Low Income Apartments and Affordable Housing For Rent in Putnam County, NY

Discover affordable housing in Putnam County where there are 12+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Hughson Commons

1100 Gables Way, Carmel, New York 10512

bed 1-2
payment $895-1288/mo.

Gleneida Court

10 Seminary Hill Rd, Carmel, New York 10512

bed 1

Hillcrest Commons II

1000 Clapboard Ridge, Carmel, New York 10512

bed 1-2

Hillcrest Commons I

3101 Heights Ln, Carmel, New York 10512

bed 1-2

Putnam Residence

149C Cross Rd, Patterson, New York 12563

Chestnut Ridge Apartments

62 Chestnut St, Cold Spring, New York 10516

Gleneida Senior Apartments

20 Gleneida Ct, Carmel, New York 10512

bed 1

Senior Housing at Mahopac Hills

106 Route 6, Carmel, New York 10512

bed 1

Lakeview Housing

8 Gleneida Court, Carmel, New York 10512

bed 1

Heritage Meadows

14776 Baker Rd, Kent, New York 14477

Stonecrest Senior Residence

3101 Stonecrest Dr, Brewster, New York 10509


35 SEMINARY HILL RD, Carmel, New York 10512

How To Identify Affordable Housing in Putnam County, New York

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Putnam County, New York
$37.12 (+247%) more than New York minimum wage and $44.87 (+619%) more than the Federal minimum wage.
Learn More About Putnam County, New York Affordable Housing ↓

How many renters live in Putnam County, New York?

The County of Putnam County has people living in households.

There are renters living in renter households in this County. Renters make up 11.29 percent of the population living in Putnam County.

What is the rental market like in Putnam County, New York?

There are an estimated housing units in the Putnam County area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Putnam County, New York, there are 1.22 rental units.

What is the vacancy rate for rentals in Putnam County?

The rental vacancy rate in Putnam County is 1 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Putnam County for each bedroom size?

Occupied Rental Units by Size in Putnam County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
269 1,793 1,930 1,362 174
Occupied Rental Units by Size in Putnam County

A large number of apartments in Putnam County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in Putnam County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $2,386 to $3,700. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $2,386
One BR $2,451
Two BR $2,752
Three BR $3,434
Four BR $3,700
2024 Fair Market Rents in Putnam County, New York

How many units are rented at Fair Market Rent (FMR) in Putnam County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 252 94 percent
One BR 1,006 56 percent
Two BR 534 28 percent
Rental Units Below FMR in Putnam County, New York

How many affordable rental units are in Putnam County?

There are a variety of federal affordable housing programs serving households in Putnam County, New York including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in Putnam County, New York

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Putnam County, New York

Putnam County features 141 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Putnam County, New York

There are 453 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Putnam County.

Housing Choice Vouchers in Putnam County, New York

On average, Section 8 Housing Choice vouchers pay Putnam County landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Putnam County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Putnam County, New York for a two-bedroom apartment is between $2,477 and $3,027.

Sourced from federal housing data and AffordableHousingOnline.com research.