Affordable Housing In Rome
Oneida County, New York

9 Low Income Apartment Communities In Rome

Georgian Arms Apartments

119 N George St
Rome, NY

Park Drive Manor II

430 Park Dr
Rome, NY

Rome Mall Apartments

146 W Dominick St
Rome, NY
Elderly Supportive Housing

Valentine Apartments

152 Turin St
Rome, NY

Colonial I and II

310 Cottage St
Rome, NY

Park Drive Manor

100 Park Dr Manor
Rome, NY

Liberty Gardens

200 N Levitt St
Rome, NY

Madison Plaza Apartments

100 N Madison St
Rome, NY
HCV Welcome

Canal Village

407 West St
Rome, NY
HCV Welcome
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Housing Authorities that serve Rome

Housing Authority Programs
Rome Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Utica Municipal Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Rome, New York

There are 9 low income housing apartment communities offering 904 affordable apartments for rent in Rome, New York. Rome features 643 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 261 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Rome.

Sourced from federal housing data and research.

Rome, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 904
Total Housing Units with Rental Assistance 643
Percentage of Housing Units Occupied By Renters 45.55%
Average Renter Household Size 2.18
Average Household Size 2.30
Median Household Income $43,323 ±$1,764
Median Rent $713 ±$22
Percentage Of Renters Overburdened 42.85% ± 4.83pp
Total Population 32,916

Population and Household Demographics

Rome is a City in Oneida County, New York with a population of 32,916. There are 13,238 households in the city with an average household size of 2.30 persons. 45.55% of households in Rome are renters.

Income and Rent Overburden in Rome

The median gross income for households in Rome is $43,323 a year, or $3,610 a month. The median rent for the city is $713 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Rome, a household making less than $2,377 a month would be considered overburdened when renting an apartment at or above the median rent. 42.85% of households who rent are overburdened in Rome.1

Area Median Income In Rome

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Rome, the AMI is calculated from all households within Oneida County.

In Rome, HUD calculates the Area Median Income for a family of four as $70,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Rome

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Rome HUD Rental Assistance in Rome

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,800 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,650 $28,200 $31,700 $35,200 $38,050 $40,850 $43,650 $46,500
80% of Median $39,450 $45,050 $50,700 $56,300 $60,850 $65,350 $69,850 $74,350
Low Income Housing Tax Credits in Rome

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2009 to 2010, 2 low income apartment communities containing 153 rental apartments have been constructed and made affordable to low income persons in Rome by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Rome

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,650 $28,200 $31,700 $35,200 $38,050 $40,850 $43,650 $46,500
60% of Median $29,580 $33,840 $38,040 $42,240 $45,660 $49,020 $52,380 $55,800

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Rome is $38,040 a year, or $3,170 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,170 by 30% to get a maximum rent of $951 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $616 $661 $793 $916 $1,021 $1,127
60% $740 $793 $951 $1,099 $1,226 $1,352
Fair Market Rents in Rome

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$563 $613 $790 $984 $1,096