Affordable Housing In Otsego County
New York

9 Low Income Apartment Communities In Otsego County

Academy Arms Apartments

33 Academy St
Oneonta, New York
Subsidized
62+
Accessible
Elderly Supportive Housing

Oneonta Heights

1 Silver Ave
Oneonta, New York

Bronner Manor Associates

24 Park St
Richfield Springs, New York
Subsidized

James F. Lettis Apartments

30 Fairview St
Oneonta, New York
Subsidized

Unadilla Neighborhood Apartments

71 Clifton St
Unadilla, New York
Subsidized

Albert Nader Towers

2 Mitchell St
Oneonta, New York

West Hill Terrace

26 West St
Edmeston, New York

Milford Family Housing

50 W Main St
Milford, New York

Mayrose Apts

9 Lewis Ave
Oneonta, New York
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Section 8 Vouchers, Apartments, and Waiting Lists in Otsego County, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Otsego County, New York

Housing Authority Programs
Otsego Rural Housing Assistance Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Otsego County, New York

There are 9 low income housing apartment communities offering 358 affordable apartments for rent in Otsego County, New York.

Income Based Apartments in Otsego County, New York

Otsego County features 310 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Otsego County, New York

There are 48 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Otsego County.

Housing Choice Vouchers in Otsego County, New York

On average, Section 8 Housing Choice vouchers pay Otsego County landlords $800 per month towards rent. The average voucher holder contributes $300 towards rent in Otsego County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Otsego County, New York for a two-bedroom apartment is between $803 and $981.

2022 Otsego County, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Otsego County, New York Fair Market Rent $723 $734 $892 $1,151 $1,307
Otsego County, New York Payment Standard Range $651 to $795 $661 to $807 $803 to $981 $1,036 to $1,266 $1,176 to $1,438

Sourced from federal housing data and AffordableHousingOnline.com research.

Otsego County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 358
Total Housing Units with Rental Assistance 310
Percentage of Housing Units Occupied By Renters 26.59%
Average Renter Household Size 2.27
Average Household Size 2.36
Median Household Income $48,588 ±$2,049
Median Rent $776 ±$21
Percentage Of Renters Overburdened 49.73% ± 4.13pp
Total Population 61,399

Population and Household Demographics

Otsego County is a county in New York with a population of 61,399. There are 23,636 households in the county with an average household size of 2.36 persons. 26.59% of households in Otsego County are renters.

Income and Rent Overburden in Otsego County

The median gross income for households in Otsego County is $48,588 a year, or $4,049 a month. The median rent for the county is $776 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Otsego County, a household making less than $2,587 a month would be considered overburdened when renting an apartment at or above the median rent. 49.73% of households who rent are overburdened in Otsego County.

Area Median Income In Otsego County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Otsego County, HUD calculates the Area Median Income for a family of four as $69,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Otsego County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Otsego County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Otsego County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,600 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Otsego County AMI may qualify for rental assistance programs that target Very Low Income households.
$24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
80% AMI Income Limits
Renters earning up to 80% of the Otsego County AMI may qualify for rental assistance programs that target Low Income households.
$38,850 $44,400 $49,950 $55,500 $59,950 $64,400 $68,850 $73,300

Cities In Otsego County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Burlington The HUD funded Public Housing Agency that serves Burlington is the Otsego Rural Housing Assistance.
Butternuts The HUD funded Public Housing Agency that serves Butternuts is the Otsego Rural Housing Assistance.
Cherry Valley The HUD funded Public Housing Agency that serves Cherry Valley is the Otsego Rural Housing Assistance.
Cooperstown The HUD funded Public Housing Agency that serves Cooperstown is the Otsego Rural Housing Assistance.
Decatur The HUD funded Public Housing Agency that serves Decatur is the Otsego Rural Housing Assistance.
Edmeston The HUD funded Public Housing Agency that serves Edmeston is the Otsego Rural Housing Assistance.
Exeter The HUD funded Public Housing Agency that serves Exeter is the Otsego Rural Housing Assistance.
Gilbertsville The HUD funded Public Housing Agency that serves Gilbertsville is the Otsego Rural Housing Assistance.
Hartwick The HUD funded Public Housing Agency that serves Hartwick is the Otsego Rural Housing Assistance.
Laurens The HUD funded Public Housing Agency that serves Laurens is the Otsego Rural Housing Assistance.
Maryland The HUD funded Public Housing Agency that serves Maryland is the Otsego Rural Housing Assistance.
Middlefield The HUD funded Public Housing Agency that serves Middlefield is the Otsego Rural Housing Assistance.
Milford The HUD funded Public Housing Agency that serves Milford is the Otsego Rural Housing Assistance.
Morris The HUD funded Public Housing Agency that serves Morris is the Otsego Rural Housing Assistance.
New Lisbon The HUD funded Public Housing Agency that serves New Lisbon is the Otsego Rural Housing Assistance.
Oneonta The HUD funded Public Housing Agencies that serve Oneonta are the Oneonta Housing Authority and Otsego Rural Housing Assistance.
Otego The HUD funded Public Housing Agency that serves Otego is the Otsego Rural Housing Assistance.
Otsego The HUD funded Public Housing Agency that serves Otsego is the Otsego Rural Housing Assistance.
Pittsfield The HUD funded Public Housing Agency that serves Pittsfield is the Otsego Rural Housing Assistance.
Plainfield The HUD funded Public Housing Agency that serves Plainfield is the Otsego Rural Housing Assistance.
Richfield The HUD funded Public Housing Agency that serves Richfield is the Otsego Rural Housing Assistance.
Richfield Springs The HUD funded Public Housing Agency that serves Richfield Springs is the Otsego Rural Housing Assistance.
Roseboom The HUD funded Public Housing Agency that serves Roseboom is the Otsego Rural Housing Assistance.
Schenevus The HUD funded Public Housing Agency that serves Schenevus is the Otsego Rural Housing Assistance.
Springfield The HUD funded Public Housing Agency that serves Springfield is the Otsego Rural Housing Assistance.
Unadilla The HUD funded Public Housing Agency that serves Unadilla is the Otsego Rural Housing Assistance.
West End The HUD funded Public Housing Agency that serves West End is the Otsego Rural Housing Assistance.
Westford The HUD funded Public Housing Agency that serves Westford is the Otsego Rural Housing Assistance.
Worcester The HUD funded Public Housing Agency that serves Worcester is the Otsego Rural Housing Assistance.