Affordable Housing In Cortland
Cortland County, New York

7 Low Income Apartment Communities In Cortland

Northcliffe Apartments

10 Northcliffe Road
Cortland, New York
Income Based
1-2 BR

Friendship House

13 Leon Ave
Cortland, New York

Port Watson

51 Port Watson St
Cortland, New York

Port Watson Commons

124 Port Watson St
Cortland, New York

State of New York

18 Maple Ave
Cortland, New York

Cortland Crown Homes

148 Main St
Cortland, New York

Pomeroy School Renovation

47 Pomeroy St
Cortland, New York
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Section 8 Vouchers, Apartments, and Waiting Lists in Cortland, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cortland, New York

Housing Authority Programs
Cortland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cortland, New York

There are 7 low income housing apartment communities offering 544 affordable apartments for rent in Cortland, New York.

Income Based Apartments in Cortland, New York

Cortland features 399 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cortland, New York

There are 145 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cortland.

Housing Choice Vouchers in Cortland, New York

On average, Section 8 Housing Choice vouchers pay Cortland landlords $400 per month towards rent. The average voucher holder contributes $400 towards rent in Cortland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cortland, New York for a two-bedroom apartment is between $780 and $954.

2022 Cortland, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cortland, New York Fair Market Rent $697 $723 $867 $1,072 $1,384
Cortland, New York Payment Standard Range $627 to $767 $651 to $795 $780 to $954 $965 to $1,179 $1,246 to $1,522

Sourced from federal housing data and research.

Cortland, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 544
Total Housing Units with Rental Assistance 399
Percentage of Housing Units Occupied By Renters 53.93%
Average Renter Household Size 2.30
Average Household Size 2.40
Median Household Income $40,025 ±$4,341
Median Rent $678 ±$23
Percentage Of Renters Overburdened 45.62% ± 7.07pp
Total Population 19,134

Population and Household Demographics

Cortland is a city in Cortland County, New York with a population of 19,134. There are 6,714 households in the city with an average household size of 2.40 persons. 53.93% of households in Cortland are renters.

Income and Rent Overburden in Cortland

The median gross income for households in Cortland is $40,025 a year, or $3,335 a month. The median rent for the city is $678 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cortland, a household making less than $2,260 a month would be considered overburdened when renting an apartment at or above the median rent. 45.62% of households who rent are overburdened in Cortland.

Area Median Income In Cortland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cortland, the AMI is calculated from all households within Cortland County.

In Cortland, HUD calculates the Area Median Income for a family of four as $78,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cortland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cortland

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cortland AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,400 $18,750 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Cortland AMI may qualify for rental assistance programs that target Very Low Income households.
$27,300 $31,200 $35,100 $39,000 $42,150 $45,250 $48,400 $51,500
80% AMI Income Limits
Renters earning up to 80% of the Cortland AMI may qualify for rental assistance programs that target Low Income households.
$43,700 $49,950 $56,200 $62,400 $67,400 $72,400 $77,400 $82,400