050 $36,250
80% AMI Income Limits
Renters earning up to 80% of the Church Rock AMI may qualify for rental assistance programs that target Low Income households.
$30,750 $35,150 $39,550 $43,900 $47,450 $50,950 $54,450 $57,950