Affordable Housing In Essex County
New York

18 Low Income Apartment Communities In Essex County

VOA Adirondack Apartments

225 Lake Street
Saranac Lake, NY
Call For Rent
1-3 BR

Lord Howe Estates

1 Hague Rd
Ticonderoga, NY
Elderly Supportive Housing

Greenwood Apartments

89 Greenwood St
Lake Placid, NY

Dechantal Apartments

20 Church St
Saranac Lake, NY

Lakewood Apartments

15 Senior Ln
Willsboro, NY

Lakeside Manor_Apartments

38 Fowler Ave
Schroon Lake, NY
HCV Welcome

Ralph Hascall House Rehabilitation

Main St
Essex, NY
HCV Welcome

West Valley Townhouses

16 Com Link Way
Lake Placid, NY
HCV Welcome

Lake Flower Apartments

14 Kiwassa Rd
Saranac Lake, NY

Alqonquin Apartments

240 George Lapan Memorial Hwy
Saranac Lake, NY

Other Housing Authorities located in Essex County

Housing Authority Programs
Lake Placid Village Inc. Section 8 Housing Choice Voucher (HCV)
Town of Jay Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Essex County, New York

There are 18 low income housing apartment communities offering 769 affordable apartments for rent in Essex County, New York. Essex County features 395 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 374 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Essex County.

Sourced from federal housing data and research.

Essex County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 769
Total Housing Units with Rental Assistance 395
Percentage of Housing Units Occupied By Renters 26.15%
Average Renter Household Size 2.00
Average Household Size 2.37
Median Household Income $52,758 ±$2,159
Median Rent $805 ±$43
Percentage Of Renters Overburdened 44.18% ± 5.19pp
Total Population 38,912

Population and Household Demographics

Essex County is a County in New York with a population of 38,912. There are 15,268 households in the county with an average household size of 2.37 persons. 26.15% of households in Essex County are renters.

Income and Rent Overburden in Essex County

The median gross income for households in Essex County is $52,758 a year, or $4,397 a month. The median rent for the county is $805 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Essex County, a household making less than $2,683 a month would be considered overburdened when renting an apartment at or above the median rent. 44.18% of households who rent are overburdened in Essex County.1

Area Median Income In Essex County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Essex County, HUD calculates the Area Median Income for a family of four as $70,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Essex County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Essex County HUD Rental Assistance in Essex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,800 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,650 $28,150 $31,650 $35,150 $38,000 $40,800 $43,600 $46,400
80% of Median $39,400 $45,000 $50,650 $56,250 $60,750 $65,250 $69,750 $74,250
Low Income Housing Tax Credits in Essex County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2004, 7 low income apartment communities containing 140 rental apartments have been constructed and made affordable to low income persons in Essex County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Essex County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,650 $28,150 $31,650 $35,150 $38,000 $40,800 $43,600 $46,400
60% of Median $29,580 $33,780 $37,980 $42,180 $45,600 $48,960 $52,320 $55,680

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Essex County is $37,980 a year, or $3,165 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,165 by 30% to get a maximum rent of $950 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $616 $660 $791 $914 $1,020 $1,125
60% $740 $792 $950 $1,097 $1,224 $1,350
Fair Market Rents in Essex County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$663 $710 $863 $1,164 $1,179

Cities In Essex County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Port Henry 0
Lake Placid 3 The HUD funded Public Housing Agency that serves Lake Placid is the Lake Placid Village Inc..
Saranac Lake 7
Ticonderoga 1
Essex 1
Elizabethtown 1
Wilmington 1
Schroon Lake 3
Schroon 0
Chesterfield 0
Crown Point 0
Jay 0
Keene 0
Lewis 0
Minerva 0
Mineville 0
Moriah 0
Newcomb 0
North Elba 0
North Hudson 0
St. Armand 0
Westport 0
Willsboro 1
Witherbee 0