Affordable Housing In Cortland County
New York

11 Low Income Apartment Communities In Cortland County

Northcliffe Apartments

10 Northcliffe Road
Cortland, New York
Income Based
1-2 BR
Subsidized

Friendship House

13 Leon Ave
Cortland, New York
Subsidized

Port Watson

51 Port Watson St
Cortland, New York

Port Watson Commons

124 Port Watson St
Cortland, New York

State of New York

18 Maple Ave
Cortland, New York

Cortland

17 River St
Homer, New York

Ellis Pines Senior Apartments

45 Cortland St
Homer, New York
Subsidized

Cortland Crown Homes

148 Main St
Cortland, New York

Pomeroy School Renovation

47 Pomeroy St
Cortland, New York

Williams Apts

5635 Deer Path Lane
Cincinnatus, New York

Section 8 Vouchers, Apartments, and Waiting Lists in Cortland County, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cortland County, New York

Housing Authority Programs
Cortland Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cortland County, New York

There are 11 low income housing apartment communities offering 772 affordable apartments for rent in Cortland County, New York.

Income Based Apartments in Cortland County, New York

Cortland County features 627 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cortland County, New York

There are 145 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cortland County.

Housing Choice Vouchers in Cortland County, New York

On average, Section 8 Housing Choice vouchers pay Cortland County landlords $500 per month towards rent. The average voucher holder contributes $400 towards rent in Cortland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cortland County, New York for a two-bedroom apartment is between $780 and $954.

2022 Cortland County, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cortland County, New York Fair Market Rent $697 $723 $867 $1,072 $1,384
Cortland County, New York Payment Standard Range $627 to $767 $651 to $795 $780 to $954 $965 to $1,179 $1,246 to $1,522

Sourced from federal housing data and AffordableHousingOnline.com research.

Cortland County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 772
Total Housing Units with Rental Assistance 627
Percentage of Housing Units Occupied By Renters 34.27%
Average Renter Household Size 2.27
Average Household Size 2.54
Median Household Income $49,514 ±$1,892
Median Rent $684 ±$20
Percentage Of Renters Overburdened 41.14% ± 4.78pp
Total Population 49,043

Population and Household Demographics

Cortland County is a county in New York with a population of 49,043. There are 17,935 households in the county with an average household size of 2.54 persons. 34.27% of households in Cortland County are renters.

Income and Rent Overburden in Cortland County

The median gross income for households in Cortland County is $49,514 a year, or $4,126 a month. The median rent for the county is $684 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cortland County, a household making less than $2,280 a month would be considered overburdened when renting an apartment at or above the median rent. 41.14% of households who rent are overburdened in Cortland County.

Area Median Income In Cortland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cortland County, HUD calculates the Area Median Income for a family of four as $72,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cortland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cortland County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cortland County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,200 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Cortland County AMI may qualify for rental assistance programs that target Very Low Income households.
$25,300 $28,900 $32,500 $36,100 $39,000 $41,900 $44,800 $47,700
80% AMI Income Limits
Renters earning up to 80% of the Cortland County AMI may qualify for rental assistance programs that target Low Income households.
$40,450 $46,200 $52,000 $57,750 $62,400 $67,000 $71,650 $76,250

Cities In Cortland County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Blodgett Mills The HUD funded Public Housing Agency that serves Blodgett Mills is the Cortland Housing Authority.
Cincinnatus The HUD funded Public Housing Agency that serves Cincinnatus is the Cortland Housing Authority.
Cortland The HUD funded Public Housing Agency that serves Cortland is the Cortland Housing Authority.
Cortland West The HUD funded Public Housing Agency that serves Cortland West is the Cortland Housing Authority.
Cortlandville The HUD funded Public Housing Agency that serves Cortlandville is the Cortland Housing Authority.
Cuyler The HUD funded Public Housing Agency that serves Cuyler is the Cortland Housing Authority.
Freetown The HUD funded Public Housing Agency that serves Freetown is the Cortland Housing Authority.
Harford The HUD funded Public Housing Agency that serves Harford is the Cortland Housing Authority.
Homer The HUD funded Public Housing Agency that serves Homer is the Cortland Housing Authority.
Lapeer The HUD funded Public Housing Agency that serves Lapeer is the Cortland Housing Authority.
Marathon The HUD funded Public Housing Agency that serves Marathon is the Cortland Housing Authority.
McGraw The HUD funded Public Housing Agency that serves McGraw is the Cortland Housing Authority.
Munsons Corners The HUD funded Public Housing Agency that serves Munsons Corners is the Cortland Housing Authority.
Preble The HUD funded Public Housing Agency that serves Preble is the Cortland Housing Authority.
Scott The HUD funded Public Housing Agency that serves Scott is the Cortland Housing Authority.
Solon The HUD funded Public Housing Agency that serves Solon is the Cortland Housing Authority.
Taylor The HUD funded Public Housing Agency that serves Taylor is the Cortland Housing Authority.
Truxton The HUD funded Public Housing Agency that serves Truxton is the Cortland Housing Authority.
Virgil The HUD funded Public Housing Agency that serves Virgil is the Cortland Housing Authority.
Willet The HUD funded Public Housing Agency that serves Willet is the Cortland Housing Authority.