Affordable Housing In Cortland
Cortland County, New York

Affordable Housing programs support 399 income based apartments in Cortland where households pay rent based on how much they earn.

There are 145 affordable apartments in Cortland that offer reduced rents to low-income households.

Waiting Lists in Cortland, New York

There is one Section 8 Housing Choice Voucher waiting list open in Cortland.

  • is currently open for new Section 8 applications.

Go to the New York Section 8 Waiting Lists page for more openings near Cortland.

Northcliffe Apartments

10 Northcliffe Road
Cortland, New York
Income Based
1-2 BR
Rent Assisted

Friendship House

13 Leon Ave
Cortland, New York
Rent Assisted

Port Watson

51 Port Watson St
Cortland, New York

Port Watson Commons

124 Port Watson St
Cortland, New York
Affordable

State of New York

18 Maple Ave
Cortland, New York
Affordable

Cortland Crown Homes

148 Main St
Cortland, New York
Affordable

Pomeroy School Renovation

47 Pomeroy St
Cortland, New York
Affordable
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Affordable Housing Near Cortland

View affordable apartments and waiting lists in cities near Cortland

City Apartments
Affordable Housing In Cincinnatus, NY Affordable Housing programs support 1 apartment communities in Cincinnatus.
Affordable Housing In Cortlandville, NY Affordable Housing programs support 1 apartment communities in Cortlandville.
Affordable Housing In Homer, NY Affordable Housing programs support 2 apartment communities in Homer.

Public Housing Agencies Serving Cortland, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Cortland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the New York Public Housing and Low-Income Apartments Waiting Lists page for openings near Cortland.

Cortland, New York Affordable Housing Data

Income Based Apartments in Cortland, New York

Cortland features 399 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cortland, New York

There are 145 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cortland.

Housing Choice Vouchers in Cortland, New York

On average, Section 8 Housing Choice vouchers pay Cortland landlords $400 per month towards rent. The average voucher holder contributes $400 towards rent in Cortland.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cortland, New York for a two-bedroom apartment is between $852 and $1,042.

2023 Cortland, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cortland, New York Fair Market Rent $775 $780 $947 $1,153 $1,613
Cortland, New York Payment Standard Range $698 to $853 $702 to $858 $852 to $1,042 $1,038 to $1,268 $1,452 to $1,774

Sourced from federal housing data and AffordableHousingOnline.com research.

Cortland, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 544
Total Housing Units with Rental Assistance 399
Percentage of Housing Units Occupied By Renters 53.93%
Average Renter Household Size 2.30
Average Household Size 2.40
Median Household Income $40,025 ±$4,341
Median Rent $678 ±$23
Percentage Of Renters Overburdened 45.62% ± 7.07pp
Total Population 19,134

Population and Household Demographics

Cortland is a city in Cortland County, New York with a population of 19,134. There are 6,714 households in the city with an average household size of 2.40 persons. 53.93% of households in Cortland are renters.

Income and Rent Overburden in Cortland

The median gross income for households in Cortland is $40,025 a year, or $3,335 a month. The median rent for the city is $678 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cortland, a household making less than $2,260 a month would be considered overburdened when renting an apartment at or above the median rent. 45.62% of households who rent are overburdened in Cortland.

Area Median Income In Cortland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cortland, the AMI is calculated from all households within Cortland County.

In Cortland, HUD calculates the Area Median Income for a family of four as $78,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cortland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cortland

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cortland AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,400 $18,750 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Cortland AMI may qualify for rental assistance programs that target Very Low Income households.
$27,300 $31,200 $35,100 $39,000 $42,150 $45,250 $48,400 $51,500
80% AMI Income Limits
Renters earning up to 80% of the Cortland AMI may qualify for rental assistance programs that target Low Income households.
$43,700 $49,950 $56,200 $62,400 $67,400 $72,400 $77,400 $82,400