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Affordable Housing In White Rock
Los Alamos County, New Mexico

Housing Authorities that serve White Rock

Housing Authority Programs
Northern Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in White Rock, New Mexico

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in White Rock, New Mexico.

Income Based Apartments in White Rock, New Mexico

White Rock features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Rock, New Mexico

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Rock.

Housing Choice Vouchers in White Rock, New Mexico

On average, Section 8 Housing Choice vouchers pay White Rock landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in White Rock.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Rock, New Mexico for a two-bedroom apartment is between $1,064 and $1,300.

2021 White Rock, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
White Rock, New Mexico Fair Market Rent $859 $944 $1,182 $1,583 $2,046
White Rock, New Mexico Payment Standard Range $773 to $945 $850 to $1,038 $1,064 to $1,300 $1,425 to $1,741 $1,841 to $2,251

Sourced from federal housing data and AffordableHousingOnline.com research.

White Rock, NM Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 8.91%
Average Renter Household Size 2.29
Average Household Size 2.58
Median Household Income $107,688 ±$7,312
Median Rent $1,114 ±$139
Percentage Of Renters Overburdened 35.12% ± 35.47pp
Total Population 5,927

Population and Household Demographics

White Rock is a city in Los Alamos County, New Mexico with a population of 5,927. There are 2,301 households in the city with an average household size of 2.58 persons. 8.91% of households in White Rock are renters.

Income and Rent Overburden in White Rock

The median gross income for households in White Rock is $107,688 a year, or $8,974 a month. The median rent for the city is $1,114 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Rock, a household making less than $3,713 a month would be considered overburdened when renting an apartment at or above the median rent. 35.12% of households who rent are overburdened in White Rock.

Area Median Income In White Rock

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Rock, the AMI is calculated from all households within Los Alamos County.

In White Rock, HUD calculates the Area Median Income for a family of four as $141,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Rock

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in White Rock

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the White Rock AMI may qualify for rental assistance programs that target Extremely Low Income households.
$26,400 $30,200 $33,950 $37,700 $40,750 $43,750 $46,750 $49,800
50% AMI Income Limits
Renters earning up to 50% of the White Rock AMI may qualify for rental assistance programs that target Very Low Income households.
$44,000 $50,250 $56,550 $62,800 $67,850 $72,850 $77,900 $82,900
80% AMI Income Limits
Renters earning up to 80% of the White Rock AMI may qualify for rental assistance programs that target Low Income households.
$54,950 $62,800 $70,650 $78,500 $84,800 $91,100 $97,350 $103,650