Affordable Housing In McKinley County
New Mexico
23 Low Income Apartment Communities In McKinley County
Crownpoint Group Home
Gallup Group Home
Section 8 Vouchers, Apartments, and Waiting Lists in McKinley County, New Mexico
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving McKinley County, New Mexico
| Housing Authority | Programs |
|---|---|
| Northern Regional Housing Authority | Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH) |
Guide To Affordable Housing in McKinley County, New Mexico
There are 23 low income housing apartment communities offering 1,280 affordable apartments for rent in McKinley County, New Mexico.
Income Based Apartments in McKinley County, New Mexico
McKinley County features 639 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in McKinley County, New Mexico
There are 641 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McKinley County.
Housing Choice Vouchers in McKinley County, New Mexico
On average, Section 8 Housing Choice vouchers pay McKinley County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in McKinley County.
The maximum amount a voucher would pay on behalf of a low-income tenant in McKinley County, New Mexico for a two-bedroom apartment is between $653 and $799.
2022 McKinley County, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| McKinley County, New Mexico Fair Market Rent | $608 | $612 | $726 | $967 | $985 |
| McKinley County, New Mexico Payment Standard Range | $547 to $669 | $551 to $673 | $653 to $799 | $870 to $1,064 | $887 to $1,084 |
Sourced from federal housing data and AffordableHousingOnline.com research.
McKinley County, NM Affordable Housing Snapshot
| Total Affordable Apartment Properties | 23 |
|---|---|
| Total Low Income Apartments | 1,280 |
| Total Housing Units with Rental Assistance | 639 |
| Percentage of Housing Units Occupied By Renters | 26.88% |
| Average Renter Household Size | 3.67 |
| Average Household Size | 3.97 |
| Median Household Income | $28,772 ±$1,243 |
| Median Rent | $603 ±$42 |
| Percentage Of Renters Overburdened | 35.71% ± 4.22pp |
| Total Population | 73,998 |
Population and Household Demographics
McKinley County is a county in New Mexico with a population of 73,998. There are 18,449 households in the county with an average household size of 3.97 persons. 26.88% of households in McKinley County are renters.
Income and Rent Overburden in McKinley County
The median gross income for households in McKinley County is $28,772 a year, or $2,398 a month. The median rent for the county is $603 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In McKinley County, a household making less than $2,010 a month would be considered overburdened when renting an apartment at or above the median rent. 35.71% of households who rent are overburdened in McKinley County.
Area Median Income In McKinley County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In McKinley County, HUD calculates the Area Median Income for a family of four as $39,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in McKinley County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in McKinley County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the McKinley County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$12,880 | $17,420 | $21,960 | $26,500 | $29,500 | $31,700 | $33,900 | $36,050 |
| 50% AMI Income Limits Renters earning up to 50% of the McKinley County AMI may qualify for rental assistance programs that target Very Low Income households. |
$19,150 | $21,850 | $24,600 | $27,300 | $29,500 | $31,700 | $33,900 | $36,050 |
| 80% AMI Income Limits Renters earning up to 80% of the McKinley County AMI may qualify for rental assistance programs that target Low Income households. |
$30,600 | $35,000 | $39,350 | $43,700 | $47,200 | $50,700 | $54,200 | $57,700 |
Cities In McKinley County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Black Rock | The HUD funded Public Housing Agency that serves Black Rock is the Northern Regional Housing Authority. |
| Brimhall Nizhoni | The HUD funded Public Housing Agency that serves Brimhall Nizhoni is the Northern Regional Housing Authority. |
| Church Rock | The HUD funded Public Housing Agency that serves Church Rock is the Northern Regional Housing Authority. |
| Crownpoint | The HUD funded Public Housing Agency that serves Crownpoint is the Northern Regional Housing Authority. |
| Crystal | The HUD funded Public Housing Agency that serves Crystal is the Northern Regional Housing Authority. |
| Gallup | The HUD funded Public Housing Agencies that serve Gallup are the Housing Authority of the City of Gallup and Northern Regional Housing Authority. |
| Nakaibito | The HUD funded Public Housing Agency that serves Nakaibito is the Northern Regional Housing Authority. |
| Navajo | The HUD funded Public Housing Agency that serves Navajo is the Northern Regional Housing Authority. |
| Pueblo Pintado | The HUD funded Public Housing Agency that serves Pueblo Pintado is the Northern Regional Housing Authority. |
| Ramah | The HUD funded Public Housing Agency that serves Ramah is the Northern Regional Housing Authority. |
| Rock Springs | The HUD funded Public Housing Agency that serves Rock Springs is the Northern Regional Housing Authority. |
| Thoreau | The HUD funded Public Housing Agency that serves Thoreau is the Northern Regional Housing Authority. |
| Tohatchi | The HUD funded Public Housing Agency that serves Tohatchi is the Northern Regional Housing Authority. |
| Tse Bonito | The HUD funded Public Housing Agency that serves Tse Bonito is the Northern Regional Housing Authority. |
| Twin Lakes | The HUD funded Public Housing Agency that serves Twin Lakes is the Northern Regional Housing Authority. |
| Yah ta hey | The HUD funded Public Housing Agency that serves Yah ta hey is the Northern Regional Housing Authority. |
| Yah-ta-hey | The HUD funded Public Housing Agency that serves Yah-ta-hey is the Northern Regional Housing Authority. |
| Zuni Pueblo | The HUD funded Public Housing Agency that serves Zuni Pueblo is the Northern Regional Housing Authority. |
