Affordable Housing In Jefferson County
New York

44 Low Income Apartment Communities In Jefferson County

Maple Court Apartments

591 Weldon Dr
Watertown, NY
Call For Rent
Studio-3 BR
HCV Welcome

The Ledges

26686 Boyer Circle
Evans Mills, NY
Call For Rent
1-3 BR
HCV Welcome

Woodcreek Apartments

25382 Virginia Smith Drive
Calcium, NY
Call For Rent
2 BR
HCV Welcome

Black River Apartments

277 State St
Watertown, NY
Call For Rent
Studio-4 BR

Penet Square Apartments

36380 Penet Square Dr
La Fargeville, NY
Call For Rent
1-2 BR

St Anthonys Apartments

170 Conger Ave
Watertown, NY
Elderly Supportive Housing

Adams Elderly Housing

87 E Church St
Adams, NY
Elderly Supportive Housing

Watertown Apartments

1620 Huntington St
Watertown, NY

Curtis Apartments

336 W Main St
Watertown, NY

Briarwood Meadow Apartments

100A Stone Dr
Black River, NY

Other Housing Authorities located in Jefferson County

Housing Authority Programs
Watertown Housing Authority Public Housing
Wilna Housing Authority Public Housing
West Carthage Housing Authority Public Housing

Guide To Affordable Housing in Jefferson County, New York

According to federal housing data and research, there are 44 low income housing apartment communities offering 2,990 affordable apartments for rent in Jefferson County, New York. Jefferson County features 2,018 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 972 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Jefferson County.

Jefferson County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 44
Total Low Income Apartments 2,990
Total Housing Units with Rental Assistance 2,018
Percentage of Housing Units Occupied By Renters 44.45%
Average Renter Household Size 2.43
Average Household Size 2.54
Median Household Income $49,505 ±$1,562
Median Rent $947 ±$26
Percentage Of Renters Overburdened 39.91% ± 2.79pp
Total Population 118,947

Population and Household Demographics

Jefferson County is a County in New York with a population of 118,947. There are 44,306 households in the county with an average household size of 2.54 persons. 44.45% of households in Jefferson County are renters.

Income and Rent Overburden in Jefferson County

The median gross income for households in Jefferson County is $49,505 a year, or $4,125 a month. The median rent for the county is $947 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jefferson County, a household making less than $3,157 a month would be considered overburdened when renting an apartment at or above the median rent. 39.91% of households who rent are overburdened in Jefferson County.1

Area Median Income In Jefferson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jefferson County, HUD calculates the Area Median Income for a family of four as $58,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jefferson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jefferson County HUD Rental Assistance in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,250 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,750 $27,150 $30,550 $33,900 $36,650 $39,350 $42,050 $44,750
80% of Median $38,000 $43,400 $48,850 $54,250 $58,600 $62,950 $67,300 $71,650
Low Income Housing Tax Credits in Jefferson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2011, 15 low income apartment communities containing 686 rental apartments have been constructed and made affordable to low income persons in Jefferson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,750 $27,150 $30,550 $33,900 $36,650 $39,350 $42,050 $44,750
60% of Median $28,500 $32,580 $36,660 $40,680 $43,980 $47,220 $50,460 $53,700

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jefferson County is $36,660 a year, or $3,055 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,055 by 30% to get a maximum rent of $917 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $594 $636 $764 $882 $984 $1,085
60% $713 $764 $917 $1,058 $1,181 $1,302
Fair Market Rents in Jefferson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$716 $834 $1,099 $1,432 $1,637

Cities In Jefferson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Watertown 20 The HUD funded Public Housing Agency that serves Watertown is the Watertown Housing Authority.
Carthage 6 The HUD funded Public Housing Agency that serves Carthage is the West Carthage Housing Authority.
La Fargeville 2
Calcium 1
Alexandria Bay 2
Adams 1
Evans Mills 2
Sackets Harbor 1
Philadelphia 2
Black River 2
Antwerp 0
Clayton 3
Chaumont 0
Dexter 1
Brownville 0
Cape Vincent 0
Adams Center 0
Alexandria 0
Belleville 0
Champion 0
Deferiet 0
Depauville 0
Ellisburg 0
Felts Mills 0
Fishers Landing 0
Fort Drum 0
Glen Park 0
Great Bend 0
Henderson 1
Herrings 0
Hounsfield 0
Le Ray 0
Lorraine 0
Lyme 0
Mannsville 0
Natural Bridge 0
Orleans 0
Oxbow 0
Pamelia 0
Pamelia Center 0
Pierrepont Manor 0
Plessis 0
Redwood 0
Rodman 0
Rutland 0
Theresa 0
Thousand Island Park 0
Three Mile Bay 0
West Carthage 0
Wilna 0
Worth 0